Q3 2026 13F · SEC CIK 2035533

Heritage Oak Wealth Advisors LLC

Wealth managerFiled 2026-10-14 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $325.9M
Reported positions: 84
Holdings vs S&P 500, 3 yrs: —
Assets under management: $347.4M

Heritage Oak Wealth Advisors LLC is a wealth manager that reported 84 positions worth $325.9M in its Q3 2026 13F, filed 2026-10-14. Its largest holdings were Walmart Inc (WMT, 34.5%), Spdr Series Trust (BIL, 9.2%), Invesco Qqq Tr (QQQ, 6.5%).

Heritage Oak Wealth Advisors LLC holdings largest 50 of 84 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Heritage Oak Wealth Advisors LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
WMTWalmart Inc	34.5%	35.8%	1,083,126	+1.4%	$112.6M
BILSpdr Series Trust	9.2%	13.8%	328,312	-35.3%	$30.1M
QQQInvesco Qqq Tr	6.5%	—	28,466	—	$21.1M
QQQMInvesco Exch Traded Fd Tr II	6.4%	—	68,872	—	$21.0M
KHPIManaged Portfolio Ser	5.7%	5.5%	712,028	-0.5%	$18.5M
JPSTJ P Morgan Exchange Traded F	5.0%	5.5%	323,733	-12.5%	$16.3M
PQUS2023 ETF Series Trust	3.0%	—	342,168	—	$9.8M
SPLGSpdr Series Trust	2.2%	—	78,204	—	$7.0M
KAMOManaged Portfolio Ser	2.0%	2.0%	274,844	+0.2%	$6.6M
AAPLApple Inc	1.9%	1.6%	18,669	+0.8%	$6.2M
MINTPimco Enhanced Short Maturity Active Exc	1.7%	—	55,079	—	$5.5M
ITOTIshares Tr	1.5%	—	29,852	—	$5.0M
SPLSPimco ETF Tr	1.2%	—	71,078	—	$3.9M
ACYNFirst Tr Exchange-Traded Fd	1.0%	0.2%	149,897	+276.1%	$3.1M
IAIIshares Tr	0.9%	0.8%	16,284	+4.6%	$2.9M
AMDAdvanced Micro Devices Inc	0.8%	1.4%	4,032	-52.0%	$2.5M
CRAKVaneck ETF Trust	0.7%	—	36,880	—	$2.3M
XLKSelect Sector Spdr Tr	0.7%	0.7%	11,777	-5.7%	$2.3M
GLDSpdr Gold Tr	0.7%	0.6%	6,002	+5.8%	$2.3M
XOPSpdr Series Trust	0.7%	0.5%	12,488	+5.4%	$2.2M
XMESpdr Series Trust	0.7%	0.7%	21,468	-8.8%	$2.2M
SMHVaneck ETF Trust	0.7%	1.3%	3,644	-43.5%	$2.2M
MSMRETF Ser Solutions	0.7%	0.6%	64,556	+6.2%	$2.2M
NVDANvidia Corporation	0.6%	0.4%	8,915	+30.0%	$2.0M
YOLOAdvisorshares Tr	0.5%	0.5%	592,948	-3.1%	$1.7M
PEPPepsico Inc	0.5%	0.5%	12,291	-0.4%	$1.6M
AMZNAmazon Com Inc	0.5%	0.4%	6,150	+1.3%	$1.5M
GRIDFirst Tr Exchange-Traded Fd	0.4%	0.4%	8,125	+6.7%	$1.4M
ACYSFirst Tr Exchange-Traded Fd	0.4%	—	66,800	—	$1.4M
TPYPTortoise North	0.4%	0.4%	34,021	+5.6%	$1.4M
HUMHumana Inc	0.4%	0.4%	3,463	+3.0%	$1.3M
MSFTMicrosoft Corp	0.4%	0.2%	2,504	+16.2%	$1.3M
FILLIshares Inc	0.4%	0.4%	51,930	+6.8%	$1.3M
DSTLETF Ser Solutions	0.4%	0.3%	18,738	-2.1%	$1.2M
PLNTPlanet Fitness Master Issuer	0.4%	0.4%	27,350	+0.0%	$1.2M
URAGlobal X Fds	0.3%	0.3%	26,220	+5.8%	$1.0M
SGOVIshares Tr	0.3%	1.9%	10,069	-84.2%	$1.0M
IBITIshares Bitcoin Trust ETF	0.3%	0.2%	19,648	+7.0%	$930K
GOOGLAlphabet Inc	0.2%	0.2%	2,245	+4.1%	$772K
BRK-ABerkshire Hathaway Inc Del	0.2%	0.2%	1	+0.0%	$747K
JEPIJ P Morgan Exchange Traded F	0.2%	0.2%	13,204	+5.7%	$742K
METAMeta Platforms Inc	0.2%	—	960	—	$696K
GOOGAlphabet Inc	0.2%	0.2%	1,869	+14.9%	$637K
TSLATesla Inc	0.2%	0.3%	1,750	-18.6%	$621K
SCHDSchwab Strategic Tr	0.2%	—	17,938	—	$584K
ATCLRex ETF Tr	0.2%	—	23,576	—	$574K
DLNWisdomtree Tr	0.2%	0.2%	5,773	-5.8%	$561K
MAMastercard Incorporated	0.2%	—	981	—	$541K
BRK-BBerkshire Hathaway Inc Del	0.2%	—	1,085	—	$540K
SCHBSchwab Strategic Tr	0.2%	—	18,391	—	$539K

