Q2 2026 13F · SEC CIK 1967227

Financial Alternatives, Inc

Wealth managerFiled 2026-08-11 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $202.9M
Reported positions: 84
Top holdings a year, 3 yrs: +13.6%
Assets under management: $614.8M

Financial Alternatives, Inc is a wealth manager that reported 84 positions worth $202.9M in its Q2 2026 13F, filed 2026-08-11. Its largest holdings were Dimensional ETF Trust (DFAC, 18.2%), Dimensional ETF Trust (DFAI, 17.0%), Vanguard Whitehall Fds (VWOB, 8.4%). A portfolio copying its top holdings returned 13.6% a year over the last 3 years, against 20.4% for the S&P 500.

Financial Alternatives, Inc holdings largest 50 of 84 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Financial Alternatives, Inc 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
DFACDimensional ETF Trust	18.2%	17.5%	834,859	+0.2%	$37.0M
DFAIDimensional ETF Trust	17.0%	17.4%	836,269	+0.8%	$34.5M
VWOBVanguard Whitehall Fds	8.4%	8.6%	252,253	+3.6%	$17.0M
DFAEDimensional ETF Trust	6.3%	5.8%	317,955	-0.4%	$12.8M
JEPIJ P Morgan Exchange Traded F	3.6%	4.1%	129,653	-2.7%	$7.3M
VNQVanguard Index Fds	3.3%	3.3%	70,071	+2.1%	$6.8M
IAUIshares Gold Tr	2.6%	3.2%	68,562	+0.9%	$5.2M
EMBIshares Tr	2.5%	2.7%	52,613	-0.5%	$5.1M
VTIVanguard Index Fds	2.5%	2.5%	13,547	-5.1%	$5.0M
VNQIVanguard Intl Equity Index F	2.4%	2.5%	107,792	+3.2%	$4.8M
VUGVanguard Index Fds	2.1%	2.0%	49,686	+495.6%	$4.3M
DFAUDimensional ETF Trust	1.7%	1.7%	68,638	-0.1%	$3.5M
AAPLApple Inc	1.7%	1.5%	11,739	+6.5%	$3.4M
VVVanguard Index Fds	1.6%	1.6%	9,723	+0.0%	$3.3M
HYGIshares Tr	1.4%	1.5%	34,825	+0.0%	$2.8M
DFICDimensional ETF Trust	1.2%	1.2%	64,369	-0.1%	$2.4M
DFEMDimensional ETF Trust	1.1%	1.0%	54,329	-0.7%	$2.2M
HDHome Depot Inc	1.0%	1.1%	6,039	+1.6%	$2.1M
SRESempra	0.9%	1.0%	19,741	-0.1%	$1.8M
VONGVanguard Scottsdale Fds	0.8%	0.9%	12,225	-17.9%	$1.6M
SPGPInvesco Exchange Traded Fd T	0.7%	0.7%	12,301	+0.0%	$1.5M
IJTIshares Tr	0.7%	0.7%	8,407	+0.0%	$1.5M
BRK-ABerkshire Hathaway Inc Del	0.7%	0.8%	2	+0.0%	$1.5M
ETJEaton Vance Risk-Managed Div	0.7%	0.8%	180,120	-4.5%	$1.5M
BRK-BBerkshire Hathaway Inc Del	0.7%	0.7%	2,681	-5.7%	$1.3M
TSLATesla Inc	0.6%	0.6%	3,121	+6.8%	$1.3M
XOMExxon Mobil Corp	0.6%	0.9%	9,451	+0.0%	$1.3M
IXUSIshares Tr	0.6%	0.6%	13,175	-2.3%	$1.3M
DIASpdr Dow Jones Indl Average	0.6%	0.6%	2,407	+0.0%	$1.3M
VEUVanguard Intl Equity Index F	0.6%	0.6%	14,845	-4.4%	$1.2M
SPYState Str Spdr S&p 500 ETF T	0.6%	0.7%	1,630	-15.2%	$1.2M
VBRVanguard Index Fds	0.5%	0.5%	4,489	+0.0%	$1.1M
IJKIshares S&p Mid Cap 400 Growth	0.5%	0.5%	9,084	+0.0%	$1.1M
VBKVanguard Index Fds	0.5%	0.5%	2,843	+0.0%	$1.0M
IWPIshares Tr	0.4%	0.4%	6,140	+0.0%	$899K
VOEVanguard Index Fds	0.4%	0.4%	4,402	+0.0%	$870K
APHAmphenol Corp	0.4%	0.3%	4,813	+0.0%	$849K
IJSIshares Tr	0.4%	0.4%	5,970	+0.0%	$816K
VOVanguard Index Fds	0.4%	0.4%	9,944	+300.0%	$801K
ESGVVanguard World Fd	0.4%	0.4%	5,953	+0.7%	$787K
ITOTIshares Tr	0.4%	0.4%	4,610	+0.0%	$757K
EAGGIshares Tr	0.3%	0.3%	14,341	+36.6%	$680K
VIGVanguard Specialized Funds	0.3%	0.3%	2,773	+0.0%	$656K
DFAXDimensional ETF Trust	0.3%	0.3%	17,648	-4.8%	$650K
NVDANvidia Corporation	0.3%	—	3,192	—	$639K
VEAVanguard Ftse Developed Markets Index Fu	0.3%	0.3%	8,869	+5.3%	$632K
FOFCohen & Steers Closed-End	0.3%	0.3%	43,796	+0.0%	$608K
IWSIshares Tr	0.3%	0.3%	3,662	+0.0%	$603K
VVisa Inc	0.3%	0.3%	1,676	+0.1%	$575K
IJJIshares Tr	0.3%	0.3%	3,806	+0.0%	$562K

