Q3 2026 13F · SEC CIK 1214183

First United Bank & Trust

Bank & trustFiled 2026-10-22 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $346.8M
Reported positions: 408
Top holdings a year, 3 yrs: +19.0%
Average holding period: 8.2 yrs

First United Bank & Trust is a bank & trust that reported 408 positions worth $346.8M in its Q3 2026 13F, filed 2026-10-22. Its largest holdings were Invesco Qqq Tr (QQQ, 7.0%), Vanguard Index Fds (VTV, 5.5%), Vanguard Index Fds (VOO, 3.8%). A portfolio copying its top holdings returned 19.0% a year over the last 3 years, against 20.4% for the S&P 500.

First United Bank & Trust holdings largest 50 of 408 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

First United Bank & Trust 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
QQQInvesco Qqq Tr	7.0%	7.0%	32,914	-0.1%	$24.3M
VTVVanguard Index Fds	5.5%	5.5%	88,074	+0.4%	$19.0M
VOOVanguard Index Fds	3.8%	3.6%	19,028	+3.4%	$13.3M
DVYIshares Tr	3.4%	3.4%	77,371	+3.5%	$11.8M
VUGVanguard Index Fds	3.3%	3.2%	126,146	-2.6%	$11.4M
VOVanguard Index Fds	3.2%	3.2%	142,986	+2.1%	$11.2M
AAPLApple Inc	3.2%	2.8%	33,454	-1.2%	$11.1M
IEFAIshares Tr	3.0%	2.9%	107,378	+1.8%	$10.4M
RSPInvesco Exchange Traded Fd T	3.0%	2.9%	49,206	+3.9%	$10.2M
IEMGIshares Inc	2.3%	2.5%	100,136	-3.0%	$8.1M
MSFTMicrosoft Corp	2.2%	1.6%	14,713	-2.0%	$7.5M
VBVanguard Index Fds	2.1%	2.1%	25,539	+6.0%	$7.3M
VOTVanguard Index Fds	1.9%	1.9%	22,270	+3.0%	$6.5M
VOEVanguard Index Fds	1.8%	1.8%	32,479	+0.4%	$6.4M
GOOGLAlphabet Inc	1.7%	1.8%	16,922	-1.5%	$5.8M
ANETArista Networks Inc	1.6%	1.3%	26,707	-1.4%	$5.4M
NVDANvidia Corporation	1.5%	1.3%	23,278	+1.2%	$5.3M
IVVIshares Tr	1.5%	1.4%	6,625	-0.1%	$5.1M
JPMJpmorgan Chase & Co	1.4%	1.5%	15,080	-2.8%	$5.0M
FBNDFidelity Merrimack Str Tr	1.3%	1.5%	106,800	-4.6%	$4.6M
SPYState Str Spdr S&p 500 ETF T	1.3%	1.3%	5,713	-2.6%	$4.4M
SPGPInvesco Exchange Traded Fd T	1.2%	1.3%	35,932	-0.3%	$4.3M
HYGVFlexshares Tr Hig Yld Vl ETF	1.2%	1.3%	109,834	-1.7%	$4.3M
IYWIshares Tr	1.0%	1.0%	13,714	-3.0%	$3.6M
IWFIshares Tr	1.0%	1.0%	28,760	-0.7%	$3.6M
PVALPutnam Focused Large Capvalue ETF	1.0%	0.7%	65,394	+31.2%	$3.4M
VBRVanguard Index Fds	1.0%	1.0%	14,695	+4.3%	$3.4M
VLOValero Energy Corp	0.9%	0.6%	8,110	-1.7%	$3.1M
AMZNAmazon Com Inc	0.9%	0.8%	12,397	+0.6%	$3.1M
IWRIshares Tr	0.9%	0.9%	28,493	-0.0%	$3.0M
ESGFlexshares Tr	0.8%	0.9%	15,567	-10.0%	$2.8M
CSCOCisco Sys Inc	0.8%	0.9%	25,722	-1.8%	$2.8M
PNCPnc Finl Svcs Group Inc	0.8%	0.8%	11,709	+0.0%	$2.6M
AMGNAmgen Inc	0.7%	0.6%	5,919	+2.0%	$2.5M
CVXChevron Corporation	0.7%	0.6%	11,697	-2.5%	$2.4M
CSXCsx Corp	0.7%	0.7%	49,674	-3.0%	$2.3M
DFISDimensional ETF Trust	0.7%	0.6%	63,307	+14.8%	$2.3M
PULSPgim ETF Tr	0.7%	0.6%	46,164	+17.9%	$2.3M
FTNTFortinet Inc	0.6%	0.6%	12,335	-0.8%	$2.2M
AMDAdvanced Micro Devices Inc	0.6%	0.6%	3,536	-2.0%	$2.2M
LOWLowes Cos Inc	0.6%	0.8%	11,656	-4.0%	$2.1M
MCDMcdonalds Corp	0.6%	0.8%	9,167	-4.9%	$2.1M
COSTCostco Wholesale Corporation	0.6%	0.6%	2,309	-2.1%	$2.1M
MAMastercard Incorporated	0.6%	0.5%	3,640	-1.1%	$2.0M
PGProcter & Gamble Co	0.6%	0.6%	13,230	-11.1%	$1.9M
DHRDanaher Corp Del	0.5%	0.5%	8,470	-4.6%	$1.9M
SOSouthern Co	0.5%	0.6%	22,359	-2.4%	$1.9M
STIPIshares Tr	0.5%	0.9%	18,183	-37.6%	$1.8M
MTBM & T Bank Corp	0.5%	0.6%	8,287	-0.3%	$1.8M
XOMExxonmobil Holdings Corp	0.5%	—	10,587	—	$1.7M

