Q3 2026 13F · SEC CIK 1730479

Independence Bank of Kentucky

Bank & trustFiled 2026-10-26 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $895.3M
Reported positions: 642
Top holdings a year, 3 yrs: +20.3%
Average holding period: 7.2 yrs

Independence Bank of Kentucky is a bank & trust that reported 642 positions worth $895.3M in its Q3 2026 13F, filed 2026-10-26. Its largest holdings were State Str Spdr S&p 500 ETF T (SPY, 10.6%), Microsoft Corp (MSFT, 4.8%), Apple Inc (AAPL, 4.1%). A portfolio copying its top holdings returned 20.3% a year over the last 3 years, against 20.4% for the S&P 500.

Independence Bank of Kentucky holdings largest 50 of 642 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Independence Bank of Kentucky 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SPYState Str Spdr S&p 500 ETF T	10.6%	10.7%	124,888	-1.6%	$95.2M
MSFTMicrosoft Corp	4.8%	3.5%	83,387	+0.1%	$42.8M
AAPLApple Inc	4.1%	3.7%	111,305	-2.3%	$37.1M
NVDANvidia Corporation	3.7%	3.2%	146,829	+3.6%	$33.5M
JPMJpmorgan Chase & Co	3.4%	3.4%	91,333	-1.6%	$30.2M
GOOGLAlphabet Inc	3.3%	3.4%	85,236	+0.3%	$29.3M
AMZNAmazon Com Inc	2.6%	2.6%	94,851	-1.3%	$23.6M
VTIVanguard Index Fds	2.6%	2.6%	62,907	+0.0%	$23.5M
AVDEAvantis International Equity ETF	2.3%	2.1%	225,968	+8.1%	$20.4M
LLYEli Lilly & Co	1.8%	1.9%	14,210	-1.0%	$16.4M
VOOVanguard Index Fds	1.6%	1.5%	19,953	+3.6%	$14.0M
EFAIshares Tr	1.4%	1.5%	124,733	-2.3%	$13.0M
METAMeta Platforms Inc	1.4%	1.2%	17,573	-3.4%	$12.7M
AMDAdvanced Micro Devices Inc	1.3%	1.3%	19,344	-5.6%	$11.8M
VRTVertiv Holdings Co	1.3%	1.7%	46,715	+2.0%	$11.3M
VVisa Inc	1.2%	1.2%	30,749	-0.9%	$11.0M
JNJJohnson & Johnson	1.1%	1.1%	38,272	-3.1%	$10.1M
IWRIshares Tr	1.0%	1.1%	82,338	-4.0%	$8.8M
ABBVAbbvie Inc	1.0%	1.0%	33,271	-2.0%	$8.7M
AVEMAmerican Centy ETF Tr	0.9%	0.9%	90,241	+11.1%	$8.5M
AVGOBroadcom Inc	0.9%	0.9%	23,693	+11.6%	$8.3M
CVXChevron Corporation	0.9%	0.8%	40,278	-0.6%	$8.2M
PGProcter & Gamble Co	0.8%	0.9%	51,991	-1.0%	$7.6M
IWMIshares Tr	0.8%	0.9%	26,723	-3.6%	$7.4M
ASMLAsml Hldg NV	0.8%	0.9%	4,034	+1.3%	$7.3M
OEFIshares Tr	0.8%	0.7%	17,600	-0.4%	$6.7M
MUMicron Technology Inc	0.7%	0.9%	6,299	-6.5%	$6.7M
VYMVanguard Whitehall Fds	0.7%	0.7%	40,516	-0.3%	$6.3M
QQQInvesco Qqq Tr	0.7%	0.7%	8,473	+0.4%	$6.3M
USMVIshares Tr	0.7%	0.7%	63,602	-0.4%	$6.2M
IVVIshares Tr	0.6%	0.6%	7,431	+3.3%	$5.7M
WMTWalmart Inc	0.6%	0.7%	52,080	-0.6%	$5.4M
GOOGAlphabet Inc	0.6%	0.6%	15,560	-0.9%	$5.3M
HDHome Depot Inc	0.6%	0.7%	17,693	+0.8%	$5.0M
NFLXNetflix Inc.	0.5%	0.7%	69,796	-20.8%	$4.9M
ORCLOracle Corp	0.5%	0.6%	35,077	+2.7%	$4.8M
PEPPepsico Inc	0.5%	0.6%	37,238	-0.5%	$4.7M
BRK-BBerkshire Hathaway Inc Del	0.5%	0.5%	9,098	-1.2%	$4.5M
SNOWSnowflake Inc	0.5%	—	13,294	—	$4.5M
MAMastercard Incorporated	0.5%	0.5%	8,177	+0.2%	$4.5M
EEMIshares Tr	0.5%	0.5%	66,478	-3.8%	$4.4M
MRKMerck & Co Inc	0.5%	0.4%	30,311	-1.4%	$4.4M
ADPAutomatic Data Processing in	0.5%	0.4%	16,775	-5.7%	$4.3M
KOCoca Cola Co	0.5%	0.5%	50,168	-8.2%	$4.3M
IWFIshares Tr	0.5%	0.5%	32,601	-0.5%	$4.1M
PMPhilip Morris Intl Inc	0.4%	0.4%	21,061	-0.2%	$4.0M
GNRCGenerac Hldgs Inc	0.4%	0.5%	19,190	+16.4%	$4.0M
SPGIS&p Global Inc	0.4%	0.5%	9,796	-10.4%	$3.9M
WMWaste Mgmt Inc Del	0.4%	0.5%	18,196	-0.7%	$3.7M
PANWPalo Alto Networks Inc	0.4%	0.5%	9,244	-24.7%	$3.7M

