Q3 2026 13F · SEC CIK 1692820

Ironwood Wealth Management, LLC.

Wealth managerFiled 2026-10-28 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $463.4M
Reported positions: 50
Top holdings a year, 3 yrs: +10.1%
Assets under management: $233.1M

Ironwood Wealth Management, LLC. is a wealth manager that reported 50 positions worth $463.4M in its Q3 2026 13F, filed 2026-10-28. Its largest holdings were Ishares Tr (IEFA, 17.2%), Dimensional Global ex US Core Fixed Inco (DFGX, 13.1%), Ishares Tr (IVV, 10.9%). A portfolio copying its top holdings returned 10.1% a year over the last 3 years, against 20.4% for the S&P 500.

Ironwood Wealth Management, LLC. holdings all 50 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Ironwood Wealth Management, LLC. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
IEFAIshares Tr	17.2%	17.8%	822,374	-1.0%	$79.7M
DFGXDimensional Global ex US Core Fixed Inco	13.1%	11.3%	1,190,958	+25.0%	$60.9M
IVVIshares Tr	10.9%	10.9%	65,990	+0.8%	$50.5M
IEFIshares Tr	9.8%	10.1%	507,918	+5.7%	$45.4M
IEMGIshares Inc	9.8%	10.2%	557,768	+0.1%	$45.3M
VCITVanguard Scottsdale Fds	7.6%	6.0%	451,547	+37.1%	$35.4M
VGSHVanguard Scottsdale Fds	4.9%	4.1%	394,867	+24.7%	$22.7M
VCSHVanguard Scottsdale Fds	4.6%	3.7%	274,313	+28.9%	$21.2M
IJHIshares Tr	3.4%	3.8%	221,428	-0.8%	$15.9M
IJRIshares Tr	2.3%	2.6%	78,216	-1.6%	$10.6M
AVDVAmerican Centy ETF Tr	2.0%	1.6%	85,471	+20.1%	$9.3M
SPDWSpdr Index Shs Fds	1.8%	1.8%	164,464	-0.3%	$8.3M
VTEBVanguard Mun Bd Fds	1.6%	1.4%	151,776	+19.8%	$7.2M
MUBIshares Tr	1.1%	1.3%	52,472	-4.4%	$5.3M
DJPIpath Bloomberg Commodity Index Total Re	1.1%	1.9%	94,968	-52.6%	$4.9M
SCHXSchwab Strategic Tr	1.0%	1.0%	149,897	-0.7%	$4.5M
JMUBJ P Morgan Exchange Traded F	0.9%	—	86,862	—	$4.1M
SPEMSpdr Index Shs Fds	0.7%	0.7%	63,847	+2.8%	$3.3M
SCHBSchwab Strategic Tr	0.6%	0.6%	97,985	-2.6%	$2.9M
SPSMSpdr Series Trust	0.5%	0.7%	46,909	-9.7%	$2.5M
SCHASchwab Strategic Tr	0.5%	0.6%	74,432	+2.4%	$2.4M
SCHFSchwab Strategic Tr	0.4%	0.5%	74,614	+0.0%	$2.0M
SUBIshares Tr	0.4%	0.6%	18,906	-27.9%	$2.0M
IDEVIshares Tr	0.4%	0.5%	20,529	-10.2%	$1.8M
SCHZSchwab Strategic Tr	0.4%	0.4%	74,823	-4.7%	$1.7M
SPYState Str Spdr S&p 500 ETF T	0.3%	0.2%	2,111	+61.5%	$1.6M
SCHESchwab Strategic Tr	0.3%	0.3%	35,187	+4.2%	$1.3M
EFAIshares Tr	0.3%	0.3%	11,875	+0.0%	$1.2M
BNDXVanguard Charlotte Fds	0.2%	0.3%	24,021	+3.1%	$1.1M
SCHMSchwab Strategic Tr	0.2%	0.2%	29,857	+9.8%	$1.0M
IWVIshares Tr	0.1%	0.1%	1,324	-15.8%	$572K
VXFVanguard Index Fds	0.1%	0.1%	2,447	-9.5%	$567K
RTXRtx Corporation	0.1%	—	2,672	—	$496K
BSCQInvesco Exch Trd Slf Idx Fd	0.1%	1.2%	25,075	-90.6%	$489K
SPMDSpdr Series Trust	0.1%	0.1%	7,169	-5.7%	$452K
IWRIshares Tr	0.1%	0.0%	4,114	+293.3%	$439K
VWOVanguard Intl Equity Index F	0.1%	—	6,926	—	$411K
ACWIIshares Tr	0.1%	0.0%	2,464	+1795.4%	$391K
NVDANvidia Corporation	0.1%	—	1,505	—	$344K
SHVIshares Tr	0.1%	—	3,007	—	$332K
VOVanguard Index Fds	0.1%	0.1%	4,139	-3.2%	$325K
VGLTVanguard Scottsdale Fds	0.1%	2.5%	6,386	-96.9%	$320K
AAPLApple Inc	0.1%	—	928	—	$309K
BSVVanguard Bd Index Fds	0.1%	0.1%	4,044	+2.6%	$309K
BBJPJpmorgan Betabuilders Japan ETF	0.1%	—	3,864	—	$303K
VTIVanguard Index Fds	0.1%	0.0%	756	+111.2%	$283K
MBBIshares Tr	0.1%	—	2,914	—	$261K
MSFTMicrosoft Corp	0.1%	—	461	—	$236K
BBCAJ P Morgan Exchange Traded F	0.1%	—	2,308	—	$232K
VOOVanguard Index Fds	0.0%	0.0%	327	+55.0%	$229K

