Q3 2026 13F · SEC CIK 1543991

Smith & Howard Wealth Management, LLC

Wealth managerFiled 2026-10-27 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $510.0M
Reported positions: 93
Top holdings a year, 3 yrs: +11.9%
Assets under management: $726.9M

Smith & Howard Wealth Management, LLC is a wealth manager that reported 93 positions worth $510.0M in its Q3 2026 13F, filed 2026-10-27. Its largest holdings were Vanguard Malvern Fds (VCRB, 15.1%), Vanguard Index Fds (VTI, 11.5%), Ishares Tr (IEFA, 8.1%). A portfolio copying its top holdings returned 11.9% a year over the last 3 years, against 20.4% for the S&P 500.

Smith & Howard Wealth Management, LLC holdings largest 50 of 93 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Smith & Howard Wealth Management, LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VCRBVanguard Malvern Fds	15.1%	18.1%	1,042,924	-8.4%	$76.8M
VTIVanguard Index Fds	11.5%	12.1%	157,163	-1.2%	$58.8M
IEFAIshares Tr	8.1%	8.4%	424,045	+0.6%	$41.1M
VTVVanguard Index Fds	6.1%	6.8%	143,270	-6.2%	$31.0M
AGGIshares Tr	4.8%	3.3%	259,257	+60.7%	$24.5M
VUGVanguard Index Fds	4.5%	4.2%	257,017	+9.0%	$23.2M
MMITNylim Active ETF Tr	4.2%	0.4%	937,023	+1003.5%	$21.4M
VOVanguard Index Fds	3.6%	3.7%	235,536	+5.5%	$18.5M
VEAVanguard Ftse Developed Markets Index Fu	3.6%	3.8%	257,909	+0.1%	$18.2M
IEMGIshares Inc	2.9%	3.2%	185,271	-0.2%	$15.0M
BNDVanguard Bd Index Fds	2.8%	1.8%	206,906	+69.8%	$14.5M
SPYState Str Spdr S&p 500 ETF T	2.2%	2.3%	14,933	+0.0%	$11.4M
JMUBJ P Morgan Exchange Traded F	2.1%	4.5%	228,201	-47.3%	$10.9M
IWDIshares Tr	2.1%	2.2%	43,226	-2.3%	$10.7M
VWOVanguard Intl Equity Index F	2.0%	2.1%	175,738	+0.3%	$10.4M
IWFIshares Tr	2.0%	2.0%	81,849	+3.8%	$10.3M
VBVanguard Index Fds	1.8%	2.1%	32,310	-4.3%	$9.2M
KOCoca Cola Co	1.4%	1.3%	81,403	+7.0%	$7.0M
TLTIshares Tr	1.3%	—	85,000	—	$6.6M
ACWXIshares Tr	1.2%	1.3%	84,038	+0.0%	$6.4M
IWRIshares Tr	1.2%	1.2%	55,956	+5.0%	$6.0M
IWMIshares Tr	1.1%	1.2%	19,769	-2.2%	$5.5M
EFAIshares Tr	1.1%	1.1%	52,206	-1.9%	$5.4M
MUBIshares Tr	1.0%	2.0%	48,566	-46.2%	$4.9M
VXUSVanguard Star Fds	0.8%	0.9%	50,965	+2.9%	$4.3M
TPYPTortoise North	0.8%	0.8%	99,325	+4.6%	$4.0M
BRK-BBerkshire Hathaway Inc Del	0.8%	0.8%	7,748	-2.1%	$3.9M
VTEBVanguard Mun Bd Fds	0.7%	—	71,103	—	$3.4M
VOOVanguard Index Fds	0.6%	0.4%	4,640	+56.1%	$3.3M
SPSMSpdr Series Trust	0.6%	0.7%	60,519	-0.2%	$3.2M
AAPLApple Inc	0.6%	0.5%	9,281	+13.3%	$3.1M
AHLTAmerican Beacon Select Funds	0.5%	0.5%	88,151	+2.6%	$2.7M
NVDANvidia Corporation	0.5%	0.4%	10,369	+19.3%	$2.4M
HDHome Depot Inc	0.4%	0.3%	7,476	+107.4%	$2.1M
MSFTMicrosoft Corp	0.4%	0.1%	4,048	+119.8%	$2.1M
JNJJohnson & Johnson	0.3%	0.3%	4,926	-1.0%	$1.3M
SCHBSchwab Strategic Tr	0.2%	0.3%	43,406	-1.5%	$1.3M
PINSPinterest Inc	0.2%	0.3%	65,223	+0.0%	$1.2M
VEUVanguard Intl Equity Index F	0.2%	0.3%	14,448	-0.3%	$1.2M
VHTVanguard World Fd	0.2%	0.2%	3,075	-4.0%	$972K
GLDSpdr Gold Tr	0.2%	0.2%	2,416	+0.0%	$920K
MARMarriott Intl Inc New	0.2%	—	2,490	—	$885K
JPMJpmorgan Chase & Co	0.2%	0.1%	2,644	+61.2%	$875K
XLKSelect Sector Spdr Tr	0.2%	0.2%	4,309	+0.0%	$843K
COSTCostco Wholesale Corporation	0.2%	0.1%	911	+33.0%	$830K
GOOGAlphabet Inc	0.2%	0.2%	2,345	+7.8%	$799K
IWSIshares Tr	0.1%	0.2%	4,617	+0.0%	$742K
SCHGSchwab Strategic Tr	0.1%	—	19,999	—	$719K
IJKIshares S&p Mid Cap 400 Growth	0.1%	0.2%	6,442	+0.0%	$706K
IVVIshares Tr	0.1%	0.1%	855	+0.0%	$655K