What First United Bank & Trust bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +21.0% /yr; S&P 500 +20.1%
3 years: +19.0% /yr; S&P 500 +20.4%
5 years: +10.4% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$346.8M	408
Q2 2026	$347.6M	420
Q1 2026	$307.9M	395
Q4 2025	$313.3M	394
Q3 2025	$308.1M	419
Q2 2025	$286.9M	388
Q1 2025	$267.7M	402
Q4 2024	$275.3M	377
Q3 2024	$278.3M	380
Q2 2024	$268.7M	402
Q1 2024	$270.1M	415
Q4 2023	$250.3M	438

Questions about First United Bank & Trust's portfolio

What stocks does First United Bank & Trust own?

First United Bank & Trust's latest 13F, for Q3 2026 and filed Oct 22, 2026, lists 408 positions worth $346.8M. The largest are Invesco Qqq Tr (QQQ) at 7.0%, Vanguard Index Fds (VTV) at 5.5%, Vanguard Index Fds (VOO) at 3.8%, Ishares Tr (DVY) at 3.4% and Vanguard Index Fds (VUG) at 3.3%.

What did First United Bank & Trust buy last quarter?

In Q3 2026, First United Bank & Trust added Putnam Focused Large Capvalue ETF (PVAL) (+31.2% shares), Pgim ETF Tr (PULS) (+17.9% shares) and Dimensional ETF Trust (DFIS) (+14.8% shares), compared with its Q2 2026 filing.

What did First United Bank & Trust sell last quarter?

In Q3 2026, First United Bank & Trust cut from its top 50 Quanta Svcs Inc (PWR), Ishares Tr (STIP) (-37.6% shares), Procter & Gamble Co (PG) (-11.1% shares) and Flexshares Tr (ESG) (-10.0% shares), compared with its Q2 2026 filing.

How has First United Bank & Trust's portfolio performed?

A portfolio copying First United Bank & Trust's 20 largest 13F holdings each quarter, from the day each filing was public, returned +19.0% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +21.0% against +20.1%. Over 5 years: +10.4% a year against +11.6%.

When is First United Bank & Trust's next 13F filing due?

13F filings are due 45 days after each quarter ends. First United Bank & Trust's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.