Q3 2026 13F · SEC CIK 2112370

Monetary Solutions, Ltd

Wealth managerFiled 2026-10-22 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $117.1M
Reported positions: 636
Holdings vs S&P 500, 3 yrs: —
Assets under management: $139.7M

Monetary Solutions, Ltd is a wealth manager that reported 636 positions worth $117.1M in its Q3 2026 13F, filed 2026-10-22. Its largest holdings were Schwab Strategic Tr (SCHD, 10.2%), Schwab Strategic Tr (SCHX, 7.7%), Schwab Strategic Tr (SCHM, 7.7%).

Monetary Solutions, Ltd holdings largest 50 of 636 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Monetary Solutions, Ltd 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SCHDSchwab Strategic Tr	10.2%	10.7%	367,846	-6.4%	$12.0M
SCHXSchwab Strategic Tr	7.7%	7.8%	300,377	-1.8%	$9.0M
SCHMSchwab Strategic Tr	7.7%	8.8%	264,290	-5.1%	$9.0M
FLOTIshares Tr	7.1%	6.7%	163,320	+7.0%	$8.3M
SCHASchwab Strategic Tr	5.3%	6.6%	188,684	-11.3%	$6.2M
AAPLApple Inc	4.4%	3.9%	15,422	-0.4%	$5.1M
SCHGSchwab Strategic Tr	4.2%	4.0%	135,862	-0.6%	$4.9M
JPMJpmorgan Chase & Co	3.8%	3.8%	13,413	+0.0%	$4.4M
SJNKState Street SPDR Bloomberg Short Term H	3.8%	3.5%	181,619	+10.9%	$4.4M
VOEVanguard Index Fds	2.9%	3.0%	17,535	-0.3%	$3.4M
XMMOInvesco Exchange Traded Fd T	2.4%	2.6%	19,499	+11.4%	$2.9M
VBRVanguard Index Fds	2.3%	2.4%	11,470	+1.5%	$2.6M
SCHVSchwab Strategic Tr	1.9%	2.0%	67,481	-0.9%	$2.2M
VYMIVanguard Whitehall Fds	1.8%	1.7%	21,397	+4.3%	$2.2M
VYMVanguard Whitehall Fds	1.8%	1.6%	13,474	+16.4%	$2.1M
ABBVAbbvie Inc	1.7%	1.7%	7,690	+0.0%	$2.0M
SCHFSchwab Strategic Tr	1.2%	1.2%	49,914	+0.0%	$1.4M
DGROIshares Tr	1.0%	0.7%	16,012	+39.9%	$1.2M
COWZPacer Fds Tr	1.0%	1.0%	17,761	-1.0%	$1.2M
SPYGState Street Spdr Portfolio S&p 500 Grow	1.0%	0.8%	9,424	+14.8%	$1.2M
SCHJSchwab Strategic Tr	1.0%	1.1%	47,434	-8.1%	$1.1M
VBKVanguard Index Fds	1.0%	0.9%	3,353	+13.0%	$1.1M
QQQInvesco Qqq Tr	1.0%	1.0%	1,515	+0.0%	$1.1M
JNJJohnson & Johnson	1.0%	0.9%	4,206	-1.5%	$1.1M
FDVVFidelity Covington Trust	0.8%	0.7%	15,464	+20.8%	$939K
FLSFlowserve Corp	0.8%	0.8%	12,840	+0.0%	$939K
MSFTMicrosoft Corp	0.8%	0.6%	1,815	-0.8%	$931K
FNDFSchwab Strategic Tr	0.8%	0.6%	16,907	+33.6%	$909K
VOVanguard Index Fds	0.8%	0.6%	11,336	+21.2%	$889K
FNDXSchwab Strategic Tr	0.8%	0.8%	28,114	+0.0%	$885K
VBVanguard Index Fds	0.7%	0.3%	2,803	+157.2%	$797K
AVUVAmerican Centy ETF Tr	0.6%	0.7%	6,256	-3.2%	$737K
FENIFidelity Covington Trust	0.6%	0.5%	18,436	+36.0%	$736K
VCSHVanguard Scottsdale Fds	0.5%	0.5%	8,100	+0.7%	$626K
EMREmerson Elec Co	0.5%	0.5%	3,704	+0.1%	$574K
SPYState Str Spdr S&p 500 ETF T	0.5%	0.5%	728	+0.0%	$555K
VGTVanguard World Fd	0.5%	0.4%	4,248	+0.0%	$534K
ABTAbbott Laboratories	0.4%	0.4%	5,235	+0.0%	$517K
XLCSelect Sector Spdr Tr	0.4%	0.5%	4,506	-8.6%	$500K
IVVIshares Tr	0.4%	0.4%	595	+0.0%	$456K
RTHVaneck Retail ETF	0.4%	0.4%	1,720	+3.0%	$431K
XOMExxonmobil Holdings Corp	0.3%	0.3%	2,359	+0.3%	$384K
IMCGIshares Tr	0.3%	0.3%	3,997	+0.0%	$375K
VHTVanguard World Fd	0.3%	0.3%	1,104	+0.0%	$349K
INTCIntel Corp	0.3%	0.3%	2,902	+0.2%	$349K
JVALJpmorgan U.s. Value Factor ETF US Value	0.3%	—	5,906	—	$342K
AMZNAmazon Com Inc	0.3%	0.3%	1,350	+1.0%	$336K
VOOVanguard Index Fds	0.3%	0.3%	468	+9.9%	$328K
VOTVanguard Index Fds	0.3%	—	1,114	—	$325K
TSCOTractor Supply Co	0.3%	0.3%	9,377	+0.0%	$293K