What Smith & Howard Wealth Management, LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

MMIT Nylim Active ETF Tr+1003.5% shares
MSFT Microsoft Corp+119.8% shares
HD Home Depot Inc+107.4% shares
BND Vanguard Bd Index Fds+69.8% shares
JPM Jpmorgan Chase & Co+61.2% shares
AGG Ishares Tr+60.7% shares
VOO Vanguard Index Fds+56.1% shares
COST Costco Wholesale Corporation+33.0% shares

Reduced

JMUB J P Morgan Exchange Traded F-47.3% shares
MUB Ishares Tr-46.2% shares
VCRB Vanguard Malvern Fds-8.4% shares
VTV Vanguard Index Fds-6.2% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +13.1% /yr; S&P 500 +20.1%
3 years: +11.9% /yr; S&P 500 +20.4%
5 years: +5.0% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$510.0M	93
Q2 2026	$486.2M	87
Q1 2026	$462.4M	88
Q4 2025	$437.0M	80
Q3 2025	$429.1M	77
Q2 2025	$394.2M	79
Q1 2025	$366.0M	80
Q4 2024	$353.3M	82
Q3 2024	$355.5M	80
Q2 2024	$335.3M	81
Q1 2024	$323.4M	76
Q4 2023	$282.8M	71

Questions about Smith & Howard Wealth Management, LLC's portfolio

What stocks does Smith & Howard Wealth Management, LLC own?

Smith & Howard Wealth Management, LLC's latest 13F, for Q3 2026 and filed Oct 27, 2026, lists 93 positions worth $510.0M. The largest are Vanguard Malvern Fds (VCRB) at 15.1%, Vanguard Index Fds (VTI) at 11.5%, Ishares Tr (IEFA) at 8.1%, Vanguard Index Fds (VTV) at 6.1% and Ishares Tr (AGG) at 4.8%.

What did Smith & Howard Wealth Management, LLC buy last quarter?

In Q3 2026, Smith & Howard Wealth Management, LLC added Nylim Active ETF Tr (MMIT) (+1003.5% shares), Microsoft Corp (MSFT) (+119.8% shares) and Home Depot Inc (HD) (+107.4% shares), compared with its Q2 2026 filing.

What did Smith & Howard Wealth Management, LLC sell last quarter?

In Q3 2026, Smith & Howard Wealth Management, LLC cut from its top 50 Ishares Tr (SUB), cut from its top 50 Ishares Tr (DMAX), cut from its top 50 Alphabet Inc (GOOGL), cut from its top 50 Procter & Gamble Co (PG), J P Morgan Exchange Traded F (JMUB) (-47.3% shares), Ishares Tr (MUB) (-46.2% shares) and Vanguard Malvern Fds (VCRB) (-8.4% shares), compared with its Q2 2026 filing.

How has Smith & Howard Wealth Management, LLC's portfolio performed?

A portfolio copying Smith & Howard Wealth Management, LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +11.9% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +13.1% against +20.1%. Over 5 years: +5.0% a year against +11.6%.

When is Smith & Howard Wealth Management, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Smith & Howard Wealth Management, LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Smith & Howard Wealth Management, LLC manage?

Smith & Howard Wealth Management, LLC reported $726.9M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $510.0M.