Q3 2026 13F · SEC CIK 2000571

Lakeshore Financial Planning, Inc.

Wealth managerFiled 2026-10-13 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $322.5M
Reported positions: 97
Top holdings a year, 3 yrs: +17.1%
Assets under management: $469.3M

Lakeshore Financial Planning, Inc. is a wealth manager that reported 97 positions worth $322.5M in its Q3 2026 13F, filed 2026-10-13. Its largest holdings were Ishares Tr (IVV, 19.1%), Pgim ETF Tr (PULS, 12.9%), Dimensional ETF Trust (DFLV, 9.6%). A portfolio copying its top holdings returned 17.1% a year over the last 3 years, against 21.8% for the S&P 500.

Lakeshore Financial Planning, Inc. holdings largest 50 of 97 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Lakeshore Financial Planning, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
IVVIshares Tr	19.1%	19.5%	80,386	-0.4%	$61.6M
PULSPgim ETF Tr	12.9%	12.2%	843,157	+9.8%	$41.7M
DFLVDimensional ETF Trust	9.6%	9.8%	770,614	+0.5%	$31.0M
VOOVanguard Index Fds	7.4%	7.6%	33,966	-1.7%	$23.8M
XLFSelect Sector Spdr Tr	7.1%	7.5%	431,667	-0.3%	$23.1M
VHTVanguard World Fd	5.0%	5.0%	51,081	-0.7%	$16.1M
AAPLApple Inc	3.9%	3.5%	37,433	-0.3%	$12.5M
SCHDSchwab Strategic Tr	3.7%	3.7%	362,490	-0.2%	$11.8M
MSFTMicrosoft Corp	3.4%	2.6%	21,398	+0.6%	$11.0M
DFATDimensional ETF Trust	2.6%	2.9%	127,537	-0.7%	$8.5M
RSPInvesco Exchange Traded Fd T	2.4%	2.6%	36,551	-2.7%	$7.6M
QQQInvesco Qqq Tr	1.8%	1.8%	7,758	+2.3%	$5.7M
IJRIshares Tr	1.8%	2.0%	41,524	+1.2%	$5.6M
IYWIshares Tr	1.6%	1.6%	19,126	-0.1%	$5.1M
IWVIshares Tr	1.2%	1.2%	8,897	+0.0%	$3.8M
JPMJpmorgan Chase & Co	1.2%	1.2%	11,414	+0.4%	$3.8M
DFIVDimensional ETF Trust	1.1%	1.1%	65,170	-0.3%	$3.6M
IVWIshares Tr	1.1%	1.0%	23,913	+1.3%	$3.4M
IJHIshares Tr	0.9%	0.9%	41,751	+15.7%	$3.0M
IWMIshares Tr	0.8%	0.8%	9,542	+17.7%	$2.7M
DFUSDimensional ETF Trust	0.7%	0.7%	26,350	-0.0%	$2.2M
SOFISofi Technologies Inc	0.4%	0.5%	88,432	+12.8%	$1.4M
VPNGlobal X Fds	0.4%	0.5%	50,793	-1.1%	$1.4M
GOOGAlphabet Inc	0.4%	0.4%	3,890	+5.3%	$1.3M
PAAAPgim ETF Tr	0.3%	0.4%	21,770	+0.0%	$1.1M
PSHPgim ETF Tr	0.3%	0.3%	21,050	+5.0%	$1.0M
NVDANvidia Corporation	0.3%	0.3%	4,440	+2.2%	$1.0M
FITBFifth Third Bancorp	0.3%	0.4%	19,636	-0.3%	$993K
RXTRackspace Technology Inc	0.3%	—	253,500	—	$944K
KOCoca Cola Co	0.3%	0.3%	10,255	-1.2%	$883K
AMZNAmazon Com Inc	0.3%	0.3%	3,393	+2.1%	$845K
SOSouthern Co	0.3%	0.3%	10,138	+20.9%	$840K
MGKVanguard World Fd	0.2%	0.2%	8,388	+0.0%	$777K
DTEDte Energy Company	0.2%	0.3%	6,024	+0.0%	$734K
VTVVanguard Index Fds	0.2%	—	2,976	—	$643K
EFAIshares Tr	0.2%	0.2%	6,068	+0.0%	$630K
SPYState Str Spdr S&p 500 ETF T	0.2%	0.2%	816	+1.1%	$622K
COSTCostco Wholesale Corporation	0.2%	0.2%	597	+1.9%	$543K
MCDMcdonalds Corp	0.2%	0.2%	2,249	+0.0%	$519K
JNJJohnson & Johnson	0.2%	0.2%	1,944	-0.6%	$515K
METAMeta Platforms Inc	0.2%	—	708	—	$513K
HDHome Depot Inc	0.2%	0.2%	1,717	+2.1%	$488K
NOCNorthrop Grumman Corp	0.1%	0.2%	1,000	+0.0%	$483K
OEFIshares Tr	0.1%	—	1,240	—	$474K
VIGVanguard Specialized Funds	0.1%	0.1%	1,950	+3.3%	$455K
BRK-BBerkshire Hathaway Inc Del	0.1%	0.1%	898	+1.9%	$447K
IWFIshares Tr	0.1%	—	3,520	—	$441K
DALDelta Air Lines Inc	0.1%	0.2%	5,054	+0.1%	$422K
ABBVAbbvie Inc	0.1%	—	1,572	—	$411K
WMWaste Mgmt Inc Del	0.1%	0.1%	1,996	+0.1%	$407K

