Q3 2026 13F · SEC CIK 1800465

XML Financial, LLC

Wealth managerFiled 2026-10-29 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.4B
Reported positions: 463
Top holdings a year, 3 yrs: +15.3%
Assets under management: $3.3B

XML Financial, LLC is a wealth manager that reported 463 positions worth $1.4B in its Q3 2026 13F, filed 2026-10-29. Its largest holdings were Schwab Strategic Tr (SCHG, 4.4%), Ishares Tr (DGRO, 3.2%), Schwab Strategic Tr (SCHV, 3.1%). A portfolio copying its top holdings returned 15.3% a year over the last 3 years, against 20.4% for the S&P 500.

XML Financial, LLC holdings largest 50 of 463 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

XML Financial, LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SCHGSchwab Strategic Tr	4.4%	4.1%	1,719,873	+2.2%	$61.8M
DGROIshares Tr	3.2%	3.2%	588,893	+0.5%	$44.4M
SCHVSchwab Strategic Tr	3.1%	3.2%	1,278,661	+2.0%	$42.6M
AAPLApple Inc	2.7%	2.4%	113,884	-1.8%	$37.9M
VGTVanguard World Fd	2.6%	2.5%	290,885	-0.6%	$36.6M
IWFIshares Tr	2.5%	2.5%	277,416	-1.4%	$34.7M
IWBIshares Tr	2.4%	2.4%	81,067	-1.1%	$33.7M
IVVIshares Tr	2.1%	2.0%	38,984	+4.1%	$29.9M
MSFTMicrosoft Corp	2.0%	1.6%	55,389	-4.2%	$28.4M
BSVVanguard Bd Index Fds	1.8%	1.8%	324,185	+2.2%	$24.8M
IWRIshares Tr	1.7%	1.9%	226,443	-3.2%	$24.2M
PTYPimco Corporate & Income Opp	1.4%	1.5%	1,801,376	+2.7%	$19.8M
PCPIPimco ETF Tr	1.4%	0.7%	387,065	+103.9%	$19.4M
CWBSpdr Series Trust	1.3%	1.4%	180,048	-0.8%	$18.2M
BRK-BBerkshire Hathaway Inc Del	1.3%	1.3%	35,088	-2.7%	$17.5M
NVDANvidia Corporation	1.2%	1.1%	75,952	+2.3%	$17.3M
CORPPimco ETF Tr	1.2%	1.3%	182,276	-0.2%	$16.7M
GLDSpdr Gold Tr	1.2%	1.1%	42,875	+0.9%	$16.3M
JNJJohnson & Johnson	1.2%	1.1%	61,317	+1.0%	$16.2M
GSLCGoldman Sachs ETF Tr	1.1%	1.1%	103,847	-0.5%	$15.1M
COWZPacer Fds Tr	1.0%	0.9%	210,398	+1.0%	$14.0M
IYFIshares Tr	1.0%	1.1%	110,215	-3.1%	$13.8M
SPTMSpdr Series Trust	1.0%	1.0%	148,682	-4.4%	$13.7M
JPMJpmorgan Chase & Co	1.0%	0.9%	40,564	+2.4%	$13.4M
SCHDSchwab Strategic Tr	1.0%	0.9%	408,627	+4.6%	$13.3M
CSCOCisco Sys Inc	0.9%	1.0%	121,839	-0.1%	$13.1M
IWDIshares Tr	0.9%	0.9%	52,397	+4.3%	$13.0M
AMZNAmazon Com Inc	0.9%	0.9%	52,086	-1.0%	$13.0M
IWMIshares Tr	0.9%	0.9%	44,739	+3.9%	$12.4M
SPHDInvesco Exch Traded Fd Tr II	0.9%	0.9%	246,549	+5.9%	$11.9M
GOOGLAlphabet Inc	0.8%	0.9%	34,115	-6.3%	$11.7M
IWPIshares Tr	0.8%	0.9%	83,236	-0.2%	$11.5M
RNPCohen & Steers REIT & Pfd &	0.8%	0.9%	613,861	+2.5%	$11.4M
NANRSpdr Index Shs Fds	0.8%	0.8%	135,082	-5.0%	$11.3M
VOVanguard Index Fds	0.8%	0.8%	142,754	+4.8%	$11.2M
IWSIshares Tr	0.8%	0.8%	68,415	+0.5%	$11.0M
IJRIshares Tr	0.8%	0.9%	79,562	-2.1%	$10.8M
BACBank of Amer Corp	0.8%	0.8%	193,617	-1.0%	$10.5M
FMBFirst Tr Exch Traded Fd III	0.7%	—	212,746	—	$10.2M
QCOMQualcomm Inc	0.7%	0.7%	54,526	-0.6%	$10.0M
GPIQGoldman Sachs ETF Tr	0.7%	0.7%	165,367	+3.9%	$9.6M
VYMVanguard Whitehall Fds	0.7%	0.7%	60,854	-0.0%	$9.4M
SPDWSpdr Index Shs Fds	0.6%	0.6%	180,099	+5.3%	$9.0M
RTXRtx Corporation	0.6%	0.7%	46,552	-2.3%	$8.6M
QQQInvesco Qqq Tr	0.6%	0.6%	11,658	-0.1%	$8.6M
UCONFirst Tr Exchng Traded Fd Vi	0.6%	0.6%	353,364	-0.3%	$8.4M
MRKMerck & Co Inc	0.6%	—	57,643	—	$8.4M
AMGNAmgen Inc	0.5%	—	18,034	—	$7.6M
GOOGAlphabet Inc	0.5%	0.6%	22,162	-1.1%	$7.6M
CEFSExchange Listed Fds Tr	0.5%	—	291,690	—	$7.2M

