Q3 2026 13F · SEC CIK 1439743

Mechanics Bank Trust Department

Bank & trustFiled 2026-10-13 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $798.1M
Reported positions: 205
Top holdings a year, 3 yrs: +16.4%
Average holding period: 8.7 yrs

Mechanics Bank Trust Department is a bank & trust that reported 205 positions worth $798.1M in its Q3 2026 13F, filed 2026-10-13. Its largest holdings were State Str Spdr S&p 500 ETF T (SPY, 5.6%), Apple Inc (AAPL, 5.4%), Microsoft Corp (MSFT, 4.6%). A portfolio copying its top holdings returned 16.4% a year over the last 3 years, against 20.4% for the S&P 500.

Mechanics Bank Trust Department holdings largest 50 of 205 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Mechanics Bank Trust Department 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SPYState Str Spdr S&p 500 ETF T	5.6%	5.5%	58,194	-1.8%	$44.4M
AAPLApple Inc	5.4%	4.7%	129,234	-1.4%	$43.0M
MSFTMicrosoft Corp	4.6%	3.4%	72,183	-1.3%	$37.0M
GOOGLAlphabet Inc	4.6%	4.7%	107,193	+0.4%	$36.9M
HMSTMechanics Bancorp	4.2%	4.4%	2,242,540	+0.0%	$33.1M
NVDANvidia Corporation	2.6%	2.1%	89,443	+6.4%	$20.4M
IWPIshares Tr	2.5%	2.6%	146,804	+0.9%	$20.2M
QQQInvesco Qqq Tr	2.3%	2.3%	25,145	+0.4%	$18.6M
VBKVanguard Index Fds	1.9%	2.0%	45,190	+2.9%	$15.3M
VUGVanguard Index Fds	1.8%	1.7%	157,714	-1.1%	$14.2M
COSTCostco Wholesale Corporation	1.8%	1.9%	15,535	-4.2%	$14.1M
AMZNAmazon Com Inc	1.8%	1.7%	56,331	+0.5%	$14.0M
IYWIshares Tr	1.7%	1.6%	52,422	+1.1%	$13.9M
XOMExxonmobil Holdings Corp	1.6%	—	76,604	—	$12.5M
JPMJpmorgan Chase & Co	1.5%	1.6%	36,825	-5.8%	$12.2M
VYMIVanguard Whitehall Fds	1.5%	1.2%	114,735	+19.2%	$11.6M
JEPIJ P Morgan Exchange Traded F	1.4%	1.6%	199,068	-13.4%	$11.2M
BKLNInvesco Exch Traded Fd Tr II	1.4%	1.4%	532,908	-1.0%	$10.9M
VWOVanguard Intl Equity Index F	1.3%	1.2%	178,511	+13.2%	$10.6M
LQDIshares Tr	1.3%	1.5%	103,254	-4.7%	$10.6M
VVisa Inc	1.2%	1.3%	26,843	-9.0%	$9.6M
BRK-BBerkshire Hathaway Inc Del	1.2%	1.2%	19,345	-3.1%	$9.6M
JEPQJ P Morgan Exchange Traded F	1.2%	1.2%	150,277	-2.6%	$9.2M
JNJJohnson & Johnson	1.1%	1.2%	34,202	-7.2%	$9.1M
GOOGAlphabet Inc	1.1%	1.2%	25,770	-6.2%	$8.8M
XLKSelect Sector Spdr Tr	1.1%	1.0%	43,588	+3.3%	$8.5M
VCITVanguard Scottsdale Fds	1.0%	1.0%	105,634	+6.4%	$8.3M
ORCLOracle Corp	0.9%	1.0%	54,276	-2.0%	$7.5M
IJKIshares S&p Mid Cap 400 Growth	0.9%	1.0%	66,449	-5.9%	$7.3M
MDYState Str Spdr S&p Midcap 40	0.9%	0.9%	10,714	-0.7%	$7.0M
AVGOBroadcom Inc	0.9%	0.9%	19,704	+1.1%	$6.9M
CVXChevron Corporation	0.9%	0.7%	33,631	-5.8%	$6.9M
DIASpdr Dow Jones Indl Average	0.9%	0.9%	13,480	-2.0%	$6.9M
VOOVanguard Index Fds	0.8%	0.8%	9,616	+3.6%	$6.7M
IWOIshares Tr	0.8%	0.9%	18,508	+0.0%	$6.6M
FDLOFidelity Covington Trust	0.8%	0.8%	89,219	-4.6%	$6.3M
WMTWalmart Inc	0.8%	0.9%	59,993	-3.3%	$6.2M
LLYEli Lilly & Co	0.8%	0.8%	5,384	+0.6%	$6.2M
VCLTVanguard Long-Term Corporate Bond ETF	0.7%	0.7%	85,137	+12.7%	$5.8M
ROSTRoss Stores Inc	0.7%	0.6%	23,731	-1.4%	$5.5M
CSCOCisco Sys Inc	0.7%	0.7%	51,276	-0.5%	$5.5M
HDHome Depot Inc	0.7%	0.9%	19,090	-5.9%	$5.4M
XLFSelect Sector Spdr Tr	0.7%	0.7%	99,249	-3.8%	$5.3M
VEAVanguard Ftse Developed Markets Index Fu	0.6%	0.5%	70,679	+21.1%	$5.0M
MRKMerck & Co Inc	0.6%	0.5%	33,294	+2.2%	$4.8M
MCDMcdonalds Corp	0.6%	0.8%	20,551	-14.1%	$4.7M
DVYIshares Tr	0.6%	0.6%	30,925	-0.5%	$4.7M
VFLOVictory Portfolios II Victoryshares Free	0.6%	—	89,072	—	$4.6M
MCKMckesson Corp	0.6%	—	5,178	—	$4.4M
PWRQuanta Svcs Inc	0.5%	0.6%	6,768	+2.8%	$4.3M

