Q3 2026 13F · SEC CIK 1963347

RCS Financial Planning, LLC

Wealth managerFiled 2026-10-14 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $184.7M
Reported positions: 88
Top holdings a year, 3 yrs: +11.8%
Assets under management: $281.0M

RCS Financial Planning, LLC is a wealth manager that reported 88 positions worth $184.7M in its Q3 2026 13F, filed 2026-10-14. Its largest holdings were Dimensional ETF Trust (DFAC, 19.8%), Ishares Tr (IEI, 6.0%), Dimensional ETF Trust (DFIC, 5.4%). A portfolio copying its top holdings returned 11.8% a year over the last 3 years, against 20.4% for the S&P 500.

RCS Financial Planning, LLC holdings largest 50 of 88 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

RCS Financial Planning, LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
DFACDimensional ETF Trust	19.8%	14.7%	820,914	+17.5%	$36.5M
IEIIshares Tr	6.0%	—	97,347	—	$11.0M
DFICDimensional ETF Trust	5.4%	5.4%	267,523	-12.8%	$10.1M
DFCFDimensional ETF Trust	4.5%	8.3%	206,597	-50.1%	$8.3M
DFEMDimensional ETF Trust	4.0%	3.0%	185,820	+19.5%	$7.4M
CRWDCrowdstrike Hldgs Inc	3.7%	2.4%	25,796	+290.4%	$6.8M
SCHRSchwab Strategic Tr	3.2%	—	252,914	—	$6.0M
TIPIshares Tr	3.2%	—	57,419	—	$6.0M
FBNDFidelity Merrimack Str Tr	3.2%	8.0%	135,145	-63.6%	$5.9M
DXIVDimensional ETF Trust	2.4%	—	61,700	—	$4.4M
AAPLApple Inc	2.4%	1.8%	13,169	-1.5%	$4.4M
FLDRFidelity Merrimack Str Tr	2.3%	3.0%	85,798	-31.4%	$4.3M
SCHISchwab Strategic Tr	2.2%	—	188,985	—	$4.1M
DFSDDimensional Short-Duration Fixed Income	2.1%	3.6%	85,481	-46.8%	$4.0M
IVVIshares Tr	2.1%	1.9%	5,079	-4.8%	$3.9M
MUBIshares Tr	2.0%	1.2%	36,469	+58.4%	$3.7M
SCHPSchwab Strategic Tr	1.8%	—	129,607	—	$3.3M
VUGVanguard Index Fds	1.6%	1.9%	33,651	-28.1%	$3.0M
VTEBVanguard Mun Bd Fds	1.4%	2.3%	54,685	-42.4%	$2.6M
DFAUDimensional ETF Trust	1.3%	1.2%	44,364	-12.2%	$2.3M
VTVVanguard Index Fds	1.1%	1.3%	9,473	-25.5%	$2.0M
SCHOSchwab Strategic Tr	1.1%	—	83,965	—	$2.0M
DFARDfa Invt Dimensions Group in	1.1%	—	80,667	—	$1.9M
VEAVanguard Ftse Developed Markets Index Fu	1.0%	1.0%	25,763	-16.5%	$1.8M
ESGUIshares Tr	1.0%	0.8%	10,708	+4.4%	$1.8M
IUSBIshares Tr	0.7%	0.7%	31,280	-6.0%	$1.4M
SUSCIshares Tr	0.7%	0.6%	61,284	+5.1%	$1.3M
AVDVAmerican Centy ETF Tr	0.7%	1.5%	12,258	-59.0%	$1.3M
LCTUBlackrock ETF Trust	0.7%	0.6%	16,253	+2.8%	$1.3M
IVWIshares Tr	0.6%	0.6%	8,146	-7.8%	$1.2M
EAGGIshares Tr	0.6%	0.5%	24,769	+12.5%	$1.1M
DYNFBlackrock ETF Trust	0.6%	0.6%	15,945	-8.2%	$1.1M
VTIVanguard Index Fds	0.5%	0.5%	2,651	-2.5%	$992K
VWOVanguard Intl Equity Index F	0.5%	0.5%	16,517	-1.3%	$980K
VVVanguard Index Fds	0.5%	0.5%	2,781	+0.0%	$978K
IEFAIshares Tr	0.5%	0.4%	9,528	+0.0%	$923K
DFAEDimensional ETF Trust	0.5%	0.5%	23,251	-11.3%	$914K
IVEIshares Tr	0.5%	0.5%	3,922	-9.7%	$895K
BSVVanguard Bd Index Fds	0.5%	0.7%	11,553	-37.5%	$883K
EFVIshares Tr	0.5%	0.4%	10,835	-7.2%	$857K
SUBIshares Tr	0.5%	0.7%	8,157	-39.8%	$853K
DSIIshares Tr	0.5%	0.4%	5,811	+9.1%	$849K
AVUVAmerican Centy ETF Tr	0.5%	0.4%	7,138	-1.7%	$841K
EFGIshares Tr	0.4%	0.4%	6,268	-10.8%	$751K
DISVDimensional ETF Trust	0.4%	0.4%	16,751	-28.7%	$725K
VTESVanguard Wellington Fd	0.4%	—	6,656	—	$656K
ESGDiShares ESG Aware MSCI EAFE ETF	0.4%	—	6,319	—	$651K
SCHZSchwab Strategic Tr	0.3%	0.4%	29,266	-16.8%	$647K
AVUSAvantis U.S. Equity ETF	0.3%	—	5,019	—	$643K
SCHFSchwab Strategic Tr	0.3%	0.5%	22,968	-38.5%	$631K

