Q3 2026 13F · SEC CIK 2010666

Cyr Financial Inc.

Wealth managerFiled 2026-10-16 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $205.7M
Reported positions: 58
Holdings vs S&P 500, 3 yrs: —
Assets under management: $180.5M

Cyr Financial Inc. is a wealth manager that reported 58 positions worth $205.7M in its Q3 2026 13F, filed 2026-10-16. Its largest holdings were Pacer Fds Tr (COWZ, 9.6%), Invesco Exchange Traded Fd T (XLG, 8.9%), Vanguard Bd Index Fds (BND, 7.2%).

Cyr Financial Inc. holdings largest 50 of 58 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Cyr Financial Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
COWZPacer Fds Tr	9.6%	8.8%	294,565	+8.0%	$19.7M
XLGInvesco Exchange Traded Fd T	8.9%	8.5%	287,091	+7.6%	$18.3M
BNDVanguard Bd Index Fds	7.2%	7.5%	210,796	+8.2%	$14.8M
SPABSpdr Series Trust	7.1%	7.3%	599,038	+8.6%	$14.6M
UITBVictory Portfolios II	7.1%	7.3%	325,614	+8.7%	$14.5M
FBNDFidelity Merrimack Str Tr	7.1%	7.3%	335,580	+8.8%	$14.5M
HEFAIshares Tr	6.4%	6.4%	284,262	+8.4%	$13.2M
IDMOInvesco Exch Traded Fd Tr II	6.4%	6.3%	215,283	+7.7%	$13.1M
FDVVFidelity Covington Trust	5.4%	5.3%	182,288	+8.6%	$11.1M
QQQInvesco Qqq Tr	4.8%	4.9%	13,388	+5.4%	$9.9M
RWJInvesco Exch Traded Fd Tr II	4.0%	4.2%	144,684	+6.3%	$8.1M
EDIVState Street Spdr S&p Emerging Markets D	2.7%	2.6%	136,569	+10.2%	$5.5M
XOMExxonmobil Holdings Corp	1.0%	—	12,777	—	$2.1M
MSFTMicrosoft Corp	0.9%	0.7%	3,719	+1.5%	$1.9M
CSCOCisco Sys Inc	0.9%	1.0%	17,244	+4.1%	$1.9M
NVDANvidia Corporation	0.9%	0.8%	8,020	+5.4%	$1.8M
AAPLApple Inc	0.9%	0.8%	5,255	-2.6%	$1.7M
PLTRPalantir Technologies Inc	0.8%	0.5%	9,346	+4.7%	$1.7M
GEGe Aerospace	0.8%	1.0%	5,528	+6.8%	$1.7M
LLYEli Lilly & Co	0.8%	0.9%	1,448	+5.0%	$1.7M
GOOGLAlphabet Inc	0.8%	0.8%	4,810	+6.9%	$1.7M
ABBVAbbvie Inc	0.8%	0.8%	6,223	+7.2%	$1.6M
JPMJpmorgan Chase & Co	0.8%	0.8%	4,917	+6.5%	$1.6M
METAMeta Platforms Inc	0.8%	0.6%	2,219	+8.9%	$1.6M
VTEBVanguard Mun Bd Fds	0.8%	0.8%	32,808	+8.4%	$1.6M
AMZNAmazon Com Inc	0.8%	0.7%	6,232	+5.0%	$1.6M
BRK-BBerkshire Hathaway Inc Del	0.7%	0.7%	3,089	+7.6%	$1.5M
IBDTIshares Ibonds Dec 2028 Term Corporate E	0.7%	0.8%	60,517	+0.5%	$1.5M
IBDUIshares Tr	0.7%	0.8%	64,095	-2.3%	$1.5M
AVGOBroadcom Inc	0.7%	0.8%	4,135	+7.7%	$1.5M
TSLATesla Inc	0.7%	0.8%	4,012	+10.9%	$1.4M
JMUBJ P Morgan Exchange Traded F	0.6%	0.7%	27,219	+6.7%	$1.3M
MUBIshares Tr	0.6%	0.7%	12,594	+7.2%	$1.3M
WMTWalmart Inc	0.6%	0.6%	12,228	+13.1%	$1.3M
SPMOInvesco Exch Traded Fd Tr II	0.6%	0.7%	8,186	-1.8%	$1.2M
UBERUber Technologies Inc	0.6%	0.6%	17,971	+11.5%	$1.2M
TJXTjx Cos Inc New	0.6%	0.6%	9,238	+17.5%	$1.2M
ORCLOracle Corp	0.5%	0.5%	8,182	+14.4%	$1.1M
CPSDCalamos ETF Tr	0.4%	0.5%	33,819	-9.8%	$918K
IBHIIshares Tr	0.4%	0.4%	34,816	-2.4%	$795K
SGOVIshares Tr	0.3%	0.2%	6,113	+46.8%	$615K
EWXSpdr Index Shs Fds	0.3%	0.3%	8,027	-5.2%	$571K
IWYIshares Tr	0.3%	0.3%	1,917	-1.5%	$565K
CATCaterpillar Inc	0.3%	0.4%	677	+2.1%	$549K
VOOVanguard Index Fds	0.2%	0.3%	703	-1.8%	$493K
SCHDSchwab Strategic Tr	0.2%	0.2%	13,252	-2.2%	$431K
PULSPgim ETF Tr	0.2%	0.2%	6,585	+0.9%	$326K
IBDVIshares Tr	0.2%	0.2%	14,734	+1.1%	$311K
CEGConstellation Energy Corp	0.2%	0.2%	1,219	+0.0%	$310K
IBTJIshares Ibonds Dec 2029 Term Treasury Et	0.1%	0.2%	14,228	-1.1%	$302K

What Cyr Financial Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +11.7% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$205.7M	58
Q2 2026	$192.0M	62
Q1 2026	$169.9M	58
Q4 2025	$160.4M	58
Q3 2025	$146.3M	63
Q2 2025	$129.5M	54
Q1 2025	$111.9M	54
Q4 2024	$109.7M	54
Q3 2024	$107.1M	43
Q2 2024	$100.1M	41

Questions about Cyr Financial Inc.'s portfolio

What stocks does Cyr Financial Inc. own?

Cyr Financial Inc.'s latest 13F, for Q3 2026 and filed Oct 16, 2026, lists 58 positions worth $205.7M. The largest are Pacer Fds Tr (COWZ) at 9.6%, Invesco Exchange Traded Fd T (XLG) at 8.9%, Vanguard Bd Index Fds (BND) at 7.2%, Spdr Series Trust (SPAB) at 7.1% and Victory Portfolios II (UITB) at 7.1%.

What did Cyr Financial Inc. buy last quarter?

In Q3 2026, Cyr Financial Inc. added Ishares Tr (SGOV) (+46.8% shares), Tjx Cos Inc New (TJX) (+17.5% shares) and Oracle Corp (ORCL) (+14.4% shares), compared with its Q2 2026 filing.

What did Cyr Financial Inc. sell last quarter?

In Q3 2026, Cyr Financial Inc. cut from its top 50 Ishares Tr (IBDS), Calamos ETF Tr (CPSD) (-9.8% shares) and Spdr Index Shs Fds (EWX) (-5.2% shares), compared with its Q2 2026 filing.

When is Cyr Financial Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Cyr Financial Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Cyr Financial Inc. manage?

Cyr Financial Inc. reported $180.5M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $205.7M.