Q2 2026 13F · SEC CIK 1009198

Sterling Investment Advisors LLC /adv

Wealth managerFiled 2026-07-09 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $222.6M
Reported positions: 38
Top holdings a year, 3 yrs: +11.6%
Average holding period: 10.0 yrs

Sterling Investment Advisors LLC /adv is a wealth manager that reported 38 positions worth $222.6M in its Q2 2026 13F, filed 2026-07-09. Its largest holdings were Ishares Core Msci Eafe ETF (IEFA, 17.9%), Ishares Core S&p 500 ETF (IVV, 12.9%), Ishares (IEMG, 9.4%). A portfolio copying its top holdings returned 11.6% a year over the last 3 years, against 20.4% for the S&P 500.

Sterling Investment Advisors LLC /adv holdings all 38 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Sterling Investment Advisors LLC /adv 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
IEFAIshares Core Msci Eafe ETF	17.9%	17.5%	412,090	+2.0%	$39.8M
IVVIshares Core S&p 500 ETF	12.9%	12.2%	38,431	-1.0%	$28.8M
IEMGIshares	9.4%	8.9%	251,520	-5.5%	$20.8M
SGOViShares 0-3 Month Treasury Bon	8.5%	8.8%	188,608	+3.2%	$19.0M
VTVVanguard Value ETF	6.2%	5.9%	62,968	+0.7%	$13.7M
LEMBIshares Inc	5.4%	5.4%	282,195	+2.2%	$12.0M
IJHIshares Tr	4.2%	4.0%	121,581	-2.2%	$9.4M
QLTAIshares Tr	3.9%	3.9%	180,540	+4.6%	$8.6M
STIPIshares Tr	3.7%	3.9%	80,324	+3.1%	$8.2M
TIPiShares TIPS Bond ETF	3.2%	3.3%	65,888	+4.3%	$7.2M
ISTBIshares Tr	3.1%	3.3%	144,939	+2.4%	$7.0M
IJRIshares Core S&p Small Cap ETF	2.5%	2.2%	37,238	-0.5%	$5.5M
GNRState Street Spdr S&p Global Natural Res	2.5%	2.8%	81,023	+2.4%	$5.5M
46438R105Ishares Ethereum Tr	2.3%	3.2%	439,332	+3.4%	$5.2M
IVEIshares S&p 500 Value ETF	2.3%	2.4%	22,986	-2.2%	$5.2M
HYGIshares Trust	2.0%	2.0%	55,117	+5.9%	$4.4M
EFAiShs MSCI EAFE	2.0%	2.0%	42,336	+0.8%	$4.4M
AGGIshares Tr	1.8%	1.8%	40,955	+7.6%	$4.1M
IWMIshares	1.1%	1.0%	7,778	-11.3%	$2.3M
AVGOBroadcom Inc	1.0%	0.9%	6,070	+0.2%	$2.3M
IVWIshares	0.5%	0.5%	8,550	-10.2%	$1.2M
IYRiShares US Real Estate ETF	0.5%	0.5%	10,882	+2.3%	$1.1M
STMStmicroelectronics N V Ny Registry	0.5%	0.2%	14,605	+0.1%	$1.1M
WMTWalmart Inc	0.4%	0.5%	8,549	+0.3%	$968K
IAUIshares Gold Trust	0.3%	0.3%	8,061	+0.0%	$609K
VEAVanguard Tax-Managed Fds	0.2%	0.2%	6,224	-0.5%	$443K
IYWIshares Tr	0.2%	0.2%	1,726	-9.1%	$435K
ITOTIshares Total US Stock Market ETF	0.2%	0.2%	2,620	-1.0%	$430K
NVDANvidia Corporation Com	0.2%	0.2%	2,063	-18.0%	$413K
IXUSIshares Core Msci Total International St	0.1%	0.1%	3,492	+0.5%	$333K
ORLYO'Reilly Automotive Inc	0.1%	0.2%	3,570	+0.0%	$329K
MSFTMicrosoft Corp	0.1%	0.2%	877	-3.7%	$327K
HDVIshares Tr	0.1%	0.2%	11,861	+400.0%	$325K
METAMeta Platforms Inc Class A	0.1%	0.1%	514	+0.0%	$290K
ESGDIshares Msci Eafe Esg	0.1%	0.1%	2,737	+1.1%	$281K
DVYiShares Select Dividend ETF Total	0.1%	0.1%	1,559	+0.0%	$244K
AAPLApple Inc	0.1%	0.1%	820	-12.8%	$237K
VWOVanguard Intl Equity Index F	0.1%	New	3,629	—	$217K

What Sterling Investment Advisors LLC /adv bought and sold in Q2 2026, against Q1 2026.

Sold out

Share counts compared with the Q1 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: +14.6% /yr; S&P 500 +20.1%
3 years: +11.6% /yr; S&P 500 +20.4%
5 years: +4.5% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$222.6M	38
Q1 2026	$208.4M	40
Q4 2025	$206.6M	39
Q3 2025	$201.9M	39
Q2 2025	$192.1M	37
Q1 2025	$177.7M	35
Q4 2024	$171.2M	37
Q3 2024	$177.8M	34
Q2 2024	$163.8M	33
Q1 2024	$170.6M	33
Q4 2023	$161.3M	32
Q3 2023	$156.9M	31

Questions about Sterling Investment Advisors LLC /adv's portfolio

What stocks does Sterling Investment Advisors LLC /adv own?

Sterling Investment Advisors LLC /adv's latest 13F, for Q2 2026 and filed Jul 9, 2026, lists 38 positions worth $222.6M. The largest are Ishares Core Msci Eafe ETF (IEFA) at 17.9%, Ishares Core S&p 500 ETF (IVV) at 12.9%, Ishares (IEMG) at 9.4%, iShares 0-3 Month Treasury Bon (SGOV) at 8.5% and Vanguard Value ETF (VTV) at 6.2%.

What did Sterling Investment Advisors LLC /adv buy last quarter?

In Q2 2026, Sterling Investment Advisors LLC /adv added a new position in Vanguard Intl Equity Index F (VWO), Ishares Tr (HDV) (+400.0% shares), Ishares Tr (AGG) (+7.6% shares) and Ishares Trust (HYG) (+5.9% shares), compared with its Q1 2026 filing.

What did Sterling Investment Advisors LLC /adv sell last quarter?

In Q2 2026, Sterling Investment Advisors LLC /adv sold all of WEC Energy Group Inc. (WEC), sold all of Chevron Corp New (CVX), sold all of Exxon Mobil Corp (XOM), Nvidia Corporation Com (NVDA) (-18.0% shares), Apple Inc (AAPL) (-12.8% shares) and Ishares (IWM) (-11.3% shares), compared with its Q1 2026 filing.

How has Sterling Investment Advisors LLC /adv's portfolio performed?

A portfolio copying Sterling Investment Advisors LLC /adv's 20 largest 13F holdings each quarter, from the day each filing was public, returned +11.6% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +14.6% against +20.1%. Over 5 years: +4.5% a year against +11.6%.

When is Sterling Investment Advisors LLC /adv's next 13F filing due?

13F filings are due 45 days after each quarter ends. Sterling Investment Advisors LLC /adv's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.