What RCS Financial Planning, LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

CRWD Crowdstrike Hldgs Inc+290.4% shares
MUB Ishares Tr+58.4% shares
DFEM Dimensional ETF Trust+19.5% shares
DFAC Dimensional ETF Trust+17.5% shares
EAGG Ishares Tr+12.5% shares
DSI Ishares Tr+9.1% shares
SUSC Ishares Tr+5.1% shares

Reduced

FBND Fidelity Merrimack Str Tr-63.6% shares
AVDV American Centy ETF Tr-59.0% shares
DFCF Dimensional ETF Trust-50.1% shares
DFSD Dimensional Short-Duration Fixed Income -46.8% shares
VTEB Vanguard Mun Bd Fds-42.4% shares
SUB Ishares Tr-39.8% shares
SCHF Schwab Strategic Tr-38.5% shares
BSV Vanguard Bd Index Fds-37.5% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +13.9% /yr; S&P 500 +20.1%
3 years: +11.8% /yr; S&P 500 +20.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$184.7M	88
Q2 2026	$211.2M	102
Q1 2026	$192.8M	98
Q4 2025	$232.0M	90
Q3 2025	$225.8M	92
Q2 2025	$201.1M	83
Q1 2025	$189.5M	76
Q4 2024	$187.9M	77
Q3 2024	$180.1M	68
Q2 2024	$169.6M	69
Q1 2024	$162.5M	69
Q4 2023	$152.8M	63

Questions about RCS Financial Planning, LLC's portfolio

What stocks does RCS Financial Planning, LLC own?

RCS Financial Planning, LLC's latest 13F, for Q3 2026 and filed Oct 14, 2026, lists 88 positions worth $184.7M. The largest are Dimensional ETF Trust (DFAC) at 19.8%, Ishares Tr (IEI) at 6.0%, Dimensional ETF Trust (DFIC) at 5.4%, Dimensional ETF Trust (DFCF) at 4.5% and Dimensional ETF Trust (DFEM) at 4.0%.

What did RCS Financial Planning, LLC buy last quarter?

In Q3 2026, RCS Financial Planning, LLC added Crowdstrike Hldgs Inc (CRWD) (+290.4% shares), Ishares Tr (MUB) (+58.4% shares) and Dimensional ETF Trust (DFEM) (+19.5% shares), compared with its Q2 2026 filing.

What did RCS Financial Planning, LLC sell last quarter?

In Q3 2026, RCS Financial Planning, LLC cut from its top 50 Dimensional US Small Cap (DFSV), cut from its top 50 Dimensional ETF Trust (DUHP), cut from its top 50 Dimensional US Real (DFAR), cut from its top 50 Ishares Tr (QUAL), cut from its top 50 Fidelity Merrimack Str Tr (FSEC), Fidelity Merrimack Str Tr (FBND) (-63.6% shares), American Centy ETF Tr (AVDV) (-59.0% shares) and Dimensional ETF Trust (DFCF) (-50.1% shares), compared with its Q2 2026 filing.

How has RCS Financial Planning, LLC's portfolio performed?

A portfolio copying RCS Financial Planning, LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +11.8% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +13.9% against +20.1%.

When is RCS Financial Planning, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. RCS Financial Planning, LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does RCS Financial Planning, LLC manage?

RCS Financial Planning, LLC reported $281.0M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $184.7M.