Q3 2026 13F · SEC CIK 2011149

Sterling Wealth Management, Inc.

Wealth managerFiled 2026-10-23 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $387.9M
Reported positions: 115
Top holdings a year, 3 yrs: +13.2%
Assets under management: $471.3M

Sterling Wealth Management, Inc. is a wealth manager that reported 115 positions worth $387.9M in its Q3 2026 13F, filed 2026-10-23. Its largest holdings were Vanguard Index Fds (VTI, 11.7%), Dfa Invt Dimensions Group in (DUHP, 7.5%), Dimensional Ultrashort Fixed Income ETF (DUSB, 6.7%). A portfolio copying its top holdings returned 13.2% a year over the last 3 years, against 18.8% for the S&P 500.

Sterling Wealth Management, Inc. holdings largest 50 of 115 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Sterling Wealth Management, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VTIVanguard Index Fds	11.7%	11.0%	120,830	+1.0%	$45.2M
DUHPDfa Invt Dimensions Group in	7.5%	—	697,619	—	$29.2M
DUSBDimensional Ultrashort Fixed Income ETF	6.7%	6.3%	512,638	+2.7%	$25.9M
DFATDimensional ETF Trust	6.4%	6.3%	374,049	+2.5%	$24.9M
VEAVanguard Ftse Developed Markets Index Fu	5.3%	5.0%	291,605	+2.3%	$20.6M
DFAEDimensional ETF Trust	5.0%	4.8%	498,147	+2.9%	$19.6M
DFCFDimensional ETF Trust	4.4%	6.5%	428,293	-31.3%	$17.2M
DFLVDimensional ETF Trust	4.1%	3.8%	393,262	+2.7%	$15.8M
DFUVDimensional ETF Trust	3.9%	3.8%	273,661	-0.6%	$15.1M
DFSDDimensional Short-Duration Fixed Income	3.8%	4.6%	315,777	-19.3%	$14.7M
DFASDimensional ETF Trust	3.7%	3.7%	186,123	+2.1%	$14.4M
VWOVanguard Intl Equity Index F	2.9%	2.8%	191,192	-0.4%	$11.3M
DFACDimensional ETF Trust	2.8%	2.8%	244,704	-2.4%	$10.9M
HUBBHubbell Inc	2.1%	2.4%	18,090	+0.0%	$8.2M
VBRVanguard Index Fds	1.9%	1.9%	31,158	-2.0%	$7.2M
DFIVDimensional ETF Trust	1.7%	1.6%	118,209	+1.5%	$6.6M
VXUSVanguard Star Fds	1.4%	1.4%	63,287	-1.4%	$5.4M
DISVDimensional ETF Trust	1.4%	1.2%	121,563	+2.7%	$5.3M
DFGXDimensional Global ex US Core Fixed Inco	1.2%	1.5%	91,003	-18.9%	$4.7M
DFUSDimensional ETF Trust	1.1%	1.0%	50,407	+3.4%	$4.2M
AAPLApple Inc	1.0%	0.8%	11,253	-2.8%	$3.7M
DFISDimensional ETF Trust	1.0%	0.9%	103,183	+2.1%	$3.7M
EFVIshares Tr	0.8%	0.8%	41,180	-0.2%	$3.3M
IUSVIshares Tr	0.7%	0.7%	26,361	+0.4%	$2.9M
MCDMcdonalds Corp	0.7%	0.8%	12,185	-0.0%	$2.8M
DFGRDimensional ETF Trust	0.7%	0.7%	101,565	+3.3%	$2.7M
VNQVanguard Index Fds	0.6%	0.7%	27,766	-2.0%	$2.5M
MSFTMicrosoft Corp	0.6%	0.4%	4,692	+0.1%	$2.4M
JPMJpmorgan Chase & Co	0.6%	0.6%	7,228	+0.0%	$2.4M
XOMExxonmobil Holdings Corp	0.6%	—	13,932	—	$2.3M
DFAWDimensional ETF Trust	0.5%	0.5%	24,193	+0.2%	$2.0M
PGProcter & Gamble Co	0.5%	0.4%	13,294	+19.4%	$1.9M
DFGPDimensional ETF Trust	0.5%	0.2%	34,442	+125.7%	$1.8M
JNJJohnson & Johnson	0.4%	0.4%	6,208	+0.0%	$1.6M
CATCaterpillar Inc	0.4%	0.5%	2,015	+0.0%	$1.6M
AXPAmerican Express Co	0.4%	0.4%	5,134	+0.0%	$1.6M
NVDANvidia Corporation	0.4%	0.3%	6,771	+12.9%	$1.5M
IVVIshares Tr	0.4%	0.5%	1,965	-32.6%	$1.5M
VUGVanguard Index Fds	0.4%	0.3%	16,286	+0.1%	$1.5M
SPDWSpdr Index Shs Fds	0.4%	0.4%	28,505	-12.0%	$1.4M
DFAIDimensional ETF Trust	0.3%	0.3%	27,818	+0.3%	$1.2M
DEDeere & Co	0.3%	0.3%	1,695	+0.0%	$1.1M
VYMVanguard Whitehall Fds	0.3%	0.3%	7,145	+0.1%	$1.1M
SHWSherwin Williams Co	0.3%	0.3%	3,311	+0.0%	$1.1M
PEPPepsico Inc	0.3%	0.3%	8,432	-1.1%	$1.1M
GOOGLAlphabet Inc	0.2%	0.3%	2,812	-0.0%	$968K
DFNMDimensional ETF Trust	0.2%	0.3%	20,240	-26.8%	$932K
BRK-BBerkshire Hathaway Inc Del	0.2%	—	1,625	—	$809K
SCYBSchwab Strategic Tr	0.2%	0.2%	31,485	+0.0%	$795K
ABBVAbbvie Inc	0.2%	—	3,036	—	$794K

