Q3 2026 13F · SEC CIK 1875768

Penobscot Wealth Management

Wealth managerFiled 2026-10-21 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $387.7M
Reported positions: 120
Top holdings a year, 3 yrs: +14.6%
Assets under management: $544.5M

Penobscot Wealth Management is a wealth manager that reported 120 positions worth $387.7M in its Q3 2026 13F, filed 2026-10-21. Its largest holdings were Spdr Series Trust (SPLG, 18.4%), Dimensional ETF Trust (DFGP, 12.1%), Vanguard Ftse Developed Markets Index Fu (VEA, 12.0%). A portfolio copying its top holdings returned 14.6% a year over the last 3 years, against 22.3% for the S&P 500.

Penobscot Wealth Management holdings largest 50 of 120 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Penobscot Wealth Management 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SPLGSpdr Series Trust	18.4%	18.5%	796,100	+1.4%	$71.5M
DFGPDimensional ETF Trust	12.1%	12.3%	906,703	+7.7%	$47.1M
VEAVanguard Ftse Developed Markets Index Fu	12.0%	12.0%	656,714	+4.0%	$46.4M
IAGGIshares Tr	5.5%	5.4%	431,590	+7.3%	$21.2M
VWOVanguard Intl Equity Index F	3.8%	3.8%	248,230	+4.7%	$14.7M
VGTVanguard World Fd	3.6%	3.5%	110,719	+0.1%	$13.9M
STIPIshares Tr	2.8%	2.8%	109,883	+7.9%	$11.0M
JGROJ P Morgan Exchange Traded F	2.8%	2.8%	111,229	+4.0%	$10.7M
DFICDimensional ETF Trust	2.6%	2.5%	264,412	+4.1%	$9.9M
DFAEDimensional ETF Trust	1.8%	1.8%	181,404	+10.3%	$7.1M
VFHVanguard World Fd	1.7%	1.7%	49,575	+2.7%	$6.4M
GLDMWorld Gold Tr	1.6%	1.6%	77,391	+2.8%	$6.4M
VOOVanguard Index Fds	1.3%	1.4%	7,338	-3.8%	$5.1M
SPYVState Street Spdr Portfolio S&p 500 Valu	1.2%	1.2%	78,686	+3.0%	$4.8M
VOXVanguard Telecommunication Ser	1.2%	1.1%	24,471	+6.8%	$4.7M
VHTVanguard World Fd	1.2%	1.1%	14,257	+1.2%	$4.5M
FDISFidelity Consumer Discretionar	1.1%	1.1%	44,224	+7.4%	$4.2M
SCHXSchwab Strategic Tr	1.0%	1.0%	135,071	+7.4%	$4.1M
FIDUFidelity Industrials Index ETF	1.0%	1.0%	42,442	+7.9%	$3.8M
EWJIshares Inc	0.9%	0.8%	35,127	+4.1%	$3.4M
AAPLApple Inc	0.8%	0.7%	9,692	+1.0%	$3.2M
IXUSIshares Tr	0.8%	0.9%	33,400	-5.2%	$3.2M
IGFiShares Global Infrastructure	0.7%	0.8%	45,315	+3.1%	$2.8M
IEURIshares Core Msci Europeetf	0.7%	0.7%	37,328	+6.2%	$2.8M
FESMFidelity Covington Trust	0.7%	0.7%	56,767	+2.2%	$2.6M
ESGVVanguard World Fd	0.6%	0.5%	17,720	+25.5%	$2.4M
VCSHVanguard Scottsdale Fds	0.6%	0.5%	29,658	+23.7%	$2.3M
ICLNIshares Tr	0.6%	0.7%	131,976	+8.0%	$2.2M
KOMPSpdr Series Trust	0.6%	0.6%	33,650	+5.6%	$2.2M
ESGDiShares ESG Aware MSCI EAFE ETF	0.6%	0.5%	20,815	+26.3%	$2.1M
XLKSelect Sector Spdr Tr	0.5%	0.5%	9,795	-3.6%	$1.9M
XMHQInvesco Exchange Traded Fd T	0.5%	0.5%	16,928	+2.5%	$1.9M
VNQVanguard Index Fds	0.5%	0.5%	19,948	+6.7%	$1.8M
NVDANvidia Corporation	0.5%	0.4%	7,708	-4.5%	$1.8M
IYKIshares U.s. Consumer Staples ETF	0.4%	0.5%	24,201	+0.2%	$1.7M
MSFTMicrosoft Corp	0.4%	0.3%	3,302	+1.4%	$1.7M
FENYFidelity Covington Trust	0.4%	0.4%	47,396	+5.1%	$1.6M
ITOTIshares Tr	0.4%	0.4%	9,639	+0.0%	$1.6M
IWMIshares Tr	0.4%	0.4%	5,393	+8.2%	$1.5M
IEFAIshares Tr	0.4%	0.4%	15,024	+9.9%	$1.5M
IWRIshares Tr	0.4%	0.4%	12,750	+4.9%	$1.4M
SPTMSpdr Series Trust	0.3%	0.3%	14,297	+0.2%	$1.3M
SPDWSpdr Index Shs Fds	0.3%	0.4%	26,151	-2.1%	$1.3M
XLFSelect Sector Spdr Tr	0.3%	0.4%	24,078	-2.7%	$1.3M
IYWIshares Tr	0.3%	0.3%	4,817	-0.9%	$1.3M
SPEMSpdr Index Shs Fds	0.3%	0.3%	24,173	-0.5%	$1.3M
VDCVanguard World Fd	0.3%	—	5,412	—	$1.2M
XLUSelect Sector Spdr Tr	0.3%	0.3%	28,444	+12.9%	$1.1M
IWBIshares Tr	0.3%	—	2,684	—	$1.1M
NLRVaneck ETF Trust	0.3%	0.3%	10,787	+3.7%	$1.1M

