Q3 2026 13F · SEC CIK 2017868

Financial Synergies Wealth Advisors, Inc.

Wealth managerFiled 2026-10-16 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.2B
Reported positions: 119
Top holdings a year, 3 yrs: +16.9%
Assets under management: $1.8B

Financial Synergies Wealth Advisors, Inc. is a wealth manager that reported 119 positions worth $1.2B in its Q3 2026 13F, filed 2026-10-16. Its largest holdings were Ishares Tr (IVV, 14.4%), Vanguard Index Fds (VUG, 11.3%), Vanguard Index Fds (VO, 10.0%). A portfolio copying its top holdings returned 16.9% a year over the last 3 years, against 18.4% for the S&P 500.

Financial Synergies Wealth Advisors, Inc. holdings largest 50 of 119 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Financial Synergies Wealth Advisors, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
IVVIshares Tr	14.4%	14.5%	229,119	+0.6%	$175.5M
VUGVanguard Index Fds	11.3%	11.1%	1,529,827	+0.9%	$137.9M
VOVanguard Index Fds	10.0%	10.4%	1,555,944	+1.9%	$122.0M
VTVVanguard Index Fds	9.4%	9.7%	530,516	+1.5%	$114.6M
EFVIshares Tr	5.7%	5.7%	883,585	+0.7%	$69.9M
VEAVanguard Ftse Developed Markets Index Fu	5.1%	5.3%	880,265	+1.2%	$62.2M
EFGIshares Tr	4.8%	5.1%	489,325	+2.0%	$58.6M
IEMGIshares Inc	4.2%	4.4%	630,207	+1.4%	$51.1M
SCHGSchwab Strategic Tr	3.5%	3.4%	1,177,465	-0.2%	$42.3M
VCITVanguard Scottsdale Fds	2.4%	—	370,116	—	$29.0M
VONVVanguard Scottsdale Fds	1.9%	2.0%	215,323	-0.9%	$23.4M
DFASDimensional ETF Trust	1.8%	1.9%	284,179	+2.0%	$22.0M
AVUVAmerican Centy ETF Tr	1.8%	1.9%	183,602	+1.6%	$21.6M
VBVanguard Index Fds	1.7%	1.9%	73,768	-0.7%	$21.0M
MUMicron Technology Inc	1.5%	1.7%	17,450	+1.9%	$18.6M
DFUVDimensional ETF Trust	1.4%	1.5%	314,129	-1.4%	$17.3M
AAPLApple Inc	1.3%	1.1%	46,700	+8.0%	$15.6M
VBRVanguard Index Fds	1.1%	1.2%	59,014	+0.2%	$13.6M
FNDFSchwab Strategic Tr	0.8%	0.8%	187,750	-0.6%	$10.1M
SNDKSandisk Corp	0.7%	0.9%	5,145	+6.5%	$9.0M
SCHXSchwab Strategic Tr	0.7%	0.7%	277,113	+1.5%	$8.3M
FBNDFidelity Merrimack Str Tr	0.7%	0.7%	189,781	+5.5%	$8.2M
XOMExxonmobil Holdings Corp	0.6%	—	48,464	—	$7.9M
CATCaterpillar Inc	0.6%	0.8%	9,030	+0.2%	$7.3M
IVEIshares Tr	0.6%	0.6%	31,023	+0.6%	$7.1M
SCHMSchwab Strategic Tr	0.6%	0.6%	198,697	-0.3%	$6.8M
VOOVanguard Index Fds	0.6%	0.5%	9,632	+9.1%	$6.8M
IEFAIshares Tr	0.5%	0.6%	67,122	-0.2%	$6.5M
IWNIshares Tr	0.5%	0.5%	28,650	+0.3%	$6.0M
VWOVanguard Intl Equity Index F	0.5%	0.5%	99,439	+0.4%	$5.9M
HIMUBlackrock ETF Trust II	0.5%	0.6%	121,221	-8.7%	$5.5M
EEMIshares Tr	0.4%	0.5%	78,091	-0.9%	$5.2M
MUNIPimco ETF Tr	0.4%	0.5%	101,622	-10.6%	$5.0M
WDCWestern Digital Corp Com	0.4%	0.6%	10,934	+0.4%	$5.0M
MSFTMicrosoft Corp	0.3%	0.2%	7,258	+26.8%	$3.7M
DFIVDimensional ETF Trust	0.3%	0.3%	61,926	+1.5%	$3.5M
WMTWalmart Inc	0.3%	0.3%	29,753	+1.5%	$3.1M
NVDANvidia Corporation	0.3%	0.2%	13,466	+34.6%	$3.1M
EFAIshares Tr	0.3%	0.3%	29,418	-0.3%	$3.1M
CVXChevron Corporation	0.2%	0.2%	14,070	+1.9%	$2.9M
SPYState Str Spdr S&p 500 ETF T	0.2%	—	3,668	—	$2.8M
VLOValero Energy Corp	0.2%	0.2%	7,175	-21.7%	$2.8M
VXFVanguard Index Fds	0.2%	0.3%	11,738	-5.5%	$2.7M
COSTCostco Wholesale Corporation	0.2%	0.2%	2,821	+0.9%	$2.6M
USIGIshares Tr	0.2%	0.2%	43,729	-20.4%	$2.1M
BRK-BBerkshire Hathaway Inc Del	0.2%	0.2%	4,266	+1.5%	$2.1M
QQQInvesco Qqq Tr	0.2%	0.2%	2,787	+1.3%	$2.1M
FNDXSchwab Strategic Tr	0.2%	0.2%	64,900	-1.0%	$2.0M
IWMIshares Tr	0.2%	0.2%	7,183	-2.4%	$2.0M
AMZNAmazon Com Inc	0.2%	—	7,664	—	$1.9M

