Q3 2026 13F · SEC CIK 1842013

Kaizen Financial Strategies

Wealth managerFiled 2026-10-09 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $254.2M
Reported positions: 177
Top holdings a year, 3 yrs: +20.3%
Assets under management: $287.1M

Kaizen Financial Strategies is a wealth manager that reported 177 positions worth $254.2M in its Q3 2026 13F, filed 2026-10-09. Its largest holdings were Apple Inc (AAPL, 6.9%), Schwab Strategic Tr (SCHG, 6.6%), Capital Group Dividend Value (CGDV, 4.7%). A portfolio copying its top holdings returned 20.3% a year over the last 3 years, against 20.4% for the S&P 500.

Kaizen Financial Strategies holdings largest 50 of 177 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Kaizen Financial Strategies 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
AAPLApple Inc	6.9%	6.5%	52,899	-4.8%	$17.6M
SCHGSchwab Strategic Tr	6.6%	7.0%	464,265	-10.6%	$16.7M
CGDVCapital Group Dividend Value	4.7%	5.2%	245,374	-7.8%	$12.0M
NVDANvidia Corporation	4.4%	3.9%	48,856	-3.2%	$11.2M
SPYState Str Spdr S&p 500 ETF T	4.0%	5.8%	13,352	-31.9%	$10.2M
VOOVanguard Index Fds	3.5%	1.8%	12,829	+90.8%	$9.0M
GOOGAlphabet Inc	3.0%	3.2%	22,227	-0.9%	$7.6M
FNDBSchwab Strategic Tr	2.9%	2.4%	244,801	+22.8%	$7.5M
SCHISchwab Strategic Tr	2.9%	3.3%	348,950	-5.9%	$7.5M
VCRBVanguard Malvern Fds	2.9%	3.4%	100,765	-9.3%	$7.4M
VYMVanguard Whitehall Fds	2.8%	2.5%	45,928	+15.7%	$7.1M
QQQInvesco Qqq Tr	2.5%	1.7%	8,585	+41.5%	$6.4M
SMHVaneck ETF Trust	2.5%	2.7%	10,339	-6.0%	$6.3M
FNDFSchwab Strategic Tr	2.2%	1.4%	104,504	+50.5%	$5.6M
JIREJpmorgan International Research Enhanced	2.0%	2.6%	62,803	-23.3%	$5.2M
AMZNAmazon Com Inc	1.6%	1.7%	16,393	-8.1%	$4.1M
GOOGLAlphabet Inc	1.5%	1.6%	11,268	-0.5%	$3.9M
SCUSSchwab Strategic Tr	1.5%	0.4%	152,193	+255.0%	$3.8M
VPLSVanguard Malvern Fds	1.4%	1.4%	48,952	+4.1%	$3.6M
FNDASchwab Strategic Tr	1.3%	0.9%	95,512	+64.2%	$3.3M
MSFTMicrosoft Corp	1.3%	1.0%	6,499	-3.0%	$3.3M
VIGVanguard Specialized Funds	1.3%	1.5%	14,014	-11.4%	$3.3M
AMDAdvanced Micro Devices Inc	1.2%	1.2%	4,925	-9.7%	$3.0M
XLKSelect Sector Spdr Tr	1.1%	1.0%	13,980	-1.5%	$2.7M
JIVEJ P Morgan Exchange Traded F	1.0%	0.8%	26,069	+18.7%	$2.5M
BXBlackstone Inc	0.9%	1.0%	21,490	+1.0%	$2.4M
SNDKSandisk Corp	0.8%	1.0%	1,200	-1.2%	$2.1M
TSLATesla Inc	0.8%	0.9%	5,430	-3.9%	$1.9M
DIASpdr Dow Jones Indl Average	0.7%	0.7%	3,300	-2.9%	$1.7M
LLYEli Lilly & Co	0.6%	0.7%	1,328	-9.3%	$1.5M
SCHRSchwab Strategic Tr	0.5%	0.8%	56,319	-28.7%	$1.3M
QTUMETF Ser Solutions	0.5%	0.5%	8,616	+2.4%	$1.3M
METAMeta Platforms Inc	0.5%	0.5%	1,719	-22.0%	$1.2M
BLOKAmplify ETF Tr	0.5%	0.5%	19,130	+0.0%	$1.2M
TEITempleton Emerging Mkts Inco	0.5%	0.5%	186,155	+4.6%	$1.1M
XSDSpdr Series Trust	0.4%	0.5%	2,140	+4.9%	$1.1M
RYTInvesco Exchange Traded Fd T	0.4%	0.4%	16,400	+0.0%	$1.1M
LRCXLam Research Corp	0.4%	0.5%	3,173	+2.2%	$1.0M
VWOVanguard Intl Equity Index F	0.4%	0.4%	17,542	-0.1%	$1.0M
PLTRPalantir Technologies Inc	0.4%	—	5,390	—	$1.0M
AMATApplied Matls Inc	0.4%	0.5%	1,964	-4.7%	$1.0M
ABBVAbbvie Inc	0.4%	0.4%	3,828	-6.5%	$1.0M
FALNIshares Tr	0.4%	—	37,517	—	$973K
GEVGe Vernova Inc	0.4%	0.4%	1,020	+1.7%	$969K
AGXArgan Inc	0.4%	0.8%	2,544	-1.1%	$962K
SOXLDirexion Shares ETF Trust	0.4%	0.7%	6,429	-15.3%	$951K
QQQINeos ETF Trust	0.4%	0.5%	17,022	-30.7%	$946K
FNDESchwab Strategic Tr	0.4%	0.4%	22,360	-21.1%	$936K
IUSGIshares Tr	0.4%	—	4,652	—	$901K
SCHKSchwab Strategic Tr	0.4%	—	24,415	—	$895K

