Q3 2026 13F · SEC CIK 1616328

Garde Capital, Inc.

Wealth managerFiled 2026-10-29 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.8B
Reported positions: 213
Top holdings a year, 3 yrs: +17.6%
Assets under management: $2.7B

Garde Capital, Inc. is a wealth manager that reported 213 positions worth $1.8B in its Q3 2026 13F, filed 2026-10-29. Its largest holdings were Vanguard Index Fds (VUG, 13.4%), Vanguard Index Fds (VTV, 13.3%), Vanguard Index Fds (VV, 8.5%). A portfolio copying its top holdings returned 17.6% a year over the last 3 years, against 22.3% for the S&P 500.

Garde Capital, Inc. holdings largest 50 of 213 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Garde Capital, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VUGVanguard Index Fds	13.4%	10.3%	2,639,016	-1.2%	$237.8M
VTVVanguard Index Fds	13.3%	10.7%	1,087,578	-0.6%	$235.0M
VVVanguard Index Fds	8.5%	6.6%	425,915	-1.2%	$149.9M
VTIVanguard Index Fds	5.4%	4.3%	256,567	-0.2%	$96.0M
VGKVanguard Ftse Europe ETF	5.3%	4.2%	1,076,461	+2.9%	$93.4M
VPLVanguard Intl Equity Index F	4.1%	3.2%	620,256	-0.2%	$71.8M
MSFTMicrosoft Corp	3.7%	2.4%	127,036	-12.1%	$65.2M
VBVanguard Index Fds	2.7%	2.3%	168,207	+0.3%	$47.9M
VNQVanguard Index Fds	2.0%	1.7%	396,684	+3.1%	$35.6M
SCHGSchwab Strategic Tr	2.0%	1.5%	989,063	-0.6%	$35.5M
VOOVanguard Index Fds	2.0%	1.6%	50,505	-3.0%	$35.4M
AAPLApple Inc	1.9%	1.4%	102,429	-3.2%	$34.1M
VEAVanguard Ftse Developed Markets Index Fu	1.9%	1.6%	476,241	-2.0%	$33.6M
VWOVanguard Intl Equity Index F	1.8%	1.4%	546,939	+2.2%	$32.4M
ESGVVanguard World Fd	1.8%	1.4%	233,110	-0.8%	$31.6M
AMZNAmazon Com Inc	1.5%	1.2%	108,599	-2.0%	$27.1M
VBILVanguard Instl Index Fd	1.5%	0.9%	353,562	+40.2%	$26.8M
IUSVIshares Tr	1.4%	1.1%	225,403	-3.0%	$24.9M
QQQInvesco Qqq Tr	1.4%	1.2%	33,101	-7.4%	$24.5M
SCHVSchwab Strategic Tr	1.1%	0.9%	577,027	-1.0%	$19.2M
IEURIshares Core Msci Europeetf	1.1%	0.9%	257,099	-2.1%	$18.9M
SCHFSchwab Strategic Tr	1.0%	0.8%	674,175	-0.6%	$18.5M
GOOGLAlphabet Inc	1.0%	0.8%	53,110	+0.4%	$18.3M
GOOGAlphabet Inc	1.0%	0.8%	50,815	-3.3%	$17.3M
VBKVanguard Index Fds	0.8%	0.7%	40,063	-0.6%	$13.5M
VIGVanguard Specialized Funds	0.8%	0.6%	57,369	+0.0%	$13.4M
IPACIshares Tr	0.7%	0.5%	139,298	+0.4%	$11.9M
EAGGIshares Tr	0.6%	0.4%	221,964	+5.9%	$10.0M
NVDANvidia Corporation	0.6%	0.4%	42,752	-12.3%	$9.8M
VSGXVanguard World Fd	0.5%	0.4%	117,407	-2.3%	$9.5M
SCHESchwab Strategic Tr	0.5%	0.4%	241,865	-11.0%	$8.8M
METAMeta Platforms Inc	0.5%	0.4%	11,561	-19.2%	$8.4M
SPYState Str Spdr S&p 500 ETF T	0.5%	0.6%	10,789	-42.3%	$8.2M
IWFIshares Tr	0.5%	0.4%	63,739	-0.3%	$8.0M
IWBIshares Tr	0.4%	0.3%	17,336	-0.2%	$7.2M
VBRVanguard Index Fds	0.4%	0.4%	31,135	-21.8%	$7.2M
IJRIshares Tr	0.4%	0.3%	49,013	-0.0%	$6.7M
CMFIshares Tr	0.4%	0.3%	116,601	-0.2%	$6.3M
SCHASchwab Strategic Tr	0.4%	0.3%	192,336	+0.5%	$6.3M
VOOVVanguard Admiral Fds Inc	0.3%	0.5%	28,013	-48.8%	$6.2M
ZZillow Group Inc	0.3%	—	209,382	—	$5.7M
IUSGIshares Tr	0.3%	—	29,075	—	$5.6M
ICFIshares Tr	0.3%	—	87,758	—	$5.5M
BRK-BBerkshire Hathaway Inc Del	0.3%	—	10,793	—	$5.4M
IAUIshares Gold Tr	0.3%	—	67,256	—	$5.3M
ESGDiShares ESG Aware MSCI EAFE ETF	0.3%	—	50,419	—	$5.2M
SUSAIshares Tr	0.3%	—	32,555	—	$5.1M
VGTVanguard World Fd	0.3%	—	40,025	—	$5.0M
TSMTaiwan Semiconductor Manufac	0.3%	—	10,389	—	$4.7M
TSLATesla Inc	0.3%	—	12,856	—	$4.6M

