Q3 2026 13F · SEC CIK 1962005

Crescent Sterling, Ltd.

Wealth managerFiled 2026-10-16 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $121.9M
Reported positions: 92
Top holdings a year, 3 yrs: +15.1%
Assets under management: $210.2M

Crescent Sterling, Ltd. is a wealth manager that reported 92 positions worth $121.9M in its Q3 2026 13F, filed 2026-10-16. Its largest holdings were Schwab Strategic Tr (SCHD, 7.7%), Microsoft Corp (MSFT, 4.9%), Johnson & Johnson (JNJ, 4.8%). A portfolio copying its top holdings returned 15.1% a year over the last 3 years, against 22.3% for the S&P 500.

Crescent Sterling, Ltd. holdings largest 50 of 92 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Crescent Sterling, Ltd. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SCHDSchwab Strategic Tr	7.7%	7.9%	287,582	+3.4%	$9.4M
MSFTMicrosoft Corp	4.9%	3.9%	11,538	-0.4%	$5.9M
JNJJohnson & Johnson	4.8%	5.0%	21,905	-0.7%	$5.8M
AAPLApple Inc	4.6%	4.5%	16,776	-3.8%	$5.6M
CSCOCisco Sys Inc	4.1%	4.8%	45,929	+1.3%	$4.9M
JPMJpmorgan Chase & Co	3.9%	4.3%	14,443	-2.8%	$4.8M
AMGNAmgen Inc	3.2%	3.0%	9,344	+1.8%	$3.9M
ABBVAbbvie Inc	3.2%	3.4%	14,848	-1.4%	$3.9M
CVXChevron Corporation	3.0%	2.6%	17,766	+0.9%	$3.6M
MDYState Str Spdr S&p Midcap 40	2.7%	3.2%	5,055	-2.1%	$3.3M
PGProcter & Gamble Co	2.4%	2.6%	20,173	+1.4%	$2.9M
PSXPhillips 66	2.3%	1.8%	10,908	-5.8%	$2.8M
XOMExxonmobil Holdings Corp	2.1%	—	15,493	—	$2.5M
HDHome Depot Inc	1.9%	2.6%	8,260	+1.1%	$2.3M
SCHGSchwab Strategic Tr	1.9%	2.0%	65,224	-3.4%	$2.3M
VCSHVanguard Scottsdale Fds	1.8%	1.4%	27,795	+43.6%	$2.1M
APDAir Products and Chemicals I	1.7%	2.0%	7,392	-0.8%	$2.1M
NVDANvidia Corporation	1.6%	1.7%	8,615	-8.6%	$2.0M
PEPPepsico Inc	1.5%	1.9%	14,767	-3.8%	$1.9M
AMZNAmazon Com Inc	1.5%	1.6%	7,437	-0.4%	$1.9M
COSTCostco Wholesale Corporation	1.5%	1.6%	2,001	+2.7%	$1.8M
TELTe Connectivity PLC	1.5%	—	8,530	—	$1.8M
WMTWalmart Inc	1.4%	1.5%	16,404	+8.9%	$1.7M
APHAmphenol Corp	1.1%	—	15,738	—	$1.3M
VIOGVanguard Admiral Fds Inc	1.1%	1.3%	9,613	+4.4%	$1.3M
QCOMQualcomm Inc	1.1%	1.1%	7,192	+8.8%	$1.3M
SWKStanley Black & Decker Inc	1.0%	1.2%	14,335	-0.6%	$1.3M
VZVerizon Communications Inc	1.0%	1.2%	26,332	-14.9%	$1.2M
CMICummins Inc	1.0%	1.5%	2,274	-0.4%	$1.2M
SCHMSchwab Strategic Tr	0.9%	1.2%	33,988	-3.3%	$1.2M
XLKSelect Sector Spdr Tr	0.9%	0.9%	5,555	+5.2%	$1.1M
AVGOBroadcom Inc	0.9%	—	3,093	—	$1.1M
TXNTexas Instrs Inc	0.9%	0.9%	3,775	+9.3%	$1.1M
CBChubb Limited	0.8%	0.8%	2,943	+7.6%	$957K
WDIVSpdr Index Shs Fds	0.8%	0.7%	11,691	+12.6%	$951K
SHELShell PLC	0.8%	0.7%	9,955	-0.1%	$946K
SCHASchwab Strategic Tr	0.7%	0.9%	27,957	+0.2%	$912K
SCHFSchwab Strategic Tr	0.7%	0.8%	32,897	-1.3%	$904K
ABTAbbott Laboratories	0.7%	0.7%	8,955	-0.6%	$885K
VLOValero Energy Corp	0.7%	0.7%	2,280	-23.4%	$884K
STXSeagate Technology Hldngs Pl	0.7%	—	953	—	$879K
MAMastercard Incorporated	0.7%	0.7%	1,542	-0.3%	$850K
SCHXSchwab Strategic Tr	0.7%	0.7%	28,148	+9.9%	$844K
LMTLockheed Martin Corp	0.7%	0.7%	1,649	+4.6%	$840K
DUKDuke Energy Corp New	0.7%	0.8%	7,165	+5.8%	$817K
RTXRtx Corporation	0.7%	—	4,337	—	$805K
MRKMerck & Co Inc	0.6%	0.6%	5,420	-1.4%	$788K
CRMSalesforce Inc	0.6%	0.5%	3,345	-12.7%	$768K
IQLTIshares Tr	0.6%	0.6%	14,623	+4.6%	$723K
HONHoneywell Intl Inc	0.6%	—	3,416	—	$721K

