Q2 2026 13F · SEC CIK 1906937

Silver Oak Advisory Group, Inc.

Wealth managerFiled 2026-08-03 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $253.6M
Reported positions: 86
Top holdings a year, 3 yrs: +7.5%
Assets under management: $418.9M

Silver Oak Advisory Group, Inc. is a wealth manager that reported 86 positions worth $253.6M in its Q2 2026 13F, filed 2026-08-03. Its largest holdings were Vanguard Bd Index Fds (BND, 19.4%), Vanguard Charlotte Fds (BNDX, 10.4%), Dimensional ETF Trust (DFAC, 8.5%). A portfolio copying its top holdings returned 7.5% a year over the last 3 years, against 22.3% for the S&P 500.

Silver Oak Advisory Group, Inc. holdings largest 50 of 86 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Silver Oak Advisory Group, Inc. 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
BNDVanguard Bd Index Fds	19.4%	20.0%	671,986	+6.5%	$49.3M
BNDXVanguard Charlotte Fds	10.4%	11.0%	544,324	+2.6%	$26.4M
DFACDimensional ETF Trust	8.5%	7.8%	486,000	+4.6%	$21.6M
DFAXDimensional ETF Trust	7.5%	7.0%	515,318	+8.1%	$19.0M
BSVVanguard Bd Index Fds	7.0%	7.6%	228,325	+2.1%	$17.8M
VTIVanguard Index Fds	4.8%	4.5%	32,776	+0.9%	$12.1M
VIOVVanguard S&p 600 Small Cap Value- ETF	4.1%	3.8%	87,995	+0.4%	$10.3M
VTEBVanguard Mun Bd Fds	4.0%	4.4%	202,568	-1.1%	$10.2M
VNQVanguard Index Fds	3.2%	3.1%	83,058	+0.9%	$8.0M
VTEIVanguard Mun Bd Fds	2.9%	2.7%	73,232	+18.9%	$7.4M
BIVVanguard Bd Index Fds	2.8%	3.0%	93,294	+2.4%	$7.2M
VXUSVanguard Star Fds	2.6%	2.6%	76,986	-1.5%	$6.6M
SCHBSchwab Strategic Tr	1.5%	1.6%	134,610	-10.4%	$3.9M
VSGXVanguard World Fd	1.4%	1.3%	42,022	-0.2%	$3.5M
VTESVanguard Wellington Fd	1.0%	1.0%	24,804	+3.9%	$2.5M
VTIPVanguard Malvern Fds	0.9%	1.0%	46,879	+2.3%	$2.4M
VIOOVanguard Admiral Fds Inc	0.9%	0.8%	16,783	+0.3%	$2.3M
NUBDNushares ETF Tr	0.9%	1.0%	101,739	-0.4%	$2.3M
VTVanguard Intl Equity Index F	0.9%	0.8%	13,825	-0.4%	$2.2M
DFUSDimensional ETF Trust	0.8%	0.7%	23,735	+0.0%	$1.9M
ESGVVanguard World Fd	0.8%	0.7%	14,599	-2.8%	$1.9M
MSFTMicrosoft Corp	0.6%	0.6%	3,861	-0.6%	$1.4M
DFATDimensional ETF Trust	0.6%	0.5%	20,257	+0.4%	$1.4M
SPYState Str Spdr S&p 500 ETF T	0.5%	0.5%	1,818	-1.8%	$1.4M
VGITVanguard Scottsdale Fds	0.5%	0.6%	21,863	-11.4%	$1.3M
AAPLApple Inc	0.5%	0.6%	4,436	-13.9%	$1.3M
VGSRManager Directed Portfolios	0.5%	0.4%	104,767	+9.0%	$1.2M
DFUVDimensional ETF Trust	0.4%	0.5%	20,429	-10.7%	$1.1M
VBRVanguard Index Fds	0.4%	0.4%	4,565	-1.7%	$1.1M
VCITVanguard Scottsdale Fds	0.4%	0.5%	13,134	+0.1%	$1.1M
INTCIntel Corp	0.4%	0.2%	7,541	-14.5%	$1.1M
EAGGIshares Tr	0.4%	0.4%	21,864	+8.8%	$1.0M
VTVVanguard Index Fds	0.4%	0.4%	4,729	-2.0%	$1.0M
NUSCNushares ETF Tr	0.4%	0.4%	19,387	-0.2%	$1.0M
COSTCostco Wholesale Corporation	0.4%	0.4%	968	-4.9%	$905K
VGSHVanguard Scottsdale Fds	0.3%	0.4%	15,183	+3.9%	$883K
VBKVanguard Index Fds	0.3%	0.3%	1,959	+0.0%	$716K
VEUVanguard Intl Equity Index F	0.2%	0.2%	7,064	+0.2%	$591K
CSXCsx Corp	0.2%	0.2%	12,376	+0.0%	$588K
ABBVAbbvie Inc	0.2%	0.2%	2,333	+0.5%	$587K
AVSUAvantis Responsible U.S. Equity ETF	0.2%	—	6,409	—	$567K
VBVanguard Index Fds	0.2%	0.2%	1,784	+0.0%	$540K
XOMExxon Mobil Corp	0.2%	0.3%	3,856	+0.0%	$527K
JPMJpmorgan Chase & Co	0.2%	0.2%	1,597	-7.6%	$522K
WFCWells Fargo & Co	0.2%	0.2%	6,095	-7.4%	$503K
IVVIshares Tr	0.2%	0.2%	663	-12.2%	$496K
LLYEli Lilly & Co	0.2%	0.2%	394	-7.3%	$472K
DFIVDimensional ETF Trust	0.2%	0.2%	8,381	-9.8%	$452K
DFSUDimensional ETF Trust	0.2%	0.3%	9,642	-40.2%	$449K
GBCIGlacier Bancorp Inc New	0.2%	0.2%	8,638	-2.5%	$445K