What Mechanics Bank Trust Department bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

VEA Vanguard Ftse Developed Markets Index Fu+21.1% shares
VYMI Vanguard Whitehall Fds+19.2% shares
VWO Vanguard Intl Equity Index F+13.2% shares
VCLT Vanguard Long-Term Corporate Bond ETF+12.7% shares
NVDA Nvidia Corporation+6.4% shares
VCIT Vanguard Scottsdale Fds+6.4% shares

Reduced

MCD Mcdonalds Corp-14.1% shares
JEPI J P Morgan Exchange Traded F-13.4% shares
V Visa Inc-9.0% shares
JNJ Johnson & Johnson-7.2% shares
GOOG Alphabet Inc-6.2% shares
IJK Ishares S&p Mid Cap 400 Growth-5.9% shares
HD Home Depot Inc-5.9% shares
JPM Jpmorgan Chase & Co-5.8% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +16.9% /yr; S&P 500 +20.1%
3 years: +16.4% /yr; S&P 500 +20.4%
5 years: +9.4% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$798.1M	205
Q2 2026	$808.2M	211
Q1 2026	$722.2M	199
Q4 2025	$763.6M	203
Q3 2025	$712.1M	205
Q2 2025	$697.5M	213
Q1 2025	$732.8M	217
Q4 2024	$750.3M	218
Q3 2024	$751.2M	202
Q2 2024	$699.0M	197
Q1 2024	$681.3M	192
Q4 2023	$641.1M	183

Questions about Mechanics Bank Trust Department's portfolio

What stocks does Mechanics Bank Trust Department own?

Mechanics Bank Trust Department's latest 13F, for Q3 2026 and filed Oct 13, 2026, lists 205 positions worth $798.1M. The largest are State Str Spdr S&p 500 ETF T (SPY) at 5.6%, Apple Inc (AAPL) at 5.4%, Microsoft Corp (MSFT) at 4.6%, Alphabet Inc (GOOGL) at 4.6% and Mechanics Bancorp (HMST) at 4.2%.

What did Mechanics Bank Trust Department buy last quarter?

In Q3 2026, Mechanics Bank Trust Department added Vanguard Ftse Developed Markets Index Fu (VEA) (+21.1% shares), Vanguard Whitehall Fds (VYMI) (+19.2% shares) and Vanguard Intl Equity Index F (VWO) (+13.2% shares), compared with its Q2 2026 filing.

What did Mechanics Bank Trust Department sell last quarter?

In Q3 2026, Mechanics Bank Trust Department cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Procter & Gamble Co (PG), cut from its top 50 Kla Corp (KLAC), Mcdonalds Corp (MCD) (-14.1% shares), J P Morgan Exchange Traded F (JEPI) (-13.4% shares) and Visa Inc (V) (-9.0% shares), compared with its Q2 2026 filing.

How has Mechanics Bank Trust Department's portfolio performed?

A portfolio copying Mechanics Bank Trust Department's 20 largest 13F holdings each quarter, from the day each filing was public, returned +16.4% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +16.9% against +20.1%. Over 5 years: +9.4% a year against +11.6%.

When is Mechanics Bank Trust Department's next 13F filing due?

13F filings are due 45 days after each quarter ends. Mechanics Bank Trust Department's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.