Q3 2026 13F · SEC CIK 1929071

Finer Wealth Management, Inc.

Wealth managerFiled 2026-10-16 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $252.9M
Reported positions: 92
Top holdings a year, 3 yrs: +20.1%
Assets under management: $305.8M

Finer Wealth Management, Inc. is a wealth manager that reported 92 positions worth $252.9M in its Q3 2026 13F, filed 2026-10-16. Its largest holdings were Apple Inc (AAPL, 8.6%), Nvidia Corporation (NVDA, 7.2%), Microsoft Corp (MSFT, 6.5%). A portfolio copying its top holdings returned 20.1% a year over the last 3 years, against 20.4% for the S&P 500.

Finer Wealth Management, Inc. holdings largest 50 of 92 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Finer Wealth Management, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
AAPLApple Inc	8.6%	8.6%	65,615	-1.4%	$21.9M
NVDANvidia Corporation	7.2%	7.3%	80,029	-1.9%	$18.3M
MSFTMicrosoft Corp	6.5%	5.3%	32,016	-0.1%	$16.4M
LLYEli Lilly & Co	5.6%	6.7%	12,299	-2.3%	$14.2M
AMDAdvanced Micro Devices Inc	5.0%	5.7%	20,793	-5.4%	$12.7M
GOOGLAlphabet Inc	4.6%	5.6%	33,990	-2.4%	$11.7M
AMZNAmazon Com Inc	4.3%	4.7%	43,487	-0.6%	$10.8M
VOOVanguard Index Fds	4.0%	—	14,566	—	$10.2M
METAMeta Platforms Inc	3.9%	3.4%	13,690	+1.1%	$9.9M
CATCaterpillar Inc	3.0%	4.7%	9,489	-3.3%	$7.7M
JPMJpmorgan Chase & Co	2.8%	3.1%	21,279	-0.3%	$7.0M
MRKMerck & Co Inc	2.6%	2.6%	44,527	-1.9%	$6.5M
WMTWalmart Inc	2.0%	2.5%	49,034	+0.7%	$5.1M
TSMTaiwan Semiconductor Manufac	2.0%	2.4%	10,867	-2.2%	$5.0M
IBITIshares Bitcoin Trust ETF	1.7%	1.2%	88,444	+6.9%	$4.2M
XOMExxonmobil Holdings Corp	1.6%	—	25,216	—	$4.1M
PGProcter & Gamble Co	1.6%	1.8%	28,115	+4.9%	$4.1M
PLTRPalantir Technologies Inc	1.5%	1.0%	20,337	+7.6%	$3.8M
TAt&t Inc	1.5%	1.3%	152,434	+12.4%	$3.7M
VZVerizon Communications Inc	1.4%	1.3%	75,561	+6.1%	$3.5M
VCSHVanguard Scottsdale Fds	1.4%	—	44,853	—	$3.5M
SCHWCharles Schwab Corp (the)	1.3%	1.3%	32,983	+1.0%	$3.2M
CVXChevron Corporation	1.2%	1.1%	15,466	+1.0%	$3.2M
ASMLAsml Hldg NV	1.2%	1.5%	1,657	+0.6%	$3.0M
TSLATesla Inc	1.1%	1.4%	7,832	+7.5%	$2.8M
MCDMcdonalds Corp	1.1%	1.3%	11,501	+6.2%	$2.7M
KOCoca Cola Co	0.9%	1.0%	27,582	-0.2%	$2.4M
MOAltria Group Inc	0.9%	0.9%	35,073	+19.4%	$2.4M
GLDSpdr Gold Tr	0.9%	0.9%	5,788	+6.9%	$2.2M
MUMicron Technology Inc	0.9%	1.0%	2,036	+4.7%	$2.2M
RTXRtx Corporation	0.8%	0.8%	10,862	+19.8%	$2.0M
GOOGAlphabet Inc	0.8%	0.9%	5,860	+0.0%	$2.0M
VXFVanguard Index Fds	0.8%	—	8,426	—	$2.0M
EIRLIshares Tr	0.7%	0.7%	21,889	+5.0%	$1.8M
INTCIntel Corp	0.7%	0.9%	14,716	-0.3%	$1.8M
CSCOCisco Sys Inc	0.7%	0.9%	16,333	-0.0%	$1.8M
PEPPepsico Inc	0.7%	0.8%	13,387	-3.0%	$1.7M
CRMSalesforce Inc	0.6%	0.6%	6,855	-18.2%	$1.6M
COSTCostco Wholesale Corporation	0.6%	0.5%	1,576	+45.9%	$1.4M
GBTCGrayscale Bitcoin Trust ETF	0.5%	0.4%	21,077	-3.2%	$1.4M
LQDIshares Tr	0.5%	0.6%	12,877	-0.3%	$1.3M
AVGOBroadcom Inc	0.5%	0.6%	3,650	+0.2%	$1.3M
SHYIshares Tr	0.5%	0.5%	14,712	-0.7%	$1.2M
ETHEGrayscale Ethereum Staking E	0.5%	—	53,251	—	$1.1M
IBBIshares Tr	0.4%	0.6%	4,923	-27.0%	$1.0M
JNJJohnson & Johnson	0.4%	0.5%	3,797	-5.5%	$1.0M
SPYState Str Spdr S&p 500 ETF T	0.4%	0.4%	1,305	-2.0%	$996K
MSTRStrategy Inc	0.4%	—	5,931	—	$908K
BTIBritish Amern Tob PLC	0.4%	0.5%	16,650	+0.0%	$906K
UNHUnitedhealth Group Inc	0.4%	0.4%	2,418	+11.2%	$888K