What Kaizen Financial Strategies bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

SCUS Schwab Strategic Tr+255.0% shares
VOO Vanguard Index Fds+90.8% shares
FNDA Schwab Strategic Tr+64.2% shares
FNDF Schwab Strategic Tr+50.5% shares
QQQ Invesco Qqq Tr+41.5% shares
FNDB Schwab Strategic Tr+22.8% shares
JIVE J P Morgan Exchange Traded F+18.7% shares
VYM Vanguard Whitehall Fds+15.7% shares

Reduced

SPY State Str Spdr S&p 500 ETF T-31.9% shares
QQQI Neos ETF Trust-30.7% shares
SCHR Schwab Strategic Tr-28.7% shares
JIRE Jpmorgan International Research Enhanced-23.3% shares
META Meta Platforms Inc-22.0% shares
FNDE Schwab Strategic Tr-21.1% shares
SOXL Direxion Shares ETF Trust-15.3% shares
VIG Vanguard Specialized Funds-11.4% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +19.6% /yr; S&P 500 +20.1%
3 years: +20.3% /yr; S&P 500 +20.4%
5 years: +10.9% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$254.2M	177
Q2 2026	$253.2M	170
Q1 2026	$236.2M	170
Q4 2025	$226.6M	163
Q3 2025	$221.2M	151
Q2 2025	$196.8M	149
Q1 2025	$173.3M	138
Q4 2024	$176.6M	133
Q3 2024	$172.3M	135
Q2 2024	$160.4M	132
Q1 2024	$147.1M	123
Q4 2023	$131.5M	115

Questions about Kaizen Financial Strategies's portfolio

What stocks does Kaizen Financial Strategies own?

Kaizen Financial Strategies's latest 13F, for Q3 2026 and filed Oct 9, 2026, lists 177 positions worth $254.2M. The largest are Apple Inc (AAPL) at 6.9%, Schwab Strategic Tr (SCHG) at 6.6%, Capital Group Dividend Value (CGDV) at 4.7%, Nvidia Corporation (NVDA) at 4.4% and State Str Spdr S&p 500 ETF T (SPY) at 4.0%.

What did Kaizen Financial Strategies buy last quarter?

In Q3 2026, Kaizen Financial Strategies added Schwab Strategic Tr (SCUS) (+255.0% shares), Vanguard Index Fds (VOO) (+90.8% shares) and Schwab Strategic Tr (FNDA) (+64.2% shares), compared with its Q2 2026 filing.

What did Kaizen Financial Strategies sell last quarter?

In Q3 2026, Kaizen Financial Strategies cut from its top 50 Spdr Series Trust (XTL), cut from its top 50 Neos ETF Trust (SPYI), cut from its top 50 Western Digital Corp Com (WDC), cut from its top 50 Caterpillar Inc (CAT), State Str Spdr S&p 500 ETF T (SPY) (-31.9% shares), Neos ETF Trust (QQQI) (-30.7% shares) and Schwab Strategic Tr (SCHR) (-28.7% shares), compared with its Q2 2026 filing.

How has Kaizen Financial Strategies's portfolio performed?

A portfolio copying Kaizen Financial Strategies's 20 largest 13F holdings each quarter, from the day each filing was public, returned +20.3% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +19.6% against +20.1%. Over 5 years: +10.9% a year against +11.6%.

When is Kaizen Financial Strategies's next 13F filing due?

13F filings are due 45 days after each quarter ends. Kaizen Financial Strategies's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Kaizen Financial Strategies manage?

Kaizen Financial Strategies reported $287.1M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $254.2M.