Q3 2026 13F · SEC CIK 1697375

Farmers & Merchants Trust Co of Chambersburg PA

Bank & trustFiled 2026-10-14 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $402.3M
Reported positions: 430
Top holdings a year, 3 yrs: +14.8%
Average holding period: 3.9 yrs

Farmers & Merchants Trust Co of Chambersburg PA is a bank & trust that reported 430 positions worth $402.3M in its Q3 2026 13F, filed 2026-10-14. Its largest holdings were Vanguard Bd Index Fds (BIV, 9.6%), Ishares Tr (TLT, 3.7%), Ishares Tr (EFV, 3.0%). A portfolio copying its top holdings returned 14.8% a year over the last 3 years, against 20.4% for the S&P 500.

Farmers & Merchants Trust Co of Chambersburg PA holdings largest 50 of 430 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Farmers & Merchants Trust Co of Chambersburg PA 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
BIVVanguard Bd Index Fds	9.6%	9.8%	532,552	+6.1%	$38.8M
TLTIshares Tr	3.7%	5.3%	193,588	-19.8%	$15.1M
EFVIshares Tr	3.0%	3.0%	153,731	-1.1%	$12.2M
NVDANvidia Corporation	2.5%	2.2%	43,227	-1.0%	$9.9M
FENIFidelity Covington Trust	2.5%	2.5%	247,291	-0.5%	$9.9M
GLDSpdr Gold Tr	2.3%	2.0%	24,287	+13.9%	$9.2M
BILSpdr Series Trust	2.2%	2.2%	96,777	+3.5%	$8.9M
VCITVanguard Scottsdale Fds	2.1%	2.2%	109,268	+4.7%	$8.6M
SJNKState Street SPDR Bloomberg Short Term H	2.1%	2.1%	347,961	+4.8%	$8.4M
MSFTMicrosoft Corp	1.8%	1.4%	13,999	-3.7%	$7.2M
SLYVSpdr Series Trust	1.7%	—	68,117	—	$7.0M
SLYGSpdr Series Trust	1.7%	—	64,536	—	$6.9M
XLKSelect Sector Spdr Tr	1.7%	1.9%	34,721	-13.5%	$6.8M
SPYGState Street Spdr Portfolio S&p 500 Grow	1.7%	1.7%	54,387	-2.0%	$6.7M
SPYVState Street Spdr Portfolio S&p 500 Valu	1.6%	1.6%	103,222	+1.4%	$6.3M
MDYGSpdr Ser Tr	1.6%	—	60,306	—	$6.3M
MDYVSpdr Series Trust	1.5%	—	69,111	—	$6.1M
VBRVanguard Index Fds	1.5%	3.5%	25,912	-54.9%	$6.0M
VBKVanguard Index Fds	1.4%	3.6%	16,533	-57.6%	$5.6M
XLUSelect Sector Spdr Tr	1.4%	1.5%	137,756	+7.8%	$5.4M
JPMJpmorgan Chase & Co	1.3%	1.4%	16,203	-4.8%	$5.4M
AVGOBroadcom Inc	1.3%	1.4%	14,838	+4.4%	$5.2M
AAPLApple Inc	1.3%	1.2%	15,578	-6.1%	$5.2M
GOOGLAlphabet Inc	1.3%	1.4%	14,891	-5.0%	$5.1M
LGOVFirst Tr Exchange-Traded Fd	1.3%	—	259,261	—	$5.1M
FLOTIshares Tr	1.2%	1.2%	98,259	+7.5%	$5.0M
JNJJohnson & Johnson	1.2%	1.2%	18,747	-1.7%	$5.0M
VOEVanguard Index Fds	1.2%	3.0%	25,301	-57.4%	$4.9M
WMTWalmart Inc	1.2%	1.2%	46,765	+8.5%	$4.9M
CVXChevron Corporation	1.2%	1.0%	22,848	-1.4%	$4.7M
XLPSelect Sector Spdr Tr	1.2%	1.2%	57,741	+3.5%	$4.7M
ABBVAbbvie Inc	1.2%	1.2%	17,789	-3.2%	$4.7M
VOTVanguard Index Fds	1.1%	2.2%	15,810	-44.4%	$4.6M
FRAFFranklin Finl Svcs Corp	1.1%	—	72,811	—	$4.5M
VCSHVanguard Scottsdale Fds	1.1%	1.1%	57,582	+4.3%	$4.4M
VVisa Inc	1.1%	1.1%	11,979	-4.6%	$4.3M
IEFIshares Tr	1.0%	1.1%	46,667	+6.2%	$4.2M
XLCSelect Sector Spdr Tr	1.0%	0.9%	37,465	+7.8%	$4.2M
XLFSelect Sector Spdr Tr	1.0%	1.0%	73,161	-4.1%	$3.9M
EFGIshares Tr	0.9%	0.9%	30,086	+5.1%	$3.6M
RTXRtx Corporation	0.9%	0.9%	19,379	-0.1%	$3.6M
AMZNAmazon Com Inc	0.9%	0.9%	14,433	-7.3%	$3.6M
XLVSelect Sector Spdr Tr	0.8%	0.8%	20,253	-3.2%	$3.4M
ORCLOracle Corp	0.8%	0.8%	24,448	+8.3%	$3.4M
XLESelect Sector Spdr Tr	0.8%	0.7%	52,073	-4.7%	$3.2M
XLISelect Sector Spdr Tr	0.8%	0.9%	18,968	+0.1%	$3.2M
GSGoldman Sachs Group Inc	0.8%	1.0%	3,449	-8.8%	$3.1M
XLRESelect Sector Spdr Tr	0.8%	0.8%	75,879	+0.8%	$3.1M
TRVTravelers Companies Inc	0.8%	0.8%	8,570	-7.3%	$3.1M
DKSDicks Sporting Goods Inc	0.8%	0.9%	22,728	+45.3%	$3.1M

