Q2 2026 13F · SEC CIK 1808394

Flower City Capital

Wealth managerFiled 2026-07-07 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $227.1M
Reported positions: 49
Top holdings a year, 3 yrs: +18.0%
Assets under management: $444.6M

Flower City Capital is a wealth manager that reported 49 positions worth $227.1M in its Q2 2026 13F, filed 2026-07-07. Its largest holdings were Vanguard Scottsdale Fds (VONE, 36.4%), Vanguard FTSE All (VEU, 30.5%), Vanguard S&p 500 ETF (VOO, 7.2%). A portfolio copying its top holdings returned 18.0% a year over the last 3 years, against 20.4% for the S&P 500.

Flower City Capital holdings all 49 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Flower City Capital 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VONEVanguard Scottsdale Fds	36.4%	35.6%	244,063	+1.4%	$82.7M
VEUVanguard FTSE All	30.5%	30.8%	826,889	+1.1%	$69.3M
VOOVanguard S&p 500 ETF	7.2%	7.2%	23,825	-1.3%	$16.4M
IVVIshares Core S&p 500 ETF	4.0%	4.0%	12,150	-0.8%	$9.1M
VSSVanguard Intl Equity Index F	2.8%	3.0%	41,063	-1.3%	$6.3M
EFAiShs MSCI EAFE	2.6%	2.8%	56,815	-1.3%	$5.9M
AAPLApple Inc	1.8%	1.9%	14,034	-6.7%	$4.1M
VIOOVanguard Admiral Fds Inc	1.7%	1.7%	28,781	-0.2%	$4.0M
SCHXSchwab Stratgc Tr	1.6%	1.6%	125,644	-0.2%	$3.7M
VVVanguard Inx Lrg	1.5%	1.4%	9,884	+5.5%	$3.4M
VXUSVanguard Star Fds Vanguard Total Intl St	0.8%	0.8%	22,257	+5.8%	$1.9M
VEAVanguard Tax-Managed Fds	0.8%	0.8%	24,576	+0.0%	$1.8M
NVDANvidia Corporation Com	0.7%	0.6%	7,430	+0.5%	$1.5M
VTIVanguard Index Fds	0.6%	0.6%	3,759	+0.9%	$1.4M
MSFTMicrosoft Corp	0.5%	0.6%	3,149	-2.4%	$1.2M
VTWOVanguard Scottsdale Fds	0.5%	0.5%	9,471	-0.1%	$1.1M
AMZNAmazon Com Inc Com	0.4%	0.5%	4,186	-7.4%	$998K
SCHFSchwab Intl Equity	0.4%	0.4%	35,335	+0.0%	$979K
VTVanguard Total World Stock Index Fund Et	0.3%	0.3%	4,226	+1.9%	$663K
BNDVanguard Total Bond Market ETF	0.3%	0.3%	8,936	-4.0%	$656K
VUGVanguard Indx Fd	0.3%	0.3%	7,404	+500.0%	$638K
GOOGLAlphabet Inc	0.3%	0.3%	1,755	-22.2%	$627K
CVXChevron Corp New	0.3%	0.4%	3,683	-3.5%	$610K
GOOGAlphabet Inc	0.2%	0.2%	1,506	+4.1%	$532K
SPLGSpdr Series Trust	0.2%	0.2%	5,974	+0.0%	$525K
GEGe Aerospace	0.2%	0.2%	1,339	+0.0%	$500K
TPLTexas Pacific Land Corporati	0.2%	0.3%	1,098	+0.0%	$481K
IWMIshares	0.2%	0.2%	1,532	-1.2%	$460K
IBMInternational Business Machs	0.2%	0.1%	1,514	+29.0%	$426K
VBVanguard Indx Fd	0.2%	0.2%	1,392	+6.4%	$422K
IYWIshares Tr	0.2%	0.1%	1,620	+0.0%	$409K
JPMJpmorgan Chase & Co	0.2%	0.2%	1,225	+4.8%	$401K
GEVGe Vernova Inc	0.2%	0.1%	329	+0.0%	$387K
BRK-BBerkshire Hathaway Inc Del	0.2%	0.2%	725	+4.3%	$363K
SCHASchwab U.s. Small-Cap ETF	0.1%	0.1%	9,113	+0.0%	$329K
REGNRegeneron Pharmaceuticals	0.1%	New	500	—	$312K
SCHESchwab Strategic Tr	0.1%	0.1%	8,388	+0.0%	$304K
HDHome Depot Inc Com	0.1%	0.2%	850	-22.7%	$300K
TPGTpg Inc	0.1%	0.1%	7,160	+0.0%	$290K
IMRXImmuneering Corp	0.1%	0.1%	55,029	+0.0%	$275K
VOVanguard Index Fds	0.1%	0.1%	3,266	+299.3%	$263K
WPMWheaton Precious Metals	0.1%	0.1%	2,127	+0.0%	$239K
GRVYGravity Co Ltd	0.1%	0.1%	3,500	+0.0%	$235K
WMTWalmart Inc	0.1%	0.1%	1,914	-0.6%	$217K
AONAon PLC	0.1%	New	613	—	$203K
KURAKura Oncology Inc	0.1%	0.1%	18,000	+0.0%	$197K
EVCEntravision Communications C	0.1%	New	10,500	—	$137K
PGENPrecigen Inc	0.1%	0.0%	20,000	+0.0%	$114K
OTLKOutlook Therapeutics Inc	0.0%	0.0%	20,000	+0.0%	$32K