What Heritage Oak Wealth Advisors LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +12.1% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$325.9M	84
Q2 2026	$337.8M	100
Q1 2026	$314.7M	73
Q4 2025	$270.5M	79
Q3 2025	$275.2M	85
Q2 2025	$258.9M	73
Q1 2025	$227.6M	69
Q4 2024	$212.9M	76
Q3 2024	$217.1M	149
Q2 2024	$197.8M	88

Questions about Heritage Oak Wealth Advisors LLC's portfolio

What stocks does Heritage Oak Wealth Advisors LLC own?

Heritage Oak Wealth Advisors LLC's latest 13F, for Q3 2026 and filed Oct 14, 2026, lists 84 positions worth $325.9M. The largest are Walmart Inc (WMT) at 34.5%, Spdr Series Trust (BIL) at 9.2%, Invesco Qqq Tr (QQQ) at 6.5%, Invesco Exch Traded Fd Tr II (QQQM) at 6.4% and Managed Portfolio Ser (KHPI) at 5.7%.

What did Heritage Oak Wealth Advisors LLC buy last quarter?

In Q3 2026, Heritage Oak Wealth Advisors LLC added First Tr Exchange-Traded Fd (ACYN) (+276.1% shares), Nvidia Corporation (NVDA) (+30.0% shares) and Microsoft Corp (MSFT) (+16.2% shares), compared with its Q2 2026 filing.

What did Heritage Oak Wealth Advisors LLC sell last quarter?

In Q3 2026, Heritage Oak Wealth Advisors LLC cut from its top 50 Ishares Tr (IEF), cut from its top 50 Spdr Series Trust (FLRN), cut from its top 50 Invesco Actively Managed Exc (GSY), cut from its top 50 Micron Technology Inc (MU), cut from its top 50 Vaneck Clo ETF (CLOI), Ishares Tr (SGOV) (-84.2% shares), Advanced Micro Devices Inc (AMD) (-52.0% shares) and Vaneck ETF Trust (SMH) (-43.5% shares), compared with its Q2 2026 filing.

When is Heritage Oak Wealth Advisors LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Heritage Oak Wealth Advisors LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Heritage Oak Wealth Advisors LLC manage?

Heritage Oak Wealth Advisors LLC reported $347.4M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $325.9M.