What Penobscot Wealth Management bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +5.8% /yr; S&P 500 +11.7%
3 years: +14.6% /yr; S&P 500 +22.3%
5 years: +4.3% /yr; S&P 500 +10.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$387.7M	120
Q2 2026	$373.9M	117
Q1 2026	$338.4M	107
Q4 2025	$323.5M	105
Q3 2025	$311.6M	103
Q2 2025	$279.3M	97
Q1 2025	$237.8M	91
Q4 2024	$217.0M	74
Q3 2024	$185.2M	76
Q2 2024	$168.0M	73
Q1 2024	$158.3M	75
Q4 2023	$148.2M	71

Questions about Penobscot Wealth Management's portfolio

What stocks does Penobscot Wealth Management own?

Penobscot Wealth Management's latest 13F, for Q3 2026 and filed Oct 21, 2026, lists 120 positions worth $387.7M. The largest are Spdr Series Trust (SPLG) at 18.4%, Dimensional ETF Trust (DFGP) at 12.1%, Vanguard Ftse Developed Markets Index Fu (VEA) at 12.0%, Ishares Tr (IAGG) at 5.5% and Vanguard Intl Equity Index F (VWO) at 3.8%.

What did Penobscot Wealth Management buy last quarter?

In Q3 2026, Penobscot Wealth Management added iShares ESG Aware MSCI EAFE ETF (ESGD) (+26.3% shares), Vanguard World Fd (ESGV) (+25.5% shares) and Vanguard Scottsdale Fds (VCSH) (+23.7% shares), compared with its Q2 2026 filing.

What did Penobscot Wealth Management sell last quarter?

In Q3 2026, Penobscot Wealth Management cut from its top 50 Vaneck ETF Trust (REMX), cut from its top 50 Idexx Labs Inc (IDXX) and Ishares Tr (IXUS) (-5.2% shares), compared with its Q2 2026 filing.

How has Penobscot Wealth Management's portfolio performed?

A portfolio copying Penobscot Wealth Management's 20 largest 13F holdings each quarter, from the day each filing was public, returned +14.6% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +5.8% against +11.7%. Over 5 years: +4.3% a year against +10.6%.

When is Penobscot Wealth Management's next 13F filing due?

13F filings are due 45 days after each quarter ends. Penobscot Wealth Management's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Penobscot Wealth Management manage?

Penobscot Wealth Management reported $544.5M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $387.7M.