What XML Financial, LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +15.4% /yr; S&P 500 +20.1%
3 years: +15.3% /yr; S&P 500 +20.4%
5 years: +7.3% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$1.4B	463
Q2 2026	$1.4B	447
Q1 2026	$1.2B	421
Q4 2025	$1.2B	441
Q3 2025	$1.2B	391
Q2 2025	$1.2B	375
Q1 2025	$1.1B	357
Q4 2024	$1.1B	356
Q3 2024	$1.1B	348
Q2 2024	$993.7M	337
Q1 2024	$976.5M	340
Q4 2023	$948.3M	332

Questions about XML Financial, LLC's portfolio

What stocks does XML Financial, LLC own?

XML Financial, LLC's latest 13F, for Q3 2026 and filed Oct 29, 2026, lists 463 positions worth $1.4B. The largest are Schwab Strategic Tr (SCHG) at 4.4%, Ishares Tr (DGRO) at 3.2%, Schwab Strategic Tr (SCHV) at 3.1%, Apple Inc (AAPL) at 2.7% and Vanguard World Fd (VGT) at 2.6%.

What did XML Financial, LLC buy last quarter?

In Q3 2026, XML Financial, LLC added Pimco ETF Tr (PCPI) (+103.9% shares), Invesco Exch Traded Fd Tr II (SPHD) (+5.9% shares) and Spdr Index Shs Fds (SPDW) (+5.3% shares), compared with its Q2 2026 filing.

What did XML Financial, LLC sell last quarter?

In Q3 2026, XML Financial, LLC cut from its top 50 First Tr Exch Traded Fd III (FSMB), cut from its top 50 Applied Matls Inc (AMAT), cut from its top 50 International Business Machs (IBM), cut from its top 50 Ishares Tr (IWO) and Alphabet Inc (GOOGL) (-6.3% shares), compared with its Q2 2026 filing.

How has XML Financial, LLC's portfolio performed?

A portfolio copying XML Financial, LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +15.3% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +15.4% against +20.1%. Over 5 years: +7.3% a year against +11.6%.

When is XML Financial, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. XML Financial, LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does XML Financial, LLC manage?

XML Financial, LLC reported $3.3B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $1.4B.