What Farmers & Merchants Trust Co of Chambersburg PA bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

DKS Dicks Sporting Goods Inc+45.3% shares
GLD Spdr Gold Tr+13.9% shares
WMT Walmart Inc+8.5% shares
ORCL Oracle Corp+8.3% shares
XLU Select Sector Spdr Tr+7.8% shares
XLC Select Sector Spdr Tr+7.8% shares
FLOT Ishares Tr+7.5% shares
IEF Ishares Tr+6.2% shares

Reduced

Left the top 50

IWP Ishares Trwas 0.9%
IBM International Business Machswas 0.8%
DON Wisdomtree Trwas 0.7%
JEPI J P Morgan Exchange Traded Fwas 0.7%
AMAT Applied Matls Incwas 0.7%
IEMG Ishares Incwas 0.7%

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +10.9% /yr; S&P 500 +20.1%
3 years: +14.8% /yr; S&P 500 +20.4%
5 years: +9.3% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$402.3M	430
Q2 2026	$394.0M	358
Q1 2026	$367.5M	334
Q4 2025	$357.2M	333
Q3 2025	$354.0M	333
Q2 2025	$319.7M	339
Q1 2025	$282.4M	405
Q4 2024	$264.4M	385
Q3 2024	$259.7M	378
Q2 2024	$247.7M	388
Q1 2024	$243.8M	432
Q4 2023	$195.9M	431

Questions about Farmers & Merchants Trust Co of Chambersburg PA's portfolio

What stocks does Farmers & Merchants Trust Co of Chambersburg PA own?

Farmers & Merchants Trust Co of Chambersburg PA's latest 13F, for Q3 2026 and filed Oct 14, 2026, lists 430 positions worth $402.3M. The largest are Vanguard Bd Index Fds (BIV) at 9.6%, Ishares Tr (TLT) at 3.7%, Ishares Tr (EFV) at 3.0%, Nvidia Corporation (NVDA) at 2.5% and Fidelity Covington Trust (FENI) at 2.5%.

What did Farmers & Merchants Trust Co of Chambersburg PA buy last quarter?

In Q3 2026, Farmers & Merchants Trust Co of Chambersburg PA added Dicks Sporting Goods Inc (DKS) (+45.3% shares), Spdr Gold Tr (GLD) (+13.9% shares) and Walmart Inc (WMT) (+8.5% shares), compared with its Q2 2026 filing.

What did Farmers & Merchants Trust Co of Chambersburg PA sell last quarter?

In Q3 2026, Farmers & Merchants Trust Co of Chambersburg PA cut from its top 50 Ishares Tr (IWP), cut from its top 50 International Business Machs (IBM), cut from its top 50 Wisdomtree Tr (DON), cut from its top 50 J P Morgan Exchange Traded F (JEPI), cut from its top 50 Applied Matls Inc (AMAT), Vanguard Index Fds (VBK) (-57.6% shares), Vanguard Index Fds (VOE) (-57.4% shares) and Vanguard Index Fds (VBR) (-54.9% shares), compared with its Q2 2026 filing.

How has Farmers & Merchants Trust Co of Chambersburg PA's portfolio performed?

A portfolio copying Farmers & Merchants Trust Co of Chambersburg PA's 20 largest 13F holdings each quarter, from the day each filing was public, returned +14.8% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +10.9% against +20.1%. Over 5 years: +9.3% a year against +11.6%.

When is Farmers & Merchants Trust Co of Chambersburg PA's next 13F filing due?

13F filings are due 45 days after each quarter ends. Farmers & Merchants Trust Co of Chambersburg PA's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.