What Flower City Capital bought and sold in Q2 2026, against Q1 2026.

Sold out

Nothing sold out.

Share counts compared with the Q1 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: +21.4% /yr; S&P 500 +20.1%
3 years: +18.0% /yr; S&P 500 +20.4%
5 years: +10.4% /yr; S&P 500 +13.0%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$227.1M	49
Q1 2026	$199.3M	46
Q4 2025	$196.1M	44
Q3 2025	$186.0M	43
Q2 2025	$169.6M	39
Q1 2025	$152.5M	38
Q4 2024	$163.5M	34
Q3 2024	$170.3M	33
Q2 2024	$154.9M	32
Q1 2024	$150.5M	32
Q4 2023	$134.4M	35
Q3 2023	$97.9M	29

Questions about Flower City Capital's portfolio

What stocks does Flower City Capital own?

Flower City Capital's latest 13F, for Q2 2026 and filed Jul 7, 2026, lists 49 positions worth $227.1M. The largest are Vanguard Scottsdale Fds (VONE) at 36.4%, Vanguard FTSE All (VEU) at 30.5%, Vanguard S&p 500 ETF (VOO) at 7.2%, Ishares Core S&p 500 ETF (IVV) at 4.0% and Vanguard Intl Equity Index F (VSS) at 2.8%.

What did Flower City Capital buy last quarter?

In Q2 2026, Flower City Capital added a new position in Regeneron Pharmaceuticals (REGN), a new position in Aon PLC (AON), a new position in Entravision Communications C (EVC), Vanguard Indx Fd (VUG) (+500.0% shares), Vanguard Index Fds (VO) (+299.3% shares) and International Business Machs (IBM) (+29.0% shares), compared with its Q1 2026 filing.

What did Flower City Capital sell last quarter?

In Q2 2026, Flower City Capital Home Depot Inc Com (HD) (-22.7% shares), Alphabet Inc (GOOGL) (-22.2% shares) and Amazon Com Inc Com (AMZN) (-7.4% shares), compared with its Q1 2026 filing.

How has Flower City Capital's portfolio performed?

A portfolio copying Flower City Capital's 20 largest 13F holdings each quarter, from the day each filing was public, returned +18.0% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +21.4% against +20.1%. Over 5 years: +10.4% a year against +13.0%.

When is Flower City Capital's next 13F filing due?

13F filings are due 45 days after each quarter ends. Flower City Capital's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Flower City Capital manage?

Flower City Capital reported $444.6M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $227.1M.