Q2 2026 13F · SEC CIK 2110687
Reality Financial Planning Services, LLC
Wealth managerFiled 2026-08-17 for Q2 2026. Open the filing ↗ · All SEC filings ↗
- Reported 13F value
- $103.6M
- Reported positions
- 18
- Holdings vs S&P 500, 3 yrs
- —
- Assets under management
- $125.9M
Reality Financial Planning Services, LLC is a wealth manager that reported 18 positions worth $103.6M in its Q2 2026 13F, filed 2026-08-17. Its largest holdings were Vanguard Index Fds (VTI, 19.7%), Vanguard Specialized Funds (VIG, 18.2%), Vanguard Whitehall Fds (VYM, 16.6%).
Reality Financial Planning Services, LLC holdings all 18 positions.
Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.
| Stock | % of 13F value | Share change | Reported value |
|---|---|---|---|
| VTIVanguard Index Fds | 19.7% | -20.7% | $20.4M |
| VIGVanguard Specialized Funds | 18.2% | -0.9% | $18.8M |
| VYMVanguard Whitehall Fds | 16.6% | -7.4% | $17.2M |
| IVVIshares Tr | 9.2% | -1.3% | $9.5M |
| USFRWisdomtree Tr | 7.8% | +13.3% | $8.1M |
| BNDVanguard Bd Index Fds | 7.1% | -4.2% | $7.3M |
| QQQInvesco Qqq Tr | 3.7% | -6.8% | $3.8M |
| VOOVanguard Index Fds | 3.5% | +0.1% | $3.7M |
| VPUVanguard World Fd | 3.3% | -8.2% | $3.4M |
| USMVIshares Tr | 3.2% | -8.5% | $3.3M |
| SCHOSchwab Strategic Tr | 1.7% | +10.3% | $1.8M |
| VXUSVanguard Star Fds | 1.5% | -51.5% | $1.5M |
| SDYSpdr Ser Tr | 1.1% | +0.0% | $1.1M |
| DVYIshares Tr | 0.9% | +0.0% | $984K |
| VNQVanguard Index Fds | 0.9% | -10.4% | $943K |
| QQQMInvesco Exch Traded Fd Tr II | 0.9% | +2.3% | $920K |
| AAPLApple Inc | 0.4% | +2.3% | $392K |
| JPMJpmorgan Chase & Co | 0.3% | +0.0% | $361K |
What Reality Financial Planning Services, LLC bought and sold in Q2 2026, against Q1 2026.
New positions
No new positions among the largest holdings.
Added to
- USFR Wisdomtree Tr+13.3% shares
- SCHO Schwab Strategic Tr+10.3% shares
Reduced
- VXUS Vanguard Star Fds-51.5% shares
- VTI Vanguard Index Fds-20.7% shares
- VNQ Vanguard Index Fds-10.4% shares
- USMV Ishares Tr-8.5% shares
- VPU Vanguard World Fd-8.2% shares
- VYM Vanguard Whitehall Fds-7.4% shares
- QQQ Invesco Qqq Tr-6.8% shares
Sold out
- MUNI Pimco ETF Trwas 0.7%
- MSFT Microsoft Corpwas 0.2%
Share counts compared with the Q1 2026 13F; a split also changes share counts.
How the holdings did against the S&P 500.
- 1 year
- —
- 3 years
- —
- 5 years
- —
A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.
Reported 13F value by quarter.
| Quarter | 13F value | Positions |
|---|---|---|
| Q2 2026 | $103.6M | 18 |
| Q1 2026 | $103.6M | 20 |
| Q4 2025 | $104.4M | 20 |
Questions about Reality Financial Planning Services, LLC's portfolio
What stocks does Reality Financial Planning Services, LLC own?
Reality Financial Planning Services, LLC's latest 13F, for Q2 2026 and filed Aug 17, 2026, lists 18 positions worth $103.6M. The largest are Vanguard Index Fds (VTI) at 19.7%, Vanguard Specialized Funds (VIG) at 18.2%, Vanguard Whitehall Fds (VYM) at 16.6%, Ishares Tr (IVV) at 9.2% and Wisdomtree Tr (USFR) at 7.8%.
What did Reality Financial Planning Services, LLC buy last quarter?
In Q2 2026, Reality Financial Planning Services, LLC added Wisdomtree Tr (USFR) (+13.3% shares) and Schwab Strategic Tr (SCHO) (+10.3% shares), compared with its Q1 2026 filing.
What did Reality Financial Planning Services, LLC sell last quarter?
In Q2 2026, Reality Financial Planning Services, LLC sold all of Pimco ETF Tr (MUNI), sold all of Microsoft Corp (MSFT), Vanguard Star Fds (VXUS) (-51.5% shares), Vanguard Index Fds (VTI) (-20.7% shares) and Vanguard Index Fds (VNQ) (-10.4% shares), compared with its Q1 2026 filing.
When is Reality Financial Planning Services, LLC's next 13F filing due?
13F filings are due 45 days after each quarter ends. Reality Financial Planning Services, LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.
How much money does Reality Financial Planning Services, LLC manage?
Reality Financial Planning Services, LLC reported $125.9M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $103.6M.