Q3 2026 13F · SEC CIK 2000314

United Community Bank

Bank & trustFiled 2026-10-28 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $335.9M
Reported positions: 556
Top holdings a year, 3 yrs: +16.2%
Average holding period: 2.5 yrs

United Community Bank is a bank & trust that reported 556 positions worth $335.9M in its Q3 2026 13F, filed 2026-10-28. Its largest holdings were Berkshire Hathaway Inc Del (BRK-B, 9.0%), Ishares Gold Trust Micro (IAUM, 4.1%), Invesco Exchange Traded Fd T (PBP, 3.6%). A portfolio copying its top holdings returned 16.2% a year over the last 3 years, against 21.8% for the S&P 500.

United Community Bank holdings largest 50 of 556 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

United Community Bank 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
BRK-BBerkshire Hathaway Inc Del	9.0%	9.3%	60,771	+0.7%	$30.3M
IAUMIshares Gold Trust Micro	4.1%	4.3%	336,464	-3.1%	$13.9M
PBPInvesco Exchange Traded Fd T	3.6%	3.5%	524,730	+5.7%	$12.2M
EFAIshares Tr	2.8%	3.0%	90,568	-2.1%	$9.4M
MSFTMicrosoft Corp	2.8%	2.0%	18,020	+2.8%	$9.2M
VTIVanguard Index Fds	2.7%	2.4%	24,591	+15.3%	$9.2M
VXUSVanguard Star Fds	2.4%	2.1%	95,668	+21.5%	$8.1M
IVVIshares Tr	2.4%	2.6%	10,370	-6.8%	$7.9M
SPHQInvesco Exchange Traded Fd T	2.2%	2.1%	89,720	+16.5%	$7.5M
VUGVanguard Index Fds	2.2%	1.9%	81,673	+13.5%	$7.4M
IJHIshares Tr	1.9%	2.1%	88,727	-1.1%	$6.4M
AAPLApple Inc	1.7%	1.4%	17,552	+14.7%	$5.8M
VXFVanguard Index Fds	1.6%	1.7%	23,820	+6.9%	$5.5M
VYMVanguard Whitehall Fds	1.4%	1.3%	30,323	+16.4%	$4.7M
SPYState Str Spdr S&p 500 ETF T	1.2%	1.2%	5,218	-2.1%	$4.0M
JCPBJ P Morgan Exchange Traded F	1.1%	1.0%	85,349	+20.9%	$3.8M
JPMJpmorgan Chase & Co	1.0%	1.0%	10,120	+1.0%	$3.3M
CVXChevron Corporation	1.0%	0.8%	16,341	+2.3%	$3.3M
VCITVanguard Scottsdale Fds	1.0%	1.2%	42,399	-8.8%	$3.3M
IJRIshares Tr	1.0%	1.1%	24,296	+0.3%	$3.3M
NVDANvidia Corporation	1.0%	0.9%	14,191	+2.4%	$3.2M
AGGIshares Tr	0.9%	1.0%	33,464	+1.9%	$3.2M
IAUIshares Gold Tr	0.9%	1.0%	39,902	-7.9%	$3.1M
VEAVanguard Ftse Developed Markets Index Fu	0.9%	0.8%	43,518	+13.4%	$3.1M
CSCOCisco Sys Inc	0.9%	1.1%	27,895	-8.7%	$3.0M
PMPhilip Morris Intl Inc	0.9%	0.8%	15,305	+2.5%	$2.9M
FLRNSpdr Series Trust	0.9%	0.9%	92,785	+2.7%	$2.9M
AMZNAmazon Com Inc	0.7%	0.8%	10,094	-1.2%	$2.5M
METAMeta Platforms Inc	0.7%	0.6%	3,284	+0.9%	$2.4M
ABBVAbbvie Inc	0.7%	0.8%	8,862	-8.3%	$2.3M
MRKMerck & Co Inc	0.7%	0.6%	15,888	-0.9%	$2.3M
GOOGAlphabet Inc	0.7%	0.7%	6,745	-0.1%	$2.3M
VGITVanguard Scottsdale Fds	0.7%	0.7%	39,683	+7.2%	$2.2M
BIVVanguard Bd Index Fds	0.7%	0.8%	30,617	-13.3%	$2.2M
KOCoca Cola Co	0.7%	0.6%	25,910	+2.3%	$2.2M
VWOVanguard Intl Equity Index F	0.7%	0.7%	37,311	-2.0%	$2.2M
SHYIshares Tr	0.7%	0.8%	27,230	-16.6%	$2.2M
SPSBSpdr Series Trust	0.7%	—	73,770	—	$2.2M
TAt&t Inc	0.6%	0.6%	88,771	+3.1%	$2.2M
XLKSelect Sector Spdr Tr	0.6%	0.7%	10,917	-3.4%	$2.1M
GILDGilead Sciences Inc	0.6%	—	12,490	—	$1.9M
AVGOBroadcom Inc	0.5%	0.6%	5,231	+0.8%	$1.8M
GOOGLAlphabet Inc	0.5%	0.5%	5,313	+12.5%	$1.8M
BMYBristol-Myers Squibb Co	0.5%	0.5%	28,906	-0.3%	$1.8M
LLYEli Lilly & Co	0.5%	0.6%	1,528	+2.8%	$1.8M
DUKDuke Energy Corp New	0.5%	0.6%	15,210	+2.2%	$1.7M
HDHome Depot Inc	0.5%	0.6%	5,991	+2.6%	$1.7M
VZVerizon Communications Inc	0.5%	—	35,373	—	$1.6M
OKEOneok Inc New	0.5%	—	19,025	—	$1.6M
NEENextera Energy Inc	0.5%	0.5%	20,421	+3.3%	$1.5M