What Lakeshore Financial Planning, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

SO Southern Co+20.9% shares
IWM Ishares Tr+17.7% shares
IJH Ishares Tr+15.7% shares
SOFI Sofi Technologies Inc+12.8% shares
PULS Pgim ETF Tr+9.8% shares
GOOG Alphabet Inc+5.3% shares
PSH Pgim ETF Tr+5.0% shares

Reduced

No position shrank by more than 5%.

Left the top 50

SUB Ishares Trwas 0.3%
XOM Exxon Mobil Corpwas 0.2%
NFLX Netflix Inc.was 0.2%
IFRA Ishares Trwas 0.1%
KLAC Kla Corpwas 0.1%
CINF Cincinnati Finl Corporationwas 0.1%

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +17.9% /yr; S&P 500 +20.1%
3 years: +17.1% /yr; S&P 500 +21.8%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$322.5M	97
Q2 2026	$310.7M	92
Q1 2026	$275.8M	85
Q4 2025	$279.9M	86
Q3 2025	$269.4M	83
Q2 2025	$248.8M	77
Q1 2025	$240.1M	78
Q4 2024	$234.4M	79
Q3 2024	$227.0M	74
Q2 2024	$204.8M	68
Q1 2024	$197.6M	68
Q4 2023	$180.0M	62

Questions about Lakeshore Financial Planning, Inc.'s portfolio

What stocks does Lakeshore Financial Planning, Inc. own?

Lakeshore Financial Planning, Inc.'s latest 13F, for Q3 2026 and filed Oct 13, 2026, lists 97 positions worth $322.5M. The largest are Ishares Tr (IVV) at 19.1%, Pgim ETF Tr (PULS) at 12.9%, Dimensional ETF Trust (DFLV) at 9.6%, Vanguard Index Fds (VOO) at 7.4% and Select Sector Spdr Tr (XLF) at 7.1%.

What did Lakeshore Financial Planning, Inc. buy last quarter?

In Q3 2026, Lakeshore Financial Planning, Inc. added Southern Co (SO) (+20.9% shares), Ishares Tr (IWM) (+17.7% shares) and Ishares Tr (IJH) (+15.7% shares), compared with its Q2 2026 filing.

What did Lakeshore Financial Planning, Inc. sell last quarter?

In Q3 2026, Lakeshore Financial Planning, Inc. cut from its top 50 Ishares Tr (SUB), cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Netflix Inc. (NFLX), cut from its top 50 Ishares Tr (IFRA) and cut from its top 50 Kla Corp (KLAC), compared with its Q2 2026 filing.

How has Lakeshore Financial Planning, Inc.'s portfolio performed?

A portfolio copying Lakeshore Financial Planning, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +17.1% a year over the last 3 years, against +21.8% for the S&P 500. Over 1 year: +17.9% against +20.1%.

When is Lakeshore Financial Planning, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Lakeshore Financial Planning, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Lakeshore Financial Planning, Inc. manage?

Lakeshore Financial Planning, Inc. reported $469.3M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $322.5M.