What Monetary Solutions, Ltd bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

VB Vanguard Index Fds+157.2% shares
DGRO Ishares Tr+39.9% shares
FENI Fidelity Covington Trust+36.0% shares
FNDF Schwab Strategic Tr+33.6% shares
VO Vanguard Index Fds+21.2% shares
FDVV Fidelity Covington Trust+20.8% shares
VYM Vanguard Whitehall Fds+16.4% shares
SPYG State Street Spdr Portfolio S&p 500 Grow+14.8% shares

Reduced

Left the top 50

CSCO Cisco Sys Incwas 0.3%
SMH Vaneck ETF Trustwas 0.3%

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: —
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$117.1M	636
Q2 2026	$116.1M	397
Q1 2026	$103.5M	318
Q4 2025	$101.5M	315

Questions about Monetary Solutions, Ltd's portfolio

What stocks does Monetary Solutions, Ltd own?

Monetary Solutions, Ltd's latest 13F, for Q3 2026 and filed Oct 22, 2026, lists 636 positions worth $117.1M. The largest are Schwab Strategic Tr (SCHD) at 10.2%, Schwab Strategic Tr (SCHX) at 7.7%, Schwab Strategic Tr (SCHM) at 7.7%, Ishares Tr (FLOT) at 7.1% and Schwab Strategic Tr (SCHA) at 5.3%.

What did Monetary Solutions, Ltd buy last quarter?

In Q3 2026, Monetary Solutions, Ltd added Vanguard Index Fds (VB) (+157.2% shares), Ishares Tr (DGRO) (+39.9% shares) and Fidelity Covington Trust (FENI) (+36.0% shares), compared with its Q2 2026 filing.

What did Monetary Solutions, Ltd sell last quarter?

In Q3 2026, Monetary Solutions, Ltd cut from its top 50 Cisco Sys Inc (CSCO), cut from its top 50 Vaneck ETF Trust (SMH), Schwab Strategic Tr (SCHA) (-11.3% shares), Select Sector Spdr Tr (XLC) (-8.6% shares) and Schwab Strategic Tr (SCHJ) (-8.1% shares), compared with its Q2 2026 filing.

When is Monetary Solutions, Ltd's next 13F filing due?

13F filings are due 45 days after each quarter ends. Monetary Solutions, Ltd's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Monetary Solutions, Ltd manage?

Monetary Solutions, Ltd reported $139.7M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $117.1M.