What Financial Alternatives, Inc bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +15.3% /yr; S&P 500 +20.1%
3 years: +13.6% /yr; S&P 500 +20.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$202.9M	84
Q1 2026	$185.5M	79
Q4 2025	$172.0M	87
Q3 2025	$165.1M	86
Q2 2025	$153.6M	86
Q1 2025	$140.3M	81
Q4 2024	$141.8M	81
Q3 2024	$142.1M	85
Q2 2024	$133.1M	82
Q1 2024	$129.3M	82
Q4 2023	$118.4M	80
Q3 2023	$108.0M	78

Questions about Financial Alternatives, Inc's portfolio

What stocks does Financial Alternatives, Inc own?

Financial Alternatives, Inc's latest 13F, for Q2 2026 and filed Aug 11, 2026, lists 84 positions worth $202.9M. The largest are Dimensional ETF Trust (DFAC) at 18.2%, Dimensional ETF Trust (DFAI) at 17.0%, Vanguard Whitehall Fds (VWOB) at 8.4%, Dimensional ETF Trust (DFAE) at 6.3% and J P Morgan Exchange Traded F (JEPI) at 3.6%.

What did Financial Alternatives, Inc buy last quarter?

In Q2 2026, Financial Alternatives, Inc added Vanguard Index Fds (VUG) (+495.6% shares), Vanguard Index Fds (VO) (+300.0% shares) and Ishares Tr (EAGG) (+36.6% shares), compared with its Q1 2026 filing.

What did Financial Alternatives, Inc sell last quarter?

In Q2 2026, Financial Alternatives, Inc cut from its top 50 Costco Wholesale Corporation (COST), Vanguard Scottsdale Fds (VONG) (-17.9% shares), State Str Spdr S&p 500 ETF T (SPY) (-15.2% shares) and Berkshire Hathaway Inc Del (BRK-B) (-5.7% shares), compared with its Q1 2026 filing.

How has Financial Alternatives, Inc's portfolio performed?

A portfolio copying Financial Alternatives, Inc's 20 largest 13F holdings each quarter, from the day each filing was public, returned +13.6% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +15.3% against +20.1%.

When is Financial Alternatives, Inc's next 13F filing due?

13F filings are due 45 days after each quarter ends. Financial Alternatives, Inc's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Financial Alternatives, Inc manage?

Financial Alternatives, Inc reported $614.8M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $202.9M.