Q3 2026 13F · SEC CIK 1801373

LifeSteps Financial, Inc.

Wealth managerFiled 2026-10-15 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $209.6M
Reported positions: 111
Top holdings a year, 3 yrs: +23.0%
Assets under management: $442.7M

LifeSteps Financial, Inc. is a wealth manager that reported 111 positions worth $209.6M in its Q3 2026 13F, filed 2026-10-15. Its largest holdings were Invesco Qqq Tr (QQQ, 14.8%), State Str Spdr S&p 500 ETF T (SPY, 14.2%), Nvidia Corporation (NVDA, 4.7%). A portfolio copying its top holdings returned 23.0% a year over the last 3 years, against 22.3% for the S&P 500.

LifeSteps Financial, Inc. holdings largest 50 of 111 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

LifeSteps Financial, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
QQQInvesco Qqq Tr	14.8%	15.3%	41,878	-5.8%	$31.0M
SPYState Str Spdr S&p 500 ETF T	14.2%	14.3%	38,951	-4.9%	$29.7M
NVDANvidia Corporation	4.7%	4.7%	42,989	-15.1%	$9.8M
AAPLApple Inc	4.5%	3.8%	28,328	-0.7%	$9.4M
MSFTMicrosoft Corp	3.4%	2.5%	13,750	-3.0%	$7.1M
IJHIshares Tr	2.7%	3.0%	77,634	-7.9%	$5.6M
XLKSelect Sector Spdr Tr	2.5%	2.4%	27,007	-0.9%	$5.3M
VTVVanguard Index Fds	2.4%	2.4%	22,796	-4.5%	$4.9M
IVVIshares Tr	2.3%	0.5%	6,220	+376.6%	$4.8M
VYMVanguard Whitehall Fds	2.0%	2.1%	27,250	-4.8%	$4.2M
SDYSpdr Ser Tr	2.0%	2.2%	28,303	-8.4%	$4.1M
JPMJpmorgan Chase & Co	1.8%	1.7%	11,568	+2.3%	$3.8M
SCHDSchwab Strategic Tr	1.8%	1.7%	117,518	-0.5%	$3.8M
IVWIshares Tr	1.6%	0.8%	23,991	+101.9%	$3.4M
IJSIshares Tr	1.6%	1.8%	26,581	-3.3%	$3.4M
DFAXDimensional ETF Trust	1.5%	1.5%	84,504	-3.3%	$3.1M
SCHMSchwab Strategic Tr	1.5%	1.6%	89,983	-4.7%	$3.1M
IWMIshares Tr	1.4%	1.6%	10,795	-7.8%	$3.0M
USBUS Bancorp	1.4%	1.4%	50,365	-0.0%	$2.9M
IUSBIshares Tr	1.4%	—	65,858	—	$2.9M
DFUSDimensional ETF Trust	1.1%	1.1%	28,212	-3.7%	$2.3M
AMZNAmazon Com Inc	1.1%	1.2%	8,860	-15.1%	$2.2M
DFLVDimensional ETF Trust	1.0%	1.0%	51,898	-3.1%	$2.1M
XOMExxonmobil Holdings Corp	0.9%	0.8%	12,045	-0.1%	$2.0M
ABBVAbbvie Inc	0.9%	0.9%	7,274	-0.9%	$1.9M
DYNFBlackrock ETF Trust	0.9%	—	25,872	—	$1.8M
VUGVanguard Index Fds	0.8%	0.8%	18,928	-1.9%	$1.7M
IVEIshares Tr	0.7%	—	6,797	—	$1.6M
MGKVanguard World Fd	0.7%	0.7%	16,505	-1.4%	$1.5M
BRK-BBerkshire Hathaway Inc Del	0.7%	0.7%	2,896	-6.8%	$1.4M
GOOGAlphabet Inc	0.7%	0.7%	4,127	-4.4%	$1.4M
CATCaterpillar Inc	0.7%	0.9%	1,714	-0.8%	$1.4M
KOCoca Cola Co	0.6%	0.5%	14,425	+0.4%	$1.2M
WMTWalmart Inc	0.6%	0.6%	11,809	-1.3%	$1.2M
WFCWells Fargo & Co	0.5%	0.5%	13,851	-0.8%	$1.1M
HDHome Depot Inc	0.5%	0.7%	3,803	-10.1%	$1.1M
COROBlackrock ETF Trust	0.5%	—	29,057	—	$1.1M
JNJJohnson & Johnson	0.5%	0.5%	3,916	-5.1%	$1.0M
COSTCostco Wholesale Corporation	0.5%	0.7%	1,137	-30.2%	$1.0M
SCHZSchwab Strategic Tr	0.5%	—	46,254	—	$1.0M
ADPAutomatic Data Processing in	0.5%	0.4%	3,899	-7.1%	$1.0M
TSLATesla Inc	0.5%	0.5%	2,827	+1.1%	$1.0M
MAMastercard Incorporated	0.4%	0.4%	1,654	-1.5%	$912K
BLCRBlackrock ETF Trust	0.4%	—	18,346	—	$898K
DFCFDimensional ETF Trust	0.4%	0.5%	22,302	-9.8%	$895K
EMREmerson Elec Co	0.4%	0.4%	5,725	-0.2%	$888K
CVXChevron Corporation	0.4%	0.3%	4,337	-1.6%	$886K
BAIBlackrock ETF Trust	0.4%	—	17,240	—	$814K
EFGIshares Tr	0.4%	—	6,644	—	$796K
ACWXIshares Tr	0.4%	—	10,489	—	$793K