What Financial Synergies Wealth Advisors, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

NVDA Nvidia Corporation+34.6% shares
MSFT Microsoft Corp+26.8% shares
VOO Vanguard Index Fds+9.1% shares
AAPL Apple Inc+8.0% shares
SNDK Sandisk Corp+6.5% shares
FBND Fidelity Merrimack Str Tr+5.5% shares

Reduced

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +21.3% /yr; S&P 500 +20.1%
3 years: +16.9% /yr; S&P 500 +18.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$1.2B	119
Q2 2026	$1.2B	116
Q1 2026	$1.0B	111
Q4 2025	$1.0B	107
Q3 2025	$987.9M	93
Q2 2025	$918.3M	90
Q1 2025	$821.9M	81
Q4 2024	$806.2M	73
Q3 2024	$805.3M	76
Q2 2024	$742.3M	70
Q1 2024	$762.1M	507
Q4 2023	$645.9M	461

Questions about Financial Synergies Wealth Advisors, Inc.'s portfolio

What stocks does Financial Synergies Wealth Advisors, Inc. own?

Financial Synergies Wealth Advisors, Inc.'s latest 13F, for Q3 2026 and filed Oct 16, 2026, lists 119 positions worth $1.2B. The largest are Ishares Tr (IVV) at 14.4%, Vanguard Index Fds (VUG) at 11.3%, Vanguard Index Fds (VO) at 10.0%, Vanguard Index Fds (VTV) at 9.4% and Ishares Tr (EFV) at 5.7%.

What did Financial Synergies Wealth Advisors, Inc. buy last quarter?

In Q3 2026, Financial Synergies Wealth Advisors, Inc. added Nvidia Corporation (NVDA) (+34.6% shares), Microsoft Corp (MSFT) (+26.8% shares) and Vanguard Index Fds (VOO) (+9.1% shares), compared with its Q2 2026 filing.

What did Financial Synergies Wealth Advisors, Inc. sell last quarter?

In Q3 2026, Financial Synergies Wealth Advisors, Inc. cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Dicks Sporting Goods Inc (DKS), cut from its top 50 Stellar Bancorp Inc (STEL), cut from its top 50 Unitedhealth Group Inc (UNH), Valero Energy Corp (VLO) (-21.7% shares), Ishares Tr (USIG) (-20.4% shares) and Pimco ETF Tr (MUNI) (-10.6% shares), compared with its Q2 2026 filing.

How has Financial Synergies Wealth Advisors, Inc.'s portfolio performed?

A portfolio copying Financial Synergies Wealth Advisors, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +16.9% a year over the last 3 years, against +18.4% for the S&P 500. Over 1 year: +21.3% against +20.1%.

When is Financial Synergies Wealth Advisors, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Financial Synergies Wealth Advisors, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Financial Synergies Wealth Advisors, Inc. manage?

Financial Synergies Wealth Advisors, Inc. reported $1.8B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $1.2B.