Q3 2026 13F · SEC CIK 1625246

Summit Financial Strategies, Inc.

Wealth managerFiled 2026-10-14 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.4B
Reported positions: 164
Top holdings a year, 3 yrs: +17.3%
Assets under management: $2.3B

Summit Financial Strategies, Inc. is a wealth manager that reported 164 positions worth $1.4B in its Q3 2026 13F, filed 2026-10-14. Its largest holdings were Ishares Tr (IVV, 10.6%), Dimensional ETF Trust (DFIC, 10.5%), J P Morgan Exchange Traded F (JCPB, 9.4%). A portfolio copying its top holdings returned 17.3% a year over the last 3 years, against 22.3% for the S&P 500.

Summit Financial Strategies, Inc. holdings largest 50 of 164 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Summit Financial Strategies, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
IVVIshares Tr	10.6%	9.5%	199,941	+10.6%	$153.1M
DFICDimensional ETF Trust	10.5%	10.4%	4,044,958	+2.0%	$152.1M
JCPBJ P Morgan Exchange Traded F	9.4%	9.2%	3,032,031	+8.3%	$135.8M
FBNDFidelity Merrimack Str Tr	7.6%	7.6%	2,546,072	+6.8%	$110.2M
DFLVDimensional ETF Trust	7.5%	6.9%	2,699,514	+8.8%	$108.4M
IJHIshares Tr	6.0%	5.7%	1,199,159	+14.8%	$86.3M
AVEMAmerican Centy ETF Tr	5.3%	5.3%	808,362	+3.0%	$76.0M
PKGPackaging Corp Amer	3.8%	4.4%	236,708	-10.7%	$54.3M
SCHBSchwab Strategic Tr	3.7%	4.7%	1,814,136	-22.0%	$53.2M
IJRIshares Tr	3.6%	3.5%	385,035	+13.1%	$52.4M
VONGVanguard Scottsdale Fds	3.4%	2.8%	374,671	+20.6%	$48.3M
VBKVanguard Index Fds	3.2%	3.5%	138,330	+1.9%	$46.7M
DFATDimensional ETF Trust	2.5%	2.3%	544,661	+15.3%	$36.2M
DFGRDimensional ETF Trust	2.4%	2.3%	1,283,775	+15.0%	$34.7M
SCHMSchwab Strategic Tr	2.0%	2.9%	844,358	-25.4%	$28.7M
AAPLApple Inc	1.6%	1.4%	69,651	+0.3%	$23.2M
SCHASchwab Strategic Tr	1.0%	1.6%	457,428	-28.0%	$14.9M
VOOVanguard Index Fds	0.9%	0.8%	18,775	+6.5%	$13.2M
MSFTMicrosoft Corp	0.9%	0.6%	25,576	+21.0%	$13.1M
BRK-BBerkshire Hathaway Inc Del	0.8%	0.9%	23,656	-4.8%	$11.8M
WMTWalmart Inc	0.6%	0.7%	80,892	-1.2%	$8.4M
JMUBJ P Morgan Exchange Traded F	0.6%	0.6%	175,855	+9.3%	$8.4M
VEAVanguard Ftse Developed Markets Index Fu	0.4%	0.4%	74,092	-6.1%	$5.2M
IWBIshares Tr	0.4%	0.4%	12,355	-0.3%	$5.1M
DFUVDimensional ETF Trust	0.4%	0.4%	93,272	-1.7%	$5.1M
JAAAJanus Detroit Str Tr	0.3%	0.3%	100,121	+10.0%	$5.1M
SCHXSchwab Strategic Tr	0.3%	0.3%	158,689	-1.0%	$4.8M
SPYState Str Spdr S&p 500 ETF T	0.3%	0.3%	5,838	+18.7%	$4.5M
EFAIshares Tr	0.3%	0.3%	38,258	-5.5%	$4.0M
SCHFSchwab Strategic Tr	0.3%	0.3%	142,847	-15.9%	$3.9M
GLDSpdr Gold Tr	0.3%	0.3%	10,249	+0.0%	$3.9M
IWFIshares Tr	0.3%	0.3%	31,087	-3.2%	$3.9M
TSLATesla Inc	0.3%	0.3%	10,603	+4.9%	$3.8M
CIVBCivista Bancshares Inc	0.3%	0.3%	142,614	+0.0%	$3.8M
VOVanguard Index Fds	0.3%	0.3%	46,472	+3.3%	$3.6M
JPMJpmorgan Chase & Co	0.2%	0.2%	10,318	-0.1%	$3.4M
IWRIshares Tr	0.2%	0.2%	31,026	-0.4%	$3.3M
VSSVanguard Intl Equity Index F	0.2%	0.2%	20,448	+22.4%	$3.2M
NVDANvidia Corporation	0.2%	0.2%	13,814	+8.7%	$3.2M
SCHZSchwab Strategic Tr	0.2%	0.5%	136,339	-51.2%	$3.0M
AVLVAmerican Centy ETF Tr	0.2%	0.2%	33,291	-0.5%	$3.0M
BRK-ABerkshire Hathaway Inc Del	0.2%	0.2%	4	+0.0%	$3.0M
SCHPSchwab Strategic Tr	0.2%	0.2%	117,432	-2.5%	$3.0M
GOOGLAlphabet Inc	0.2%	0.2%	7,978	+2.9%	$2.7M
AMATApplied Matls Inc	0.2%	0.3%	5,223	-1.5%	$2.7M
EFVIshares Tr	0.2%	0.2%	32,894	+1.4%	$2.6M
VWOVanguard Intl Equity Index F	0.2%	0.2%	42,923	-21.8%	$2.5M
IWDIshares Tr	0.2%	0.2%	10,059	+0.0%	$2.5M
ABBVAbbvie Inc	0.2%	0.2%	9,308	+0.3%	$2.4M
EVTRMorgan Stanley ETF Trust	0.2%	—	47,327	—	$2.3M

