Q3 2026 13F · SEC CIK 1597099

Somerset Trust Co

Bank & trustFiled 2026-10-13 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $353.9M
Reported positions: 186
Top holdings a year, 3 yrs: +17.9%
Average holding period: 11.8 yrs

Somerset Trust Co is a bank & trust that reported 186 positions worth $353.9M in its Q3 2026 13F, filed 2026-10-13. Its largest holdings were Microsoft Corp (MSFT, 5.2%), Apple Inc (AAPL, 4.9%), Cisco Sys Inc (CSCO, 3.3%). A portfolio copying its top holdings returned 17.9% a year over the last 3 years, against 22.3% for the S&P 500.

Somerset Trust Co holdings largest 50 of 186 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Somerset Trust Co 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
MSFTMicrosoft Corp	5.2%	3.8%	35,861	-0.1%	$18.4M
AAPLApple Inc	4.9%	4.4%	51,905	-3.5%	$17.3M
CSCOCisco Sys Inc	3.3%	3.7%	108,162	-2.3%	$11.6M
JPMJpmorgan Chase & Co	3.0%	3.0%	32,449	-1.5%	$10.7M
JNJJohnson & Johnson	2.9%	2.9%	39,398	-1.1%	$10.4M
ADIAnalog Devices Inc	2.9%	3.0%	25,629	-2.5%	$10.2M
AMGNAmgen Inc	2.5%	2.2%	21,274	-0.4%	$9.0M
WMTWalmart Inc	2.3%	2.5%	77,459	-0.7%	$8.0M
RTXRtx Corporation	2.1%	2.1%	39,637	-0.1%	$7.4M
NEENextera Energy Inc	2.0%	2.3%	93,965	-0.2%	$7.1M
MUMicron Technology Inc	1.9%	2.0%	6,185	-1.2%	$6.6M
FDNFirst Tr Exchange-Traded Fd	1.8%	1.7%	22,605	-0.2%	$6.5M
AVGOBroadcom Inc	1.8%	1.9%	17,720	-1.7%	$6.2M
AFLAflac Inc	1.7%	1.8%	53,655	-1.8%	$6.0M
LOWLowes Cos Inc	1.6%	1.9%	30,848	-0.8%	$5.7M
NSCNorfolk Southn Corporation	1.6%	1.6%	17,816	-1.3%	$5.5M
ITWIllinois Tool Wks Inc	1.5%	1.6%	20,986	-0.6%	$5.4M
LINLinde PLC	1.5%	1.7%	11,298	-1.1%	$5.4M
PSXPhillips 66	1.5%	1.0%	20,982	-1.5%	$5.4M
ADPAutomatic Data Processing in	1.5%	1.3%	20,020	-0.6%	$5.2M
COSTCostco Wholesale Corporation	1.4%	1.5%	5,631	+0.6%	$5.1M
BLKBlackrock Inc	1.4%	1.3%	4,727	-0.5%	$5.0M
GDGeneral Dynamics Corp	1.4%	1.5%	14,998	-1.9%	$5.0M
METAMeta Platforms Inc	1.4%	1.1%	6,644	+0.5%	$4.8M
LHXL3harris Technologies Inc	1.3%	1.7%	20,167	-0.5%	$4.8M
CBChubb Limited	1.3%	1.4%	14,253	-2.1%	$4.6M
ABTAbbott Laboratories	1.3%	1.2%	45,945	-0.2%	$4.5M
MCDMcdonalds Corp	1.2%	1.5%	19,022	+0.1%	$4.4M
EMREmerson Elec Co	1.2%	1.1%	27,500	-1.0%	$4.3M
MDTMedtronic PLC	1.2%	1.1%	48,249	-0.0%	$4.2M
MAMastercard Incorporated	1.1%	1.1%	7,374	+0.1%	$4.1M
GOOGLAlphabet Inc	1.1%	1.1%	11,189	+0.9%	$3.8M
APDAir Products and Chemicals I	1.1%	1.1%	13,636	-0.3%	$3.8M
WECWec Energy Group Inc	1.1%	1.2%	37,624	-0.3%	$3.8M
ROSTRoss Stores Inc	1.0%	0.9%	14,886	-0.4%	$3.5M
PGProcter & Gamble Co	1.0%	1.0%	23,298	-0.1%	$3.4M
PAYXPaychex Inc	1.0%	1.0%	34,191	-0.4%	$3.4M
CVXChevron Corporation	0.9%	0.7%	15,726	-0.5%	$3.2M
MSMorgan Stanley	0.9%	1.0%	17,071	-0.5%	$3.2M
BDXBecton Dickinson & Co	0.9%	0.8%	17,783	+0.0%	$3.2M
TSMTaiwan Semiconductor Manufac	0.8%	0.9%	6,531	-0.2%	$3.0M
PEPPepsico Inc	0.8%	0.9%	22,828	-0.2%	$2.9M
ESEversource Energy	0.8%	0.9%	41,950	-0.4%	$2.7M
CEGConstellation Energy Corp	0.8%	0.7%	10,559	+0.2%	$2.7M
ACNAccenture PLC Ireland	0.7%	—	13,738	—	$2.5M
CLColgate Palmolive Co	0.7%	0.7%	28,362	-0.3%	$2.4M
HDHome Depot Inc	0.7%	0.8%	8,454	+1.1%	$2.4M
SOXXIshares Tr	0.6%	0.7%	3,881	+5.9%	$2.2M
DGXQuest Diagnostics Inc	0.6%	—	9,326	—	$2.2M
NVDANvidia Corporation	0.6%	—	8,902	—	$2.0M

What Somerset Trust Co bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

SOXX Ishares Tr+5.9% shares

Reduced

No position shrank by more than 5%.

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +12.3% /yr; S&P 500 +11.7%
3 years: +17.9% /yr; S&P 500 +22.3%
5 years: +7.7% /yr; S&P 500 +10.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$353.9M	186
Q2 2026	$353.6M	186
Q1 2026	$326.1M	174
Q4 2025	$326.9M	180
Q3 2025	$323.9M	180
Q2 2025	$306.8M	183
Q1 2025	$280.8M	168
Q4 2024	$265.7M	156
Q3 2024	$267.3M	155
Q2 2024	$243.9M	149
Q1 2024	$245.1M	148
Q4 2023	$228.1M	139

Questions about Somerset Trust Co's portfolio

What stocks does Somerset Trust Co own?

Somerset Trust Co's latest 13F, for Q3 2026 and filed Oct 13, 2026, lists 186 positions worth $353.9M. The largest are Microsoft Corp (MSFT) at 5.2%, Apple Inc (AAPL) at 4.9%, Cisco Sys Inc (CSCO) at 3.3%, Jpmorgan Chase & Co (JPM) at 3.0% and Johnson & Johnson (JNJ) at 2.9%.

What did Somerset Trust Co buy last quarter?

In Q3 2026, Somerset Trust Co added Ishares Tr (SOXX) (+5.9% shares), compared with its Q2 2026 filing.

What did Somerset Trust Co sell last quarter?

In Q3 2026, Somerset Trust Co cut from its top 50 Dycom Inds Inc (DY), cut from its top 50 Citigroup Inc (C) and cut from its top 50 Capital One Finl Corp (COF), compared with its Q2 2026 filing.

How has Somerset Trust Co's portfolio performed?

A portfolio copying Somerset Trust Co's 20 largest 13F holdings each quarter, from the day each filing was public, returned +17.9% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +12.3% against +11.7%. Over 5 years: +7.7% a year against +10.6%.

When is Somerset Trust Co's next 13F filing due?

13F filings are due 45 days after each quarter ends. Somerset Trust Co's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.