Q3 2026 13F · SEC CIK 1843292

Prosperity Planning, Inc.

Wealth managerFiled 2026-10-09 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $316.0M
Reported positions: 87
Top holdings a year, 3 yrs: +17.9%
Assets under management: $543.2M

Prosperity Planning, Inc. is a wealth manager that reported 87 positions worth $316.0M in its Q3 2026 13F, filed 2026-10-09. Its largest holdings were Vanguard Index Fds (VUG, 8.7%), Ishares Tr (EFA, 8.6%), American Centy ETF Tr (AVDV, 6.7%). A portfolio copying its top holdings returned 17.9% a year over the last 3 years, against 22.3% for the S&P 500.

Prosperity Planning, Inc. holdings largest 50 of 87 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Prosperity Planning, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VUGVanguard Index Fds	8.7%	8.2%	303,709	+2.9%	$27.4M
EFAIshares Tr	8.6%	8.5%	260,791	+2.1%	$27.1M
AVDVAmerican Centy ETF Tr	6.7%	6.1%	192,661	+4.1%	$21.1M
IGSBIshares Tr	5.5%	5.3%	341,590	+7.7%	$17.5M
DFAXDimensional ETF Trust	5.3%	5.6%	454,810	-3.7%	$16.8M
AVLCAmerican Centy ETF Tr	4.6%	4.4%	162,333	+7.3%	$14.7M
AVEMAmerican Centy ETF Tr	4.3%	4.3%	145,726	+4.2%	$13.7M
AVMVAmerican Centy ETF Tr	4.2%	4.1%	172,244	+9.6%	$13.1M
IVEIshares Tr	3.8%	3.9%	51,963	-1.7%	$11.9M
AVUVAmerican Centy ETF Tr	3.3%	3.3%	88,253	+6.1%	$10.4M
VOTVanguard Index Fds	3.3%	3.4%	35,186	+2.9%	$10.3M
VBRVanguard Index Fds	2.9%	3.2%	39,813	-3.2%	$9.2M
AVLVAmerican Centy ETF Tr	2.8%	2.7%	98,051	+6.8%	$8.9M
VOEVanguard Index Fds	2.8%	2.9%	45,199	-1.8%	$8.8M
AVUSAvantis U.S. Equity ETF	2.3%	2.3%	57,950	+1.5%	$7.4M
VBKVanguard Index Fds	2.0%	2.2%	18,855	+0.1%	$6.4M
AVIVAmerican Centy ETF Tr	1.8%	1.6%	70,115	+9.3%	$5.6M
IVLUIshares Tr	1.6%	1.6%	118,289	-3.2%	$5.1M
CBRECbre Group Inc	1.6%	1.7%	38,501	+0.0%	$4.9M
USRTIshares Tr	1.5%	1.7%	78,362	+0.7%	$4.8M
SPYState Str Spdr S&p 500 ETF T	1.3%	1.4%	5,557	-6.2%	$4.2M
AAPLApple Inc	1.2%	1.1%	11,740	+0.7%	$3.9M
VTVVanguard Index Fds	1.2%	1.2%	17,402	-2.5%	$3.8M
IWNIshares Tr	1.2%	1.3%	17,655	-1.6%	$3.7M
IJJIshares Tr	1.0%	1.1%	22,889	-2.1%	$3.2M
DFACDimensional ETF Trust	1.0%	1.0%	70,625	-2.8%	$3.1M
IVWIshares Tr	0.9%	0.9%	19,452	-1.8%	$2.8M
AVDEAvantis International Equity ETF	0.8%	0.8%	29,547	+3.9%	$2.7M
SCZIshares Tr	0.8%	0.8%	29,606	-1.7%	$2.5M
VNQIVanguard Intl Equity Index F	0.7%	0.7%	50,935	+3.0%	$2.2M
EEMIshares Tr	0.7%	0.7%	31,170	-1.7%	$2.1M
BRK-BBerkshire Hathaway Inc Del	0.7%	0.7%	4,136	+1.7%	$2.1M
ITOTIshares Tr	0.6%	0.6%	11,030	-0.6%	$1.8M
IWDIshares Tr	0.6%	0.6%	7,019	-3.0%	$1.7M
VEAVanguard Ftse Developed Markets Index Fu	0.5%	0.5%	23,678	-0.4%	$1.7M
ORealty Income Corp.	0.5%	0.6%	28,749	-0.1%	$1.6M
DISVDimensional ETF Trust	0.5%	0.5%	35,678	-1.1%	$1.5M
IVVIshares Tr	0.4%	0.4%	1,780	+8.0%	$1.4M
VMBSVanguard Scottsdale Fds	0.4%	0.4%	25,546	-0.3%	$1.1M
SPYGState Street Spdr Portfolio S&p 500 Grow	0.4%	0.4%	9,028	-5.9%	$1.1M
IWFIshares Tr	0.3%	0.3%	8,747	+0.0%	$1.1M
DFIVDimensional ETF Trust	0.3%	0.3%	19,131	-1.3%	$1.1M
IWOIshares Tr	0.3%	0.4%	2,966	-1.3%	$1.1M
VTIVanguard Index Fds	0.3%	0.4%	2,797	-10.5%	$1.0M
VWOVanguard Intl Equity Index F	0.3%	0.3%	16,417	-0.1%	$974K
IWSIshares Tr	0.3%	0.3%	5,976	-1.8%	$961K
MDYState Str Spdr S&p Midcap 40	0.3%	0.3%	1,406	+0.1%	$923K
IWVIshares Tr	0.3%	0.3%	2,098	-8.0%	$906K
COMTIshares U S ETF Tr	0.3%	—	21,999	—	$811K
QQQInvesco Qqq Tr	0.2%	—	991	—	$733K