What Crescent Sterling, Ltd. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +23.8% /yr; S&P 500 +11.7%
3 years: +15.1% /yr; S&P 500 +22.3%
5 years: +10.6% /yr; S&P 500 +18.5%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$121.9M	92
Q2 2026	$111.8M	85
Q1 2026	$103.3M	80
Q4 2025	$97.6M	78
Q3 2025	$95.1M	74
Q2 2025	$89.4M	72
Q1 2025	$97.5M	75
Q4 2024	$97.5M	75
Q3 2024	$105.0M	77
Q2 2024	$104.4M	77
Q1 2024	$109.7M	80
Q4 2023	$100.3M	76

Questions about Crescent Sterling, Ltd.'s portfolio

What stocks does Crescent Sterling, Ltd. own?

Crescent Sterling, Ltd.'s latest 13F, for Q3 2026 and filed Oct 16, 2026, lists 92 positions worth $121.9M. The largest are Schwab Strategic Tr (SCHD) at 7.7%, Microsoft Corp (MSFT) at 4.9%, Johnson & Johnson (JNJ) at 4.8%, Apple Inc (AAPL) at 4.6% and Cisco Sys Inc (CSCO) at 4.1%.

What did Crescent Sterling, Ltd. buy last quarter?

In Q3 2026, Crescent Sterling, Ltd. added Vanguard Scottsdale Fds (VCSH) (+43.6% shares), Spdr Index Shs Fds (WDIV) (+12.6% shares) and Schwab Strategic Tr (SCHX) (+9.9% shares), compared with its Q2 2026 filing.

What did Crescent Sterling, Ltd. sell last quarter?

In Q3 2026, Crescent Sterling, Ltd. cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Honeywell Aerospace Inc (HONA), cut from its top 50 Honeywell Intl. Inc (HON), cut from its top 50 State Street Spdr Portfolio S&p 500 Grow (SPYG), cut from its top 50 Csx Corp (CSX), Valero Energy Corp (VLO) (-23.4% shares), Verizon Communications Inc (VZ) (-14.9% shares) and Salesforce Inc (CRM) (-12.7% shares), compared with its Q2 2026 filing.

How has Crescent Sterling, Ltd.'s portfolio performed?

A portfolio copying Crescent Sterling, Ltd.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +15.1% a year over the last 3 years, against +22.3% for the S&P 500. Over 1 year: +23.8% against +11.7%. Over 5 years: +10.6% a year against +18.5%.

When is Crescent Sterling, Ltd.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Crescent Sterling, Ltd.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Crescent Sterling, Ltd. manage?

Crescent Sterling, Ltd. reported $210.2M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $121.9M.