Q2 2026 13F · SEC CIK 2056037

Prepared Retirement Institute LLC

Wealth managerFiled 2026-08-10 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $234.9M
Reported positions: 94
Holdings vs S&P 500, 3 yrs: —
Assets under management: $307.6M

Prepared Retirement Institute LLC is a wealth manager that reported 94 positions worth $234.9M in its Q2 2026 13F, filed 2026-08-10. Its largest holdings were Vanguard Specialized Funds (VIG, 12.1%), Schwab Strategic Tr (SCHD, 7.7%), Fidelity Covington Trust (FELG, 7.2%).

Prepared Retirement Institute LLC holdings largest 50 of 94 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Prepared Retirement Institute LLC 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VIGVanguard Specialized Funds	12.1%	12.3%	119,642	+3.9%	$28.3M
SCHDSchwab Strategic Tr	7.7%	8.9%	569,163	-2.4%	$18.0M
FELGFidelity Covington Trust	7.2%	7.4%	384,328	-3.1%	$16.8M
VTIVanguard Index Fds	7.1%	5.2%	44,970	+37.8%	$16.6M
IHDGWisdomtree Tr	5.9%	6.4%	263,132	-2.1%	$13.8M
CMBSIshares Tr	5.4%	6.2%	261,927	+2.0%	$12.7M
SPYGState Street Spdr Portfolio S&p 500 Grow	4.5%	4.3%	88,035	-1.2%	$10.5M
VCITVanguard Scottsdale Fds	4.4%	4.4%	123,736	+16.1%	$10.2M
BNDVanguard Bd Index Fds	3.7%	4.3%	117,220	-0.5%	$8.6M
FLQHFranklin Templeton ETF Tr	3.6%	3.5%	196,385	+11.5%	$8.4M
VBVanguard Index Fds	3.5%	3.6%	27,121	-3.2%	$8.2M
FALNIshares Tr	3.1%	3.5%	268,819	+0.9%	$7.3M
VOOVanguard Index Fds	2.7%	2.7%	9,097	-0.5%	$6.2M
SHYIshares Tr	1.9%	2.2%	53,235	-0.1%	$4.4M
DIVBIshares Tr	1.8%	1.6%	68,554	+13.1%	$4.2M
IAGGIshares Tr	1.2%	1.2%	56,895	+16.0%	$2.9M
MSFTMicrosoft Corp	1.1%	1.3%	7,149	+0.1%	$2.7M
AVLVAmerican Centy ETF Tr	1.1%	—	27,674	—	$2.5M
IDEVIshares Tr	0.9%	—	23,779	—	$2.1M
SVALIshares Tr	0.9%	0.8%	48,177	+11.6%	$2.0M
UDIVFranklin Templeton ETF Tr	0.8%	0.8%	32,291	+2.6%	$1.9M
VUGVanguard Index Fds	0.8%	0.8%	22,427	+499.7%	$1.9M
SMMDIshares Tr	0.8%	—	20,344	—	$1.9M
AAPLApple Inc	0.8%	0.8%	6,343	-0.0%	$1.8M
ITAIshares Tr	0.8%	0.8%	7,528	-2.5%	$1.8M
CUSDTrust for Professional Manag	0.8%	0.9%	91,765	+0.1%	$1.8M
PFFDGlobal X US Preferred	0.7%	0.8%	89,174	-0.7%	$1.7M
DVYIshares Tr	0.7%	0.6%	9,995	+19.4%	$1.6M
ABBVAbbvie Inc	0.6%	0.6%	5,962	+0.1%	$1.5M
XOMExxon Mobil Corp	0.5%	0.6%	9,279	+25.4%	$1.3M
SPYState Str Spdr S&p 500 ETF T	0.5%	0.5%	1,462	+2.3%	$1.1M
CIBRFirst Tr Exchange-Traded Fd	0.5%	0.3%	12,130	+8.3%	$1.1M
NVDANvidia Corporation	0.5%	0.5%	5,373	+0.1%	$1.1M
RDVYFirst Tr Exchange Traded Fd	0.4%	0.4%	12,852	+1.3%	$1.0M
IVVIshares Tr	0.4%	0.5%	1,384	-0.7%	$1.0M
AVEMAmerican Centy ETF Tr	0.4%	—	10,350	—	$999K
MRKMerck & Co Inc	0.4%	0.5%	7,753	+0.1%	$996K
TELTe Connectivity PLC	0.4%	0.5%	4,886	+0.0%	$985K
USIGIshares Tr	0.4%	—	16,500	—	$846K
VCSHVanguard Scottsdale Fds	0.4%	0.4%	10,578	-1.6%	$836K
RSPInvesco Exchange Traded Fd T	0.4%	0.4%	3,903	+0.3%	$830K
XLFSelect Sector Spdr Tr	0.3%	0.3%	14,106	-1.2%	$756K
ALLAllstate Corp	0.3%	0.3%	2,847	+0.0%	$677K
JNJJohnson & Johnson	0.3%	0.3%	2,641	+2.6%	$671K
SCHBSchwab Strategic Tr	0.3%	0.3%	21,795	+0.3%	$631K
VXUSVanguard Star Fds	0.3%	0.3%	7,322	+0.1%	$626K
GOOGAlphabet Inc	0.3%	0.2%	1,689	+0.0%	$597K
DGROIshares Tr	0.3%	0.3%	7,752	-9.8%	$588K
JPMJpmorgan Chase & Co	0.2%	—	1,655	—	$542K
TSLATesla Inc	0.2%	—	1,263	—	$531K

What Prepared Retirement Institute LLC bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +12.6% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$234.9M	94
Q1 2026	$201.5M	79
Q4 2025	$198.7M	80
Q3 2025	$191.8M	84
Q2 2025	$169.7M	86
Q1 2025	$156.7M	85
Q4 2024	$175.2M	79
Q3 2024	$165.2M	80

Questions about Prepared Retirement Institute LLC's portfolio

What stocks does Prepared Retirement Institute LLC own?

Prepared Retirement Institute LLC's latest 13F, for Q2 2026 and filed Aug 10, 2026, lists 94 positions worth $234.9M. The largest are Vanguard Specialized Funds (VIG) at 12.1%, Schwab Strategic Tr (SCHD) at 7.7%, Fidelity Covington Trust (FELG) at 7.2%, Vanguard Index Fds (VTI) at 7.1% and Wisdomtree Tr (IHDG) at 5.9%.

What did Prepared Retirement Institute LLC buy last quarter?

In Q2 2026, Prepared Retirement Institute LLC added Vanguard Index Fds (VUG) (+499.7% shares), Vanguard Index Fds (VTI) (+37.8% shares) and Exxon Mobil Corp (XOM) (+25.4% shares), compared with its Q1 2026 filing.

What did Prepared Retirement Institute LLC sell last quarter?

In Q2 2026, Prepared Retirement Institute LLC cut from its top 50 Strategy Inc (MSTR), cut from its top 50 Spdr Gold Tr (GLD), cut from its top 50 Capital Group Core Balanced (CGBL), cut from its top 50 Ishares Silver Tr (SLV), cut from its top 50 Vanguard Ftse Europe ETF (VGK) and Ishares Tr (DGRO) (-9.8% shares), compared with its Q1 2026 filing.

When is Prepared Retirement Institute LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Prepared Retirement Institute LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Prepared Retirement Institute LLC manage?

Prepared Retirement Institute LLC reported $307.6M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $234.9M.