What Ironwood Wealth Management, LLC. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: +13.0% /yr; S&P 500 +20.1%
3 years: +10.1% /yr; S&P 500 +20.4%
5 years: +3.9% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$463.4M	50
Q2 2026	$451.2M	54
Q1 2026	$348.7M	47
Q4 2025	$340.1M	47
Q3 2025	$298.4M	41
Q2 2025	$274.0M	42
Q1 2025	$325.8M	42
Q4 2024	$322.3M	45
Q3 2024	$332.3M	44
Q2 2024	$306.3M	44
Q1 2024	$308.4M	44
Q4 2023	$299.7M	44

Questions about Ironwood Wealth Management, LLC.'s portfolio

What stocks does Ironwood Wealth Management, LLC. own?

Ironwood Wealth Management, LLC.'s latest 13F, for Q3 2026 and filed Oct 28, 2026, lists 50 positions worth $463.4M. The largest are Ishares Tr (IEFA) at 17.2%, Dimensional Global ex US Core Fixed Inco (DFGX) at 13.1%, Ishares Tr (IVV) at 10.9%, Ishares Tr (IEF) at 9.8% and Ishares Inc (IEMG) at 9.8%.

What did Ironwood Wealth Management, LLC. buy last quarter?

In Q3 2026, Ironwood Wealth Management, LLC. added Ishares Tr (ACWI) (+1795.4% shares), Ishares Tr (IWR) (+293.3% shares) and Vanguard Index Fds (VTI) (+111.2% shares), compared with its Q2 2026 filing.

What did Ironwood Wealth Management, LLC. sell last quarter?

In Q3 2026, Ironwood Wealth Management, LLC. sold all of Spdr Series Trust (SPTL), sold all of Vanguard Scottsdale Fds (VMBS), sold all of Vanguard Bd Index Fds (BIV), sold all of Vanguard Bd Index Fds (BLV), sold all of Vanguard Index Fds (VB), Vanguard Scottsdale Fds (VGLT) (-96.9% shares), Invesco Exch Trd Slf Idx Fd (BSCQ) (-90.6% shares) and Ipath Bloomberg Commodity Index Total Re (DJP) (-52.6% shares), compared with its Q2 2026 filing.

How has Ironwood Wealth Management, LLC.'s portfolio performed?

A portfolio copying Ironwood Wealth Management, LLC.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +10.1% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +13.0% against +20.1%. Over 5 years: +3.9% a year against +11.6%.

When is Ironwood Wealth Management, LLC.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Ironwood Wealth Management, LLC.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Ironwood Wealth Management, LLC. manage?

Ironwood Wealth Management, LLC. reported $233.1M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $463.4M.