What Independence Bank of Kentucky bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +20.7% /yr; S&P 500 +20.1%
3 years: +20.3% /yr; S&P 500 +20.4%
5 years: +10.4% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$895.3M	642
Q2 2026	$887.6M	589
Q1 2026	$789.4M	623
Q4 2025	$803.9M	724
Q3 2025	$778.0M	623
Q2 2025	$705.8M	615
Q1 2025	$639.6M	613
Q4 2024	$649.8M	623
Q3 2024	$465.1M	586
Q2 2024	$377.2M	539
Q1 2024	$333.9M	517
Q4 2023	$284.6M	519

Questions about Independence Bank of Kentucky's portfolio

What stocks does Independence Bank of Kentucky own?

Independence Bank of Kentucky's latest 13F, for Q3 2026 and filed Oct 26, 2026, lists 642 positions worth $895.3M. The largest are State Str Spdr S&p 500 ETF T (SPY) at 10.6%, Microsoft Corp (MSFT) at 4.8%, Apple Inc (AAPL) at 4.1%, Nvidia Corporation (NVDA) at 3.7% and Jpmorgan Chase & Co (JPM) at 3.4%.

What did Independence Bank of Kentucky buy last quarter?

In Q3 2026, Independence Bank of Kentucky added Generac Hldgs Inc (GNRC) (+16.4% shares), Broadcom Inc (AVGO) (+11.6% shares) and American Centy ETF Tr (AVEM) (+11.1% shares), compared with its Q2 2026 filing.

What did Independence Bank of Kentucky sell last quarter?

In Q3 2026, Independence Bank of Kentucky cut from its top 50 Exxon Mobil Corp (XOM), Palo Alto Networks Inc (PANW) (-24.7% shares), Netflix Inc. (NFLX) (-20.8% shares) and S&p Global Inc (SPGI) (-10.4% shares), compared with its Q2 2026 filing.

How has Independence Bank of Kentucky's portfolio performed?

A portfolio copying Independence Bank of Kentucky's 20 largest 13F holdings each quarter, from the day each filing was public, returned +20.3% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +20.7% against +20.1%. Over 5 years: +10.4% a year against +11.6%.

When is Independence Bank of Kentucky's next 13F filing due?

13F filings are due 45 days after each quarter ends. Independence Bank of Kentucky's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.