What LifeSteps Financial, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

IVV Ishares Tr+376.6% shares
IVW Ishares Tr+101.9% shares

Reduced

COST Costco Wholesale Corporation-30.2% shares
NVDA Nvidia Corporation-15.1% shares
AMZN Amazon Com Inc-15.1% shares
HD Home Depot Inc-10.1% shares
DFCF Dimensional ETF Trust-9.8% shares
SDY Spdr Ser Tr-8.4% shares
IJH Ishares Tr-7.9% shares
IWM Ishares Tr-7.8% shares

Left the top 50

ASML Asml Hldg NVwas 0.4%
GOOGL Alphabet Incwas 0.4%
NEE Nextera Energy Incwas 0.4%
AVGO Broadcom Incwas 0.4%
CSCO Cisco Sys Incwas 0.4%
SCHG Schwab Strategic Trwas 0.3%
IBM International Business Machswas 0.3%
ITW Illinois Tool Wks Incwas 0.3%

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +12.5% /yr; S&P 500 +11.7%
3 years: +23.0% /yr; S&P 500 +22.3%
5 years: +10.6% /yr; S&P 500 +10.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$209.6M	111
Q2 2026	$214.5M	792
Q1 2026	$157.9M	97
Q4 2025	$156.3M	90
Q3 2025	$155.7M	89
Q2 2025	$145.5M	86
Q1 2025	$123.3M	82
Q4 2024	$130.3M	82
Q3 2024	$127.8M	85
Q2 2024	$121.1M	81
Q1 2024	$132.5M	440
Q4 2023	$112.8M	82

Questions about LifeSteps Financial, Inc.'s portfolio

What stocks does LifeSteps Financial, Inc. own?

LifeSteps Financial, Inc.'s latest 13F, for Q3 2026 and filed Oct 15, 2026, lists 111 positions worth $209.6M. The largest are Invesco Qqq Tr (QQQ) at 14.8%, State Str Spdr S&p 500 ETF T (SPY) at 14.2%, Nvidia Corporation (NVDA) at 4.7%, Apple Inc (AAPL) at 4.5% and Microsoft Corp (MSFT) at 3.4%.

What did LifeSteps Financial, Inc. buy last quarter?

In Q3 2026, LifeSteps Financial, Inc. added Ishares Tr (IVV) (+376.6% shares) and Ishares Tr (IVW) (+101.9% shares), compared with its Q2 2026 filing.

What did LifeSteps Financial, Inc. sell last quarter?

In Q3 2026, LifeSteps Financial, Inc. cut from its top 50 Asml Hldg NV (ASML), cut from its top 50 Alphabet Inc (GOOGL), cut from its top 50 Nextera Energy Inc (NEE), cut from its top 50 Broadcom Inc (AVGO), cut from its top 50 Cisco Sys Inc (CSCO), Costco Wholesale Corporation (COST) (-30.2% shares), Nvidia Corporation (NVDA) (-15.1% shares) and Amazon Com Inc (AMZN) (-15.1% shares), compared with its Q2 2026 filing.

How has LifeSteps Financial, Inc.'s portfolio performed?

A portfolio copying LifeSteps Financial, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +23.0% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +12.5% against +11.7%. Over 5 years: +10.6% a year against +10.6%.

When is LifeSteps Financial, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. LifeSteps Financial, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does LifeSteps Financial, Inc. manage?

LifeSteps Financial, Inc. reported $442.7M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $209.6M.