Q3 2026 13F · SEC CIK 2077050

Harbor Asset Planning, Inc.

Wealth managerFiled 2026-10-23 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $133.4M
Reported positions: 416
Holdings vs S&P 500, 3 yrs: —
Assets under management: $187.3M

Harbor Asset Planning, Inc. is a wealth manager that reported 416 positions worth $133.4M in its Q3 2026 13F, filed 2026-10-23. Its largest holdings were Schwab Strategic Tr (SCHG, 4.6%), Vanguard Index Fds (VTI, 4.4%), Vanguard Index Fds (VTV, 4.0%).

Harbor Asset Planning, Inc. holdings largest 50 of 416 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Harbor Asset Planning, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SCHGSchwab Strategic Tr	4.6%	4.3%	170,788	+0.2%	$6.1M
VTIVanguard Index Fds	4.4%	4.4%	15,842	+0.0%	$5.9M
VTVVanguard Index Fds	4.0%	4.1%	24,427	-2.1%	$5.3M
RWLInvesco Exch Traded Fd Tr II	3.9%	3.7%	40,385	+6.1%	$5.2M
IVVIshares Tr	3.8%	3.7%	6,586	+0.3%	$5.0M
GSIEGoldman Sachs ETF Tr	2.7%	2.7%	79,914	-0.1%	$3.7M
VGTVanguard World Fd	2.7%	2.6%	28,482	-0.4%	$3.6M
RSPNInvesco Exchange Traded Fd T	2.5%	2.7%	57,150	+2.8%	$3.3M
DFAIDimensional ETF Trust	2.3%	2.2%	72,790	+0.4%	$3.0M
SCHXSchwab Strategic Tr	2.2%	2.1%	95,996	+0.2%	$2.9M
SMLFIshares Tr	2.1%	2.3%	33,794	+0.3%	$2.8M
XMHQInvesco Exchange Traded Fd T	1.9%	2.0%	23,122	+0.0%	$2.6M
FNCLFidelity Covington Trust	1.7%	1.7%	30,583	+2.4%	$2.3M
FNDXSchwab Strategic Tr	1.5%	1.5%	65,592	+0.2%	$2.1M
XLISelect Sector Spdr Tr	1.5%	1.6%	12,084	+2.6%	$2.0M
VVVanguard Index Fds	1.5%	1.5%	5,659	-4.2%	$2.0M
VHTVanguard World Fd	1.5%	1.4%	6,234	+0.1%	$2.0M
SGOVIshares Tr	1.5%	1.8%	19,424	-17.3%	$2.0M
VBKVanguard Index Fds	1.4%	1.7%	5,542	-9.5%	$1.9M
AAPLApple Inc	1.3%	1.2%	5,369	+0.0%	$1.8M
AVDEAvantis International Equity ETF	1.3%	1.1%	19,437	+20.6%	$1.8M
DIVOAmplify ETF Tr	1.3%	1.5%	37,320	-16.5%	$1.7M
FMDEFidelity Covington Trust	1.3%	1.2%	42,099	+7.6%	$1.7M
GOOGLAlphabet Inc	1.2%	1.2%	4,505	+0.0%	$1.6M
FLTRVaneck ETF Trust	1.1%	1.2%	57,366	-11.3%	$1.5M
IWBIshares Tr	1.1%	1.0%	3,418	+0.3%	$1.4M
AVUVAmerican Centy ETF Tr	1.1%	1.1%	12,074	+1.0%	$1.4M
VYMIVanguard Whitehall Fds	1.1%	1.0%	13,966	+4.5%	$1.4M
FDVVFidelity Covington Trust	1.0%	1.0%	22,526	+0.6%	$1.4M
DFUSDimensional ETF Trust	1.0%	1.0%	16,431	+0.2%	$1.4M
MGCVanguard World Fd	1.0%	1.0%	4,770	+0.3%	$1.3M
IWFIshares Tr	1.0%	1.0%	10,496	+0.1%	$1.3M
VUGVanguard Index Fds	1.0%	1.0%	14,573	-1.1%	$1.3M
SOXXIshares Tr	0.9%	1.0%	2,171	+0.0%	$1.2M
IWDIshares Tr	0.8%	0.7%	4,042	+2.9%	$1.0M
IWRIshares Tr	0.7%	0.8%	9,323	+0.3%	$995K
FLOTIshares Tr	0.7%	0.8%	18,906	-6.6%	$965K
MSFTMicrosoft Corp	0.7%	0.5%	1,774	+0.0%	$910K
FELVFidelity Covington Trust	0.7%	0.6%	21,628	+4.6%	$895K
VFMOVanguard Wellington Fd	0.7%	0.6%	3,937	+14.0%	$894K
PRFInvesco Exchange Traded Fd T	0.6%	0.6%	15,793	+0.3%	$860K
DSIIshares Tr	0.6%	0.6%	5,698	+0.2%	$833K
VFMFVanguard Wellington Fd	0.6%	—	4,607	—	$823K
FNDASchwab Strategic Tr	0.6%	0.8%	22,960	-19.4%	$804K
COWZPacer Fds Tr	0.6%	0.6%	11,973	-11.4%	$799K
JMEEJ P Morgan Exchange Traded F	0.6%	0.6%	10,008	+0.0%	$736K
QQQInvesco Qqq Tr	0.5%	0.5%	991	+0.2%	$733K
SPHQInvesco Exchange Traded Fd T	0.5%	0.6%	8,582	+0.1%	$722K
JHMMJohn Hancock Exchange Traded	0.5%	0.6%	10,030	+0.0%	$717K
XLKSelect Sector Spdr Tr	0.5%	—	3,154	—	$617K

What Harbor Asset Planning, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +20.4% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$133.4M	416
Q2 2026	$133.2M	416
Q1 2026	$118.9M	420
Q4 2025	$117.0M	442
Q3 2025	$111.7M	409
Q2 2025	$104.7M	410

Questions about Harbor Asset Planning, Inc.'s portfolio

What stocks does Harbor Asset Planning, Inc. own?

Harbor Asset Planning, Inc.'s latest 13F, for Q3 2026 and filed Oct 23, 2026, lists 416 positions worth $133.4M. The largest are Schwab Strategic Tr (SCHG) at 4.6%, Vanguard Index Fds (VTI) at 4.4%, Vanguard Index Fds (VTV) at 4.0%, Invesco Exch Traded Fd Tr II (RWL) at 3.9% and Ishares Tr (IVV) at 3.8%.

What did Harbor Asset Planning, Inc. buy last quarter?

In Q3 2026, Harbor Asset Planning, Inc. added Avantis International Equity ETF (AVDE) (+20.6% shares), Vanguard Wellington Fd (VFMO) (+14.0% shares) and Fidelity Covington Trust (FMDE) (+7.6% shares), compared with its Q2 2026 filing.

What did Harbor Asset Planning, Inc. sell last quarter?

In Q3 2026, Harbor Asset Planning, Inc. cut from its top 50 Spdr Ser Tr (SDY), cut from its top 50 Ishares Tr (IYG), Schwab Strategic Tr (FNDA) (-19.4% shares), Ishares Tr (SGOV) (-17.3% shares) and Amplify ETF Tr (DIVO) (-16.5% shares), compared with its Q2 2026 filing.

When is Harbor Asset Planning, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Harbor Asset Planning, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Harbor Asset Planning, Inc. manage?

Harbor Asset Planning, Inc. reported $187.3M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $133.4M.