What Prosperity Planning, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

Reduced

VTI Vanguard Index Fds-10.5% shares
IWV Ishares Tr-8.0% shares
SPY State Str Spdr S&p 500 ETF T-6.2% shares
SPYG State Street Spdr Portfolio S&p 500 Grow-5.9% shares

Left the top 50

NWL Newell Brands Incwas 0.3%
IJK Ishares S&p Mid Cap 400 Growthwas 0.3%

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +11.5% /yr; S&P 500 +11.7%
3 years: +17.9% /yr; S&P 500 +22.3%
5 years: +6.6% /yr; S&P 500 +10.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$316.0M	87
Q2 2026	$311.6M	87
Q1 2026	$277.6M	83
Q4 2025	$270.0M	79
Q3 2025	$265.3M	80
Q2 2025	$247.5M	78
Q1 2025	$222.0M	76
Q4 2024	$219.7M	76
Q3 2024	$224.8M	77
Q2 2024	$291.4M	99
Q1 2024	$206.3M	72
Q4 2023	$189.6M	71

Questions about Prosperity Planning, Inc.'s portfolio

What stocks does Prosperity Planning, Inc. own?

Prosperity Planning, Inc.'s latest 13F, for Q3 2026 and filed Oct 9, 2026, lists 87 positions worth $316.0M. The largest are Vanguard Index Fds (VUG) at 8.7%, Ishares Tr (EFA) at 8.6%, American Centy ETF Tr (AVDV) at 6.7%, Ishares Tr (IGSB) at 5.5% and Dimensional ETF Trust (DFAX) at 5.3%.

What did Prosperity Planning, Inc. buy last quarter?

In Q3 2026, Prosperity Planning, Inc. added American Centy ETF Tr (AVMV) (+9.6% shares), American Centy ETF Tr (AVIV) (+9.3% shares) and Ishares Tr (IVV) (+8.0% shares), compared with its Q2 2026 filing.

What did Prosperity Planning, Inc. sell last quarter?

In Q3 2026, Prosperity Planning, Inc. cut from its top 50 Newell Brands Inc (NWL), cut from its top 50 Ishares S&p Mid Cap 400 Growth (IJK), Vanguard Index Fds (VTI) (-10.5% shares), Ishares Tr (IWV) (-8.0% shares) and State Str Spdr S&p 500 ETF T (SPY) (-6.2% shares), compared with its Q2 2026 filing.

How has Prosperity Planning, Inc.'s portfolio performed?

A portfolio copying Prosperity Planning, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +17.9% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +11.5% against +11.7%. Over 5 years: +6.6% a year against +10.6%.

When is Prosperity Planning, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Prosperity Planning, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Prosperity Planning, Inc. manage?

Prosperity Planning, Inc. reported $543.2M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $316.0M.