What Sterling Wealth Management, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

DFGP Dimensional ETF Trust+125.7% shares
PG Procter & Gamble Co+19.4% shares
NVDA Nvidia Corporation+12.9% shares

Reduced

IVV Ishares Tr-32.6% shares
DFCF Dimensional ETF Trust-31.3% shares
DFNM Dimensional ETF Trust-26.8% shares
DFSD Dimensional Short-Duration Fixed Income -19.3% shares
DFGX Dimensional Global ex US Core Fixed Inco-18.9% shares
SPDW Spdr Index Shs Fds-12.0% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +17.3% /yr; S&P 500 +20.1%
3 years: +13.2% /yr; S&P 500 +18.8%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$387.9M	115
Q2 2026	$402.3M	116
Q1 2026	$364.3M	112
Q4 2025	$350.5M	106
Q3 2025	$329.9M	110
Q2 2025	$293.5M	110
Q4 2024	$270.8M	108
Q3 2024	$267.9M	111
Q2 2024	$210.7M	101
Q1 2024	$201.0M	96
Q4 2023	$177.8M	93

Questions about Sterling Wealth Management, Inc.'s portfolio

What stocks does Sterling Wealth Management, Inc. own?

Sterling Wealth Management, Inc.'s latest 13F, for Q3 2026 and filed Oct 23, 2026, lists 115 positions worth $387.9M. The largest are Vanguard Index Fds (VTI) at 11.7%, Dfa Invt Dimensions Group in (DUHP) at 7.5%, Dimensional Ultrashort Fixed Income ETF (DUSB) at 6.7%, Dimensional ETF Trust (DFAT) at 6.4% and Vanguard Ftse Developed Markets Index Fu (VEA) at 5.3%.

What did Sterling Wealth Management, Inc. buy last quarter?

In Q3 2026, Sterling Wealth Management, Inc. added Dimensional ETF Trust (DFGP) (+125.7% shares), Procter & Gamble Co (PG) (+19.4% shares) and Nvidia Corporation (NVDA) (+12.9% shares), compared with its Q2 2026 filing.

What did Sterling Wealth Management, Inc. sell last quarter?

In Q3 2026, Sterling Wealth Management, Inc. cut from its top 50 Dimensional ETF Trust (DUHP), cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Gorman Rupp Co (GRC), cut from its top 50 Dimensional ETF Trust (DGCB), Ishares Tr (IVV) (-32.6% shares), Dimensional ETF Trust (DFCF) (-31.3% shares) and Dimensional ETF Trust (DFNM) (-26.8% shares), compared with its Q2 2026 filing.

How has Sterling Wealth Management, Inc.'s portfolio performed?

A portfolio copying Sterling Wealth Management, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +13.2% a year over the last 3 years, against +18.8% for the S&P 500. Over 1 year: +17.3% against +20.1%.

When is Sterling Wealth Management, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Sterling Wealth Management, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Sterling Wealth Management, Inc. manage?

Sterling Wealth Management, Inc. reported $471.3M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $387.9M.