What Silver Oak Advisory Group, Inc. bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +2.2% /yr; S&P 500 +11.7%
3 years: +7.5% /yr; S&P 500 +22.3%
5 years: +1.6% /yr; S&P 500 +12.0%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$253.6M	86
Q1 2026	$231.8M	80
Q4 2025	$221.2M	75
Q3 2025	$221.0M	77
Q2 2025	$206.4M	73
Q1 2025	$188.3M	65
Q4 2024	$189.1M	65
Q3 2024	$195.0M	68
Q2 2024	$180.1M	64
Q1 2024	$178.2M	64
Q4 2023	$170.3M	61
Q3 2023	$154.4M	60

Questions about Silver Oak Advisory Group, Inc.'s portfolio

What stocks does Silver Oak Advisory Group, Inc. own?

Silver Oak Advisory Group, Inc.'s latest 13F, for Q2 2026 and filed Aug 3, 2026, lists 86 positions worth $253.6M. The largest are Vanguard Bd Index Fds (BND) at 19.4%, Vanguard Charlotte Fds (BNDX) at 10.4%, Dimensional ETF Trust (DFAC) at 8.5%, Dimensional ETF Trust (DFAX) at 7.5% and Vanguard Bd Index Fds (BSV) at 7.0%.

What did Silver Oak Advisory Group, Inc. buy last quarter?

In Q2 2026, Silver Oak Advisory Group, Inc. added Vanguard Mun Bd Fds (VTEI) (+18.9% shares), Manager Directed Portfolios (VGSR) (+9.0% shares) and Ishares Tr (EAGG) (+8.8% shares), compared with its Q1 2026 filing.

What did Silver Oak Advisory Group, Inc. sell last quarter?

In Q2 2026, Silver Oak Advisory Group, Inc. cut from its top 50 Schwab Strategic Tr (SCHF), Dimensional ETF Trust (DFSU) (-40.2% shares), Intel Corp (INTC) (-14.5% shares) and Apple Inc (AAPL) (-13.9% shares), compared with its Q1 2026 filing.

How has Silver Oak Advisory Group, Inc.'s portfolio performed?

A portfolio copying Silver Oak Advisory Group, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +7.5% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +2.2% against +11.7%. Over 5 years: +1.6% a year against +12.0%.

When is Silver Oak Advisory Group, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Silver Oak Advisory Group, Inc.'s filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Silver Oak Advisory Group, Inc. manage?

Silver Oak Advisory Group, Inc. reported $418.9M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $253.6M.