Q3 2026 13F · SEC CIK 1906766

OLIO Financial Planning

Wealth managerFiled 2026-10-22 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $401.9M
Reported positions: 70
Top holdings a year, 3 yrs: +16.1%
Assets under management: $600.5M

OLIO Financial Planning is a wealth manager that reported 70 positions worth $401.9M in its Q3 2026 13F, filed 2026-10-22. Its largest holdings were Dimensional ETF Trust (DFUS, 18.4%), Vanguard Index Fds (VTV, 18.3%), Vanguard Ftse Developed Markets Index Fu (VEA, 14.6%). A portfolio copying its top holdings returned 16.1% a year over the last 3 years, against 22.3% for the S&P 500.

OLIO Financial Planning holdings largest 50 of 70 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

OLIO Financial Planning 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
DFUSDimensional ETF Trust	18.4%	18.2%	889,894	-0.8%	$73.9M
VTVVanguard Index Fds	18.3%	18.4%	340,696	+0.3%	$73.6M
VEAVanguard Ftse Developed Markets Index Fu	14.6%	14.7%	832,964	+0.2%	$58.8M
FBNDFidelity Merrimack Str Tr	12.1%	12.2%	1,127,218	+3.9%	$48.8M
VTIVanguard Index Fds	10.3%	10.4%	110,189	-2.4%	$41.2M
VOEVanguard Index Fds	5.1%	5.0%	104,553	+1.9%	$20.4M
DFATDimensional ETF Trust	3.9%	4.1%	235,909	+0.9%	$15.7M
VEUVanguard Intl Equity Index F	2.8%	3.0%	135,513	-6.7%	$11.2M
SCHDSchwab Strategic Tr	1.3%	1.3%	160,174	-0.7%	$5.2M
VTEBVanguard Mun Bd Fds	1.1%	1.1%	89,287	+4.4%	$4.2M
SPEMSpdr Index Shs Fds	0.9%	0.9%	73,199	+3.9%	$3.8M
AAPLApple Inc	0.9%	0.7%	10,432	+0.1%	$3.5M
SPSBSpdr Series Trust	0.8%	0.7%	102,027	+14.3%	$3.0M
VBRVanguard Index Fds	0.7%	0.8%	12,862	-4.4%	$3.0M
ESGDiShares ESG Aware MSCI EAFE ETF	0.6%	0.6%	21,773	-0.3%	$2.2M
VWOVanguard Intl Equity Index F	0.6%	0.6%	37,254	-0.7%	$2.2M
VXUSVanguard Star Fds	0.5%	0.5%	24,315	+0.0%	$2.1M
ESGUIshares Tr	0.4%	0.4%	10,381	-0.0%	$1.7M
VOOVanguard Index Fds	0.4%	0.4%	2,224	-2.3%	$1.6M
VOVanguard Index Fds	0.3%	0.3%	17,413	+0.2%	$1.4M
SCHESchwab Strategic Tr	0.3%	0.3%	33,870	-4.9%	$1.2M
JMSTJ P Morgan Exchange Traded F	0.3%	0.3%	21,176	+5.0%	$1.1M
EMXCIshares Inc	0.2%	0.3%	9,973	-4.4%	$988K
BRK-BBerkshire Hathaway Inc Del	0.2%	0.2%	1,961	+3.7%	$976K
SPTMSpdr Series Trust	0.2%	0.2%	10,142	+0.0%	$934K
ESGEiShares ESG Aware MSCI EM ETF	0.2%	0.2%	16,663	-1.5%	$902K
AMZNAmazon Com Inc	0.2%	0.2%	3,558	+0.0%	$886K
NVDANvidia Corporation	0.2%	0.2%	3,880	+0.0%	$886K
QQQInvesco Qqq Tr	0.2%	0.2%	1,043	+0.0%	$772K
SCHBSchwab Strategic Tr	0.2%	0.2%	24,779	+0.0%	$726K
AMDAdvanced Micro Devices Inc	0.2%	0.2%	1,113	-0.4%	$681K
MSFTMicrosoft Corp	0.2%	0.1%	1,208	-0.6%	$619K
GLDSpdr Gold Tr	0.2%	0.1%	1,620	+0.0%	$617K
BAHBooz Allen Hamilton Hldg Cor	0.2%	0.1%	8,860	+8.6%	$615K
AEGAegon Ltd	0.2%	0.1%	71,009	+0.0%	$613K
AGGIshares Tr	0.1%	—	5,644	—	$534K
JPMJpmorgan Chase & Co	0.1%	0.2%	1,539	-23.6%	$509K
IVVIshares Tr	0.1%	0.1%	650	+0.0%	$498K
ISRGIntuitive Surgical Inc	0.1%	0.1%	1,175	+0.0%	$478K
SPYState Str Spdr S&p 500 ETF T	0.1%	—	613	—	$468K
ESMLIshares Tr	0.1%	0.1%	8,838	-13.8%	$460K
XLKSelect Sector Spdr Tr	0.1%	0.1%	2,284	+0.5%	$447K
ITOTIshares Tr	0.1%	0.1%	2,624	+0.0%	$436K
GOOGLAlphabet Inc	0.1%	0.1%	1,265	+0.1%	$435K
METAMeta Platforms Inc	0.1%	—	588	—	$427K
SUSAIshares Tr	0.1%	0.1%	2,662	+0.0%	$414K
RTXRtx Corporation	0.1%	0.1%	2,158	+0.1%	$401K
DDominion Energy Inc	0.1%	0.1%	6,604	+0.9%	$400K
AMATApplied Matls Inc	0.1%	0.1%	775	+0.0%	$396K
CSLCarlisle Cos Inc	0.1%	0.1%	1,196	+0.0%	$385K