What Summit Financial Strategies, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +10.9% /yr; S&P 500 +11.7%
3 years: +17.3% /yr; S&P 500 +22.3%
5 years: +6.7% /yr; S&P 500 +10.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$1.4B	164
Q2 2026	$1.4B	172
Q1 2026	$1.3B	169
Q4 2025	$1.2B	166
Q3 2025	$1.2B	158
Q2 2025	$1.1B	155
Q1 2025	$991.5M	148
Q4 2024	$906.0M	148
Q3 2024	$888.3M	149
Q2 2024	$804.1M	147
Q1 2024	$716.9M	150
Q4 2023	$654.4M	142

Questions about Summit Financial Strategies, Inc.'s portfolio

What stocks does Summit Financial Strategies, Inc. own?

Summit Financial Strategies, Inc.'s latest 13F, for Q3 2026 and filed Oct 14, 2026, lists 164 positions worth $1.4B. The largest are Ishares Tr (IVV) at 10.6%, Dimensional ETF Trust (DFIC) at 10.5%, J P Morgan Exchange Traded F (JCPB) at 9.4%, Fidelity Merrimack Str Tr (FBND) at 7.6% and Dimensional ETF Trust (DFLV) at 7.5%.

What did Summit Financial Strategies, Inc. buy last quarter?

In Q3 2026, Summit Financial Strategies, Inc. added Vanguard Intl Equity Index F (VSS) (+22.4% shares), Microsoft Corp (MSFT) (+21.0% shares) and Vanguard Scottsdale Fds (VONG) (+20.6% shares), compared with its Q2 2026 filing.

What did Summit Financial Strategies, Inc. sell last quarter?

In Q3 2026, Summit Financial Strategies, Inc. cut from its top 50 Caterpillar Inc (CAT), Schwab Strategic Tr (SCHZ) (-51.2% shares), Schwab Strategic Tr (SCHA) (-28.0% shares) and Schwab Strategic Tr (SCHM) (-25.4% shares), compared with its Q2 2026 filing.

How has Summit Financial Strategies, Inc.'s portfolio performed?

A portfolio copying Summit Financial Strategies, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +17.3% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +10.9% against +11.7%. Over 5 years: +6.7% a year against +10.6%.

When is Summit Financial Strategies, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Summit Financial Strategies, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Summit Financial Strategies, Inc. manage?

Summit Financial Strategies, Inc. reported $2.3B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $1.4B.