What Garde Capital, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

VBIL Vanguard Instl Index Fd+40.2% shares
EAGG Ishares Tr+5.9% shares

Reduced

VOOV Vanguard Admiral Fds Inc-48.8% shares
SPY State Str Spdr S&p 500 ETF T-42.3% shares
VBR Vanguard Index Fds-21.8% shares
META Meta Platforms Inc-19.2% shares
NVDA Nvidia Corporation-12.3% shares
MSFT Microsoft Corp-12.1% shares
SCHE Schwab Strategic Tr-11.0% shares
QQQ Invesco Qqq Tr-7.4% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +9.8% /yr; S&P 500 +11.7%
3 years: +17.6% /yr; S&P 500 +22.3%
5 years: +6.6% /yr; S&P 500 +10.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$1.8B	213
Q2 2026	$2.2B	224
Q1 2026	$1.7B	198
Q4 2025	$1.7B	181
Q3 2025	$2.0B	204
Q2 2025	$1.9B	817
Q1 2025	$1.7B	804
Q4 2024	$1.5B	278
Q3 2024	$1.5B	265
Q2 2024	$1.4B	265
Q1 2024	$1.4B	280
Q4 2023	$1.3B	282

Questions about Garde Capital, Inc.'s portfolio

What stocks does Garde Capital, Inc. own?

Garde Capital, Inc.'s latest 13F, for Q3 2026 and filed Oct 29, 2026, lists 213 positions worth $1.8B. The largest are Vanguard Index Fds (VUG) at 13.4%, Vanguard Index Fds (VTV) at 13.3%, Vanguard Index Fds (VV) at 8.5%, Vanguard Index Fds (VTI) at 5.4% and Vanguard Ftse Europe ETF (VGK) at 5.3%.

What did Garde Capital, Inc. buy last quarter?

In Q3 2026, Garde Capital, Inc. added Vanguard Instl Index Fd (VBIL) (+40.2% shares) and Ishares Tr (EAGG) (+5.9% shares), compared with its Q2 2026 filing.

What did Garde Capital, Inc. sell last quarter?

In Q3 2026, Garde Capital, Inc. cut from its top 50 Vanguard Bd Index Fds (BND), cut from its top 50 Ishares Tr (IEF), cut from its top 50 Vanguard Malvern Fds (VTIP), cut from its top 50 Vanguard Scottsdale Fds (VMBS), cut from its top 50 Vanguard Mun Bd Fds (VTEB), Vanguard Admiral Fds Inc (VOOV) (-48.8% shares), State Str Spdr S&p 500 ETF T (SPY) (-42.3% shares) and Vanguard Index Fds (VBR) (-21.8% shares), compared with its Q2 2026 filing.

How has Garde Capital, Inc.'s portfolio performed?

A portfolio copying Garde Capital, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +17.6% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +9.8% against +11.7%. Over 5 years: +6.6% a year against +10.6%.

When is Garde Capital, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Garde Capital, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Garde Capital, Inc. manage?

Garde Capital, Inc. reported $2.7B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $1.8B.