Q3 2026 13F · SEC CIK 1730813

Financial Life Advisors

Wealth managerFiled 2026-10-14 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $352.3M
Reported positions: 60
Top holdings a year, 3 yrs: +12.0%
Assets under management: $366.3M

Financial Life Advisors is a wealth manager that reported 60 positions worth $352.3M in its Q3 2026 13F, filed 2026-10-14. Its largest holdings were Ishares Tr (IVW, 13.7%), Ishares Tr (IVE, 10.8%), Schwab Strategic Tr (SCHZ, 10.3%). A portfolio copying its top holdings returned 12.0% a year over the last 3 years, against 20.4% for the S&P 500.

Financial Life Advisors holdings largest 50 of 60 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Financial Life Advisors 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
IVWIshares Tr	13.7%	13.2%	338,408	+0.2%	$48.1M
IVEIshares Tr	10.8%	10.5%	166,034	+1.9%	$37.9M
SCHZSchwab Strategic Tr	10.3%	10.3%	1,641,270	+4.3%	$36.3M
SPMBSpdr Ser Tr	7.8%	8.3%	1,293,923	-0.5%	$27.4M
DYNFBlackrock ETF Trust	6.0%	5.9%	304,703	-0.6%	$21.1M
IUSBIshares Tr	5.4%	4.9%	433,116	+17.1%	$19.1M
EFVIshares Tr	5.2%	5.0%	232,991	+1.7%	$18.4M
VWOVanguard Intl Equity Index F	4.6%	4.4%	271,002	+3.5%	$16.1M
VUGVanguard Index Fds	4.2%	4.0%	164,076	+0.2%	$14.8M
VGLTVanguard Scottsdale Fds	4.2%	4.9%	292,671	-5.5%	$14.7M
EFGIshares Tr	3.5%	3.5%	104,336	+4.5%	$12.5M
QUALIshares Tr	3.0%	3.0%	47,897	-0.6%	$10.6M
BAIBlackrock ETF Trust	2.1%	2.1%	153,347	+9.3%	$7.2M
VTVVanguard Index Fds	1.9%	2.0%	31,334	-2.3%	$6.8M
IYWIshares Tr	1.6%	1.7%	21,236	-12.1%	$5.6M
BLCRBlackrock ETF Trust	1.3%	1.3%	96,067	+9.1%	$4.7M
MUBIshares Tr	1.3%	1.5%	45,089	-6.3%	$4.6M
ITAIshares Tr	1.2%	1.4%	20,846	+2.0%	$4.3M
BINCBlackrock ETF Trust II	1.2%	1.1%	80,199	+4.2%	$4.1M
VTEBVanguard Mun Bd Fds	1.0%	1.1%	75,472	-4.5%	$3.6M
GLDMWorld Gold Tr	1.0%	1.0%	41,396	-4.5%	$3.4M
OEFIshares Tr	0.9%	1.1%	8,651	-17.2%	$3.3M
VTIPVanguard Malvern Fds	0.9%	0.9%	65,910	+4.5%	$3.2M
PZAInvesco Exch Traded Fd Tr II	0.6%	0.7%	96,159	-7.3%	$2.1M
FIBRIshares Tr	0.4%	0.4%	17,116	+3.8%	$1.4M
XCEMColumbia ETF Tr II	0.4%	0.4%	27,478	-4.9%	$1.4M
NVDANvidia Corporation	0.4%	—	6,119	—	$1.4M
VEAVanguard Ftse Developed Markets Index Fu	0.4%	0.4%	19,743	+0.0%	$1.4M
SPLVInvesco Exch Traded Fd Tr II	0.4%	0.4%	18,351	-3.6%	$1.3M
EMXCIshares Inc	0.3%	0.4%	12,401	+0.0%	$1.2M
SCHGSchwab Strategic Tr	0.3%	0.3%	33,702	+0.0%	$1.2M
ICVTIshares Tr	0.3%	0.3%	9,416	+3.3%	$1.1M
VGTVanguard World Fd	0.3%	0.3%	7,697	+0.0%	$967K
EHCEncompass Health Corp	0.3%	0.3%	7,957	-9.1%	$967K
AMZNAmazon Com Inc	0.3%	0.2%	3,583	+0.0%	$893K
SPYState Str Spdr S&p 500 ETF T	0.2%	0.2%	1,087	+0.1%	$829K
AAPLApple Inc	0.2%	0.1%	1,741	-0.7%	$580K
IVVIshares Tr	0.2%	0.2%	716	+0.0%	$548K
SPTLSpdr Series Trust	0.2%	0.1%	22,914	+55.5%	$547K
MTUMIshares Tr	0.1%	0.1%	1,527	+0.0%	$485K
SCHXSchwab Strategic Tr	0.1%	0.1%	16,147	+2.8%	$484K
IEMGIshares Inc	0.1%	0.1%	5,799	+0.0%	$471K
JMUBJ P Morgan Exchange Traded F	0.1%	—	9,889	—	$471K
USMVIshares Tr	0.1%	0.1%	4,219	-11.9%	$411K
BNDVanguard Bd Index Fds	0.1%	—	5,622	—	$394K
NULGNuveen Esg	0.1%	0.1%	3,231	+0.0%	$367K
XOMExxonmobil Holdings Corp	0.1%	—	2,246	—	$366K
GOOGAlphabet Inc	0.1%	0.1%	907	+0.0%	$309K
SCMBSchwab Strategic Tr	0.1%	—	12,776	—	$309K
VTELVanguard Mun Bd Fds	0.1%	—	2,968	—	$285K

