Q2 2026 13F · SEC CIK 1766995

Summit Wealth & Retirement Planning, Inc.

Wealth managerFiled 2026-07-27 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $471.9M
Reported positions: 113
Top holdings a year, 3 yrs: +17.8%
Assets under management: $978.1M

Summit Wealth & Retirement Planning, Inc. is a wealth manager that reported 113 positions worth $471.9M in its Q2 2026 13F, filed 2026-07-27. Its largest holdings were Schwab Strategic Tr (SCHV, 13.1%), Vanguard World Fd (MGC, 12.6%), Schwab Strategic Tr (SCHG, 10.9%). A portfolio copying its top holdings returned 17.8% a year over the last 3 years, against 20.4% for the S&P 500.

Summit Wealth & Retirement Planning, Inc. holdings largest 50 of 113 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Summit Wealth & Retirement Planning, Inc. 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
SCHVSchwab Strategic Tr	13.1%	12.5%	1,777,034	+3.1%	$61.9M
MGCVanguard World Fd	12.6%	12.2%	217,223	+0.8%	$59.4M
SCHGSchwab Strategic Tr	10.9%	10.5%	1,522,032	+0.3%	$51.5M
SCHFSchwab Strategic Tr	6.9%	6.8%	1,175,965	+1.8%	$32.6M
GLTRAbrdn Precious Metals Basket	5.0%	6.7%	129,390	+0.8%	$23.4M
SCHASchwab Strategic Tr	4.7%	4.1%	614,388	+3.4%	$22.2M
DBMFIm Global Partner Funds	4.1%	4.4%	638,441	+4.2%	$19.5M
SCHESchwab Strategic Tr	3.9%	3.9%	507,913	+1.5%	$18.4M
BOXXEa Series Trust	3.8%	4.1%	153,499	+4.8%	$18.0M
IWDIshares Tr	3.0%	3.0%	58,572	-0.9%	$14.2M
DISVDimensional ETF Trust	2.3%	2.2%	266,152	+12.5%	$10.7M
SPYState Str Spdr S&p 500 ETF T	1.9%	1.9%	12,286	-0.7%	$9.2M
EFAIshares Tr	1.9%	2.1%	86,031	-4.3%	$8.9M
IWMIshares Tr	1.4%	1.4%	22,489	-2.0%	$6.8M
AAPLApple Inc	1.4%	1.5%	22,956	-6.5%	$6.6M
SCHBSchwab Strategic Tr	1.4%	1.4%	227,501	-5.3%	$6.6M
IWFIshares Tr	1.1%	1.1%	41,871	+300.0%	$5.2M
EEMIshares Tr	1.1%	1.1%	75,857	-9.8%	$5.2M
VBRVanguard Index Fds	1.0%	1.1%	19,775	-2.6%	$4.8M
GOOGLAlphabet Inc	1.0%	0.9%	13,430	+0.0%	$4.8M
VOOVanguard Index Fds	1.0%	1.0%	6,673	-8.7%	$4.6M
MSFTMicrosoft Corp	0.9%	1.0%	11,583	-0.2%	$4.3M
VTVVanguard Index Fds	0.7%	0.8%	15,498	-4.1%	$3.4M
GEQEa Series Trust	0.7%	—	62,800	—	$3.2M
VBVanguard Index Fds	0.6%	0.6%	9,754	+1.2%	$3.0M
TSLATesla Inc	0.6%	0.6%	6,560	-1.5%	$2.8M
JPMJpmorgan Chase & Co	0.6%	0.6%	8,002	-1.2%	$2.6M
GOOGAlphabet Inc	0.5%	0.5%	7,123	-2.2%	$2.5M
AVGOBroadcom Inc	0.5%	0.5%	6,263	-0.6%	$2.4M
AVDVAmerican Centy ETF Tr	0.5%	0.5%	22,942	+18.4%	$2.4M
AAUAEa Series Trust	0.5%	0.5%	40,458	+0.0%	$2.3M
VGITVanguard Scottsdale Fds	0.5%	0.5%	36,003	+8.8%	$2.1M
AAEQEa Series Trust	0.4%	0.4%	39,418	+0.0%	$2.1M
NVDANvidia Corporation	0.4%	0.4%	10,432	-2.8%	$2.1M
BRK-BBerkshire Hathaway Inc Del	0.4%	0.4%	3,838	-0.2%	$1.9M
VUGVanguard Index Fds	0.4%	0.4%	21,590	+522.7%	$1.9M
SYLDCambria ETF Tr	0.4%	0.4%	22,647	+3.9%	$1.8M
IEFAIshares Tr	0.3%	0.3%	14,942	-2.0%	$1.4M
LLYEli Lilly & Co	0.3%	0.3%	1,060	-15.9%	$1.3M
AMZNAmazon Com Inc	0.2%	0.2%	4,035	-2.4%	$962K
ABBVAbbvie Inc	0.2%	0.2%	3,802	+0.0%	$957K
AAUSAlpha Architect US	0.2%	0.3%	15,504	-36.2%	$926K
AMDAdvanced Micro Devices Inc	0.2%	—	1,555	—	$903K
SCHDSchwab Strategic Tr	0.2%	0.2%	27,300	+23.4%	$866K
PANWPalo Alto Networks Inc	0.2%	—	2,530	—	$863K
BACBank of Amer Corp	0.2%	0.2%	14,673	-5.0%	$836K
SSDSimpson Mfg Inc	0.2%	—	3,857	—	$807K
VWOVanguard Intl Equity Index F	0.2%	0.2%	13,391	+0.3%	$799K
HDHome Depot Inc	0.2%	0.2%	2,247	-12.5%	$792K
HDVIshares Tr	0.2%	—	27,861	—	$764K