What Finer Wealth Management, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

COST Costco Wholesale Corporation+45.9% shares
RTX Rtx Corporation+19.8% shares
MO Altria Group Inc+19.4% shares
T At&t Inc+12.4% shares
UNH Unitedhealth Group Inc+11.2% shares
PLTR Palantir Technologies Inc+7.6% shares
TSLA Tesla Inc+7.5% shares
GLD Spdr Gold Tr+6.9% shares

Reduced

IBB Ishares Tr-27.0% shares
CRM Salesforce Inc-18.2% shares
JNJ Johnson & Johnson-5.5% shares
AMD Advanced Micro Devices Inc-5.4% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +21.6% /yr; S&P 500 +20.1%
3 years: +20.1% /yr; S&P 500 +20.4%
5 years: +16.4% /yr; S&P 500 +15.9%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$252.9M	92
Q2 2026	$223.8M	88
Q1 2026	$198.2M	86
Q4 2025	$206.7M	83
Q3 2025	$200.7M	86
Q2 2025	$187.1M	86
Q1 2025	$166.9M	86
Q4 2024	$174.5M	82
Q3 2024	$162.0M	79
Q2 2024	$155.0M	73
Q1 2024	$152.3M	77
Q4 2023	$134.3M	79

Questions about Finer Wealth Management, Inc.'s portfolio

What stocks does Finer Wealth Management, Inc. own?

Finer Wealth Management, Inc.'s latest 13F, for Q3 2026 and filed Oct 16, 2026, lists 92 positions worth $252.9M. The largest are Apple Inc (AAPL) at 8.6%, Nvidia Corporation (NVDA) at 7.2%, Microsoft Corp (MSFT) at 6.5%, Eli Lilly & Co (LLY) at 5.6% and Advanced Micro Devices Inc (AMD) at 5.0%.

What did Finer Wealth Management, Inc. buy last quarter?

In Q3 2026, Finer Wealth Management, Inc. added Costco Wholesale Corporation (COST) (+45.9% shares), Rtx Corporation (RTX) (+19.8% shares) and Altria Group Inc (MO) (+19.4% shares), compared with its Q2 2026 filing.

What did Finer Wealth Management, Inc. sell last quarter?

In Q3 2026, Finer Wealth Management, Inc. cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Lockheed Martin Corp (LMT), cut from its top 50 Xcel Energy Inc (XEL), cut from its top 50 Bank of Amer Corp (BAC), cut from its top 50 Deere & Co (DE), Ishares Tr (IBB) (-27.0% shares), Salesforce Inc (CRM) (-18.2% shares) and Johnson & Johnson (JNJ) (-5.5% shares), compared with its Q2 2026 filing.

How has Finer Wealth Management, Inc.'s portfolio performed?

A portfolio copying Finer Wealth Management, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +20.1% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +21.6% against +20.1%. Over 5 years: +16.4% a year against +15.9%.

When is Finer Wealth Management, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Finer Wealth Management, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Finer Wealth Management, Inc. manage?

Finer Wealth Management, Inc. reported $305.8M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $252.9M.