What Financial Life Advisors bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

Reduced

OEF Ishares Tr-17.2% shares
IYW Ishares Tr-12.1% shares
USMV Ishares Tr-11.9% shares
EHC Encompass Health Corp-9.1% shares
PZA Invesco Exch Traded Fd Tr II-7.3% shares
MUB Ishares Tr-6.3% shares
VGLT Vanguard Scottsdale Fds-5.5% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +13.2% /yr; S&P 500 +20.1%
3 years: +12.0% /yr; S&P 500 +20.4%
5 years: +4.2% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$352.3M	60
Q2 2026	$351.7M	60
Q1 2026	$321.0M	52
Q4 2025	$324.3M	53
Q3 2025	$311.3M	47
Q2 2025	$292.3M	48
Q1 2025	$268.3M	51
Q4 2024	$266.2M	46
Q3 2024	$264.7M	48
Q2 2024	$246.4M	57
Q1 2024	$239.0M	60
Q4 2023	$232.4M	58

Questions about Financial Life Advisors's portfolio

What stocks does Financial Life Advisors own?

Financial Life Advisors's latest 13F, for Q3 2026 and filed Oct 14, 2026, lists 60 positions worth $352.3M. The largest are Ishares Tr (IVW) at 13.7%, Ishares Tr (IVE) at 10.8%, Schwab Strategic Tr (SCHZ) at 10.3%, Spdr Ser Tr (SPMB) at 7.8% and Blackrock ETF Trust (DYNF) at 6.0%.

What did Financial Life Advisors buy last quarter?

In Q3 2026, Financial Life Advisors added Spdr Series Trust (SPTL) (+55.5% shares), Ishares Tr (IUSB) (+17.1% shares) and Blackrock ETF Trust (BAI) (+9.3% shares), compared with its Q2 2026 filing.

What did Financial Life Advisors sell last quarter?

In Q3 2026, Financial Life Advisors cut from its top 50 Spdr Series Trust (TFI), cut from its top 50 Ishares Tr (TLH), cut from its top 50 Prosperity Bancshares Inc (PB), cut from its top 50 Ishares Tr (AGG), cut from its top 50 Exxon Mobil Corp (XOM), Ishares Tr (OEF) (-17.2% shares), Ishares Tr (IYW) (-12.1% shares) and Ishares Tr (USMV) (-11.9% shares), compared with its Q2 2026 filing.

How has Financial Life Advisors's portfolio performed?

A portfolio copying Financial Life Advisors's 20 largest 13F holdings each quarter, from the day each filing was public, returned +12.0% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +13.2% against +20.1%. Over 5 years: +4.2% a year against +11.6%.

When is Financial Life Advisors's next 13F filing due?

13F filings are due 45 days after each quarter ends. Financial Life Advisors's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Financial Life Advisors manage?

Financial Life Advisors reported $366.3M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $352.3M.