What Summit Wealth & Retirement Planning, Inc. bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +22.5% /yr; S&P 500 +20.1%
3 years: +17.8% /yr; S&P 500 +20.4%
5 years: +7.7% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$471.9M	113
Q1 2026	$419.1M	108
Q4 2025	$424.7M	112
Q3 2025	$406.9M	106
Q2 2025	$372.5M	101
Q1 2025	$326.3M	78
Q4 2024	$323.1M	75
Q3 2024	$313.3M	68
Q2 2024	$293.7M	64
Q1 2024	$280.5M	63
Q4 2023	$236.7M	54
Q3 2023	$248.6M	57

Questions about Summit Wealth & Retirement Planning, Inc.'s portfolio

What stocks does Summit Wealth & Retirement Planning, Inc. own?

Summit Wealth & Retirement Planning, Inc.'s latest 13F, for Q2 2026 and filed Jul 27, 2026, lists 113 positions worth $471.9M. The largest are Schwab Strategic Tr (SCHV) at 13.1%, Vanguard World Fd (MGC) at 12.6%, Schwab Strategic Tr (SCHG) at 10.9%, Schwab Strategic Tr (SCHF) at 6.9% and Abrdn Precious Metals Basket (GLTR) at 5.0%.

What did Summit Wealth & Retirement Planning, Inc. buy last quarter?

In Q2 2026, Summit Wealth & Retirement Planning, Inc. added Vanguard Index Fds (VUG) (+522.7% shares), Ishares Tr (IWF) (+300.0% shares) and Schwab Strategic Tr (SCHD) (+23.4% shares), compared with its Q1 2026 filing.

What did Summit Wealth & Retirement Planning, Inc. sell last quarter?

In Q2 2026, Summit Wealth & Retirement Planning, Inc. cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Copart Inc (CPRT), cut from its top 50 Rtx Corporation (RTX), cut from its top 50 Vanguard Ftse Developed Markets Index Fu (VEA), cut from its top 50 Oreilly Automotive Inc (ORLY), Alpha Architect US (AAUS) (-36.2% shares), Eli Lilly & Co (LLY) (-15.9% shares) and Home Depot Inc (HD) (-12.5% shares), compared with its Q1 2026 filing.

How has Summit Wealth & Retirement Planning, Inc.'s portfolio performed?

A portfolio copying Summit Wealth & Retirement Planning, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +17.8% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +22.5% against +20.1%. Over 5 years: +7.7% a year against +11.6%.

When is Summit Wealth & Retirement Planning, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Summit Wealth & Retirement Planning, Inc.'s filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Summit Wealth & Retirement Planning, Inc. manage?

Summit Wealth & Retirement Planning, Inc. reported $978.1M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $471.9M.