What United Community Bank bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +13.9% /yr; S&P 500 +20.1%
3 years: +16.2% /yr; S&P 500 +21.8%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$335.9M	556
Q2 2026	$323.4M	533
Q1 2026	$299.9M	564
Q4 2025	$264.5M	551
Q3 2025	$323.0M	590
Q2 2025	$292.3M	502
Q1 2025	$268.4M	486
Q4 2024	$256.9M	404
Q3 2024	$256.2M	360
Q2 2024	$247.5M	387
Q1 2024	$257.5M	355
Q4 2023	$236.1M	365

Questions about United Community Bank's portfolio

What stocks does United Community Bank own?

United Community Bank's latest 13F, for Q3 2026 and filed Oct 28, 2026, lists 556 positions worth $335.9M. The largest are Berkshire Hathaway Inc Del (BRK-B) at 9.0%, Ishares Gold Trust Micro (IAUM) at 4.1%, Invesco Exchange Traded Fd T (PBP) at 3.6%, Ishares Tr (EFA) at 2.8% and Microsoft Corp (MSFT) at 2.8%.

What did United Community Bank buy last quarter?

In Q3 2026, United Community Bank added Vanguard Star Fds (VXUS) (+21.5% shares), J P Morgan Exchange Traded F (JCPB) (+20.9% shares) and Invesco Exchange Traded Fd T (SPHQ) (+16.5% shares), compared with its Q2 2026 filing.

What did United Community Bank sell last quarter?

In Q3 2026, United Community Bank cut from its top 50 International Business Machs (IBM), cut from its top 50 Ishares Tr (IGSB), cut from its top 50 Pnc Finl Svcs Group Inc (PNC), cut from its top 50 Oneok Inc New (OKE), Ishares Tr (SHY) (-16.6% shares), Vanguard Bd Index Fds (BIV) (-13.3% shares) and Vanguard Scottsdale Fds (VCIT) (-8.8% shares), compared with its Q2 2026 filing.

How has United Community Bank's portfolio performed?

A portfolio copying United Community Bank's 20 largest 13F holdings each quarter, from the day each filing was public, returned +16.2% a year over the last 3 years, against +21.8% for the S&P 500. Over 1 year: +13.9% against +20.1%.

When is United Community Bank's next 13F filing due?

13F filings are due 45 days after each quarter ends. United Community Bank's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.