Q2 2026 13F · SEC CIK 2110516

Retirement Management Systems Inc.

Wealth managerFiled 2026-07-21 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $488.5M
Reported positions: 55
Holdings vs S&P 500, 3 yrs: —
Assets under management: $1.9B

Retirement Management Systems Inc. is a wealth manager that reported 55 positions worth $488.5M in its Q2 2026 13F, filed 2026-07-21. Its largest holdings were State Street Spdr Portfolio S&p 500 Grow (SPYG, 7.6%), Hartford Fds Exchange Traded (HSUN, 6.0%), Morgan Stanley ETF Trust (EVTR, 5.6%).

Retirement Management Systems Inc. holdings largest 50 of 55 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Retirement Management Systems Inc. 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
SPYGState Street Spdr Portfolio S&p 500 Grow	7.6%	7.5%	313,160	-1.2%	$37.3M
HSUNHartford Fds Exchange Traded	6.0%	6.1%	832,783	+15.2%	$29.3M
EVTRMorgan Stanley ETF Trust	5.6%	5.7%	534,941	+13.9%	$27.1M
BIVVanguard Bd Index Fds	5.4%	5.6%	347,018	+16.0%	$26.6M
IDMOInvesco Exch Traded Fd Tr II	5.4%	5.4%	435,488	+7.4%	$26.3M
IDEVIshares Tr	5.3%	5.4%	290,113	+8.3%	$25.8M
FMDEFidelity Covington Trust	4.7%	4.6%	562,734	+6.3%	$22.8M
PVALPutnam Focused Large Capvalue ETF	4.6%	4.6%	438,579	+6.6%	$22.3M
SPYState Str Spdr S&p 500 ETF T	4.4%	4.2%	28,642	+5.8%	$21.4M
RECSColumbia ETF Tr I	4.4%	4.3%	493,262	+7.0%	$21.3M
MGVVanguard World Fd	4.0%	4.0%	120,323	+6.2%	$19.7M
JMEEJ P Morgan Exchange Traded F	3.6%	3.5%	228,395	+6.1%	$17.8M
IOOIshares Tr	3.5%	3.5%	123,827	+4.6%	$16.9M
EMXCIshares Inc	2.8%	2.8%	135,011	-7.7%	$13.8M
QQQMInvesco Exch Traded Fd Tr II	2.8%	2.6%	44,612	-2.3%	$13.5M
QINTAmerican Centy ETF Tr	2.7%	2.8%	190,401	+8.6%	$13.2M
SMHVaneck ETF Trust	2.3%	2.2%	17,236	-29.0%	$11.3M
VOVanguard Index Fds	2.2%	2.1%	130,732	+324.3%	$10.5M
FRDMEa Series Trust	2.1%	2.0%	139,632	-7.2%	$10.2M
AVDVAmerican Centy ETF Tr	1.9%	—	90,488	—	$9.3M
NLRVaneck ETF Trust	1.9%	2.0%	78,894	+28.4%	$9.2M
SPYVState Street Spdr Portfolio S&p 500 Valu	1.9%	1.9%	149,405	+5.9%	$9.1M
VBVanguard Index Fds	1.8%	1.7%	29,290	+6.2%	$8.9M
PICKIshares Inc	1.5%	1.6%	123,859	+6.1%	$7.2M
JAAAJanus Detroit Str Tr	1.5%	1.6%	141,487	+6.3%	$7.1M
SCHPSchwab Strategic Tr	1.3%	1.5%	243,577	+7.4%	$6.5M
TFLRT Rowe Price Exchange-Traded	1.0%	1.1%	98,088	+8.4%	$4.9M
WELLWelltower Inc	1.0%	0.9%	20,729	+13.9%	$4.7M
VTRVentas Inc	1.0%	0.9%	52,718	+19.9%	$4.7M
IVVIshares Tr	0.9%	0.9%	6,106	+1.6%	$4.6M
IWFIshares Tr	0.8%	0.8%	31,155	+309.6%	$3.9M
IGVIshares Tr	0.7%	0.7%	39,582	+15.7%	$3.6M
ZROZPimco ETF Tr	0.6%	0.6%	46,622	+12.7%	$3.0M
FBNDFidelity Merrimack Str Tr	0.6%	0.6%	59,799	+2.9%	$2.7M
NVDANvidia Corporation	0.4%	0.4%	9,184	+0.0%	$1.8M
AVEMAmerican Centy ETF Tr	0.3%	0.3%	13,214	+2.3%	$1.3M
QQQInvesco Qqq Tr	0.2%	0.2%	1,196	+0.9%	$881K
GLDSpdr Gold Tr	0.2%	0.2%	2,245	+2.7%	$827K
TLHIshares Tr	0.2%	0.2%	7,854	-1.6%	$788K
CWCurtiss Wright Corp	0.1%	0.1%	964	+62.0%	$730K
IDUIshares Tr	0.1%	0.1%	5,537	+3.3%	$635K
IUSVIshares Tr	0.1%	0.1%	5,144	-10.2%	$567K
SPLGSpdr Series Trust	0.1%	0.1%	6,323	+2.6%	$556K
ONEQFidelity Comwlth Tr	0.1%	0.1%	5,000	+0.0%	$516K
BRK-BBerkshire Hathaway Inc Del	0.1%	0.1%	982	+0.0%	$491K
IAUIshares Gold Tr	0.1%	0.1%	5,176	-3.1%	$391K
AAPLApple Inc	0.1%	0.1%	1,319	-3.8%	$382K
TBUXT Rowe Price Exchange-Traded	0.1%	0.1%	7,541	+16.9%	$375K
AMDAdvanced Micro Devices Inc	0.1%	—	610	—	$354K
IQLTIshares Tr	0.1%	0.1%	5,236	-8.3%	$259K

What Retirement Management Systems Inc. bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: —
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$488.5M	55
Q1 2026	$414.9M	51
Q4 2025	$390.7M	54

Questions about Retirement Management Systems Inc.'s portfolio

What stocks does Retirement Management Systems Inc. own?

Retirement Management Systems Inc.'s latest 13F, for Q2 2026 and filed Jul 21, 2026, lists 55 positions worth $488.5M. The largest are State Street Spdr Portfolio S&p 500 Grow (SPYG) at 7.6%, Hartford Fds Exchange Traded (HSUN) at 6.0%, Morgan Stanley ETF Trust (EVTR) at 5.6%, Vanguard Bd Index Fds (BIV) at 5.4% and Invesco Exch Traded Fd Tr II (IDMO) at 5.4%.

What did Retirement Management Systems Inc. buy last quarter?

In Q2 2026, Retirement Management Systems Inc. added Vanguard Index Fds (VO) (+324.3% shares), Ishares Tr (IWF) (+309.6% shares) and Curtiss Wright Corp (CW) (+62.0% shares), compared with its Q1 2026 filing.

What did Retirement Management Systems Inc. sell last quarter?

In Q2 2026, Retirement Management Systems Inc. cut from its top 50 Wisdomtree Tr (WTV), cut from its top 50 First Tr Exchng Traded Fd Vi (BUFR), Vaneck ETF Trust (SMH) (-29.0% shares), Ishares Tr (IUSV) (-10.2% shares) and Ishares Tr (IQLT) (-8.3% shares), compared with its Q1 2026 filing.

When is Retirement Management Systems Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Retirement Management Systems Inc.'s filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Retirement Management Systems Inc. manage?

Retirement Management Systems Inc. reported $1.9B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $488.5M.