What OLIO Financial Planning bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

SPSB Spdr Series Trust+14.3% shares
BAH Booz Allen Hamilton Hldg Cor+8.6% shares

Reduced

JPM Jpmorgan Chase & Co-23.6% shares
ESML Ishares Tr-13.8% shares
VEU Vanguard Intl Equity Index F-6.7% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +12.8% /yr; S&P 500 +11.7%
3 years: +16.1% /yr; S&P 500 +22.3%
5 years: +6.7% /yr; S&P 500 +11.5%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$401.9M	70
Q2 2026	$403.1M	68
Q1 2026	$361.0M	72
Q4 2025	$356.5M	71
Q3 2025	$340.9M	67
Q2 2025	$317.1M	64
Q1 2025	$289.3M	59
Q4 2024	$284.7M	59
Q3 2024	$237.7M	52
Q2 2024	$237.1M	52
Q1 2024	$237.7M	52
Q4 2023	$238.8M	52

Questions about OLIO Financial Planning's portfolio

What stocks does OLIO Financial Planning own?

OLIO Financial Planning's latest 13F, for Q3 2026 and filed Oct 22, 2026, lists 70 positions worth $401.9M. The largest are Dimensional ETF Trust (DFUS) at 18.4%, Vanguard Index Fds (VTV) at 18.3%, Vanguard Ftse Developed Markets Index Fu (VEA) at 14.6%, Fidelity Merrimack Str Tr (FBND) at 12.1% and Vanguard Index Fds (VTI) at 10.3%.

What did OLIO Financial Planning buy last quarter?

In Q3 2026, OLIO Financial Planning added Spdr Series Trust (SPSB) (+14.3% shares) and Booz Allen Hamilton Hldg Cor (BAH) (+8.6% shares), compared with its Q2 2026 filing.

What did OLIO Financial Planning sell last quarter?

In Q3 2026, OLIO Financial Planning cut from its top 50 Ishares Tr (MUB), cut from its top 50 Spdr Index Shs Fds (SPDW), cut from its top 50 Alphabet Inc (GOOG), Jpmorgan Chase & Co (JPM) (-23.6% shares), Ishares Tr (ESML) (-13.8% shares) and Vanguard Intl Equity Index F (VEU) (-6.7% shares), compared with its Q2 2026 filing.

How has OLIO Financial Planning's portfolio performed?

A portfolio copying OLIO Financial Planning's 20 largest 13F holdings each quarter, from the day each filing was public, returned +16.1% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +12.8% against +11.7%. Over 5 years: +6.7% a year against +11.5%.

When is OLIO Financial Planning's next 13F filing due?

13F filings are due 45 days after each quarter ends. OLIO Financial Planning's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does OLIO Financial Planning manage?

OLIO Financial Planning reported $600.5M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $401.9M.