Q3 2026 13F · SEC CIK 1789219

Charles Schwab Trust Co

Bank & trustFiled 2026-10-15 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.7B
Reported positions: 186
Top holdings a year, 3 yrs: +13.9%
Average holding period: 5.5 yrs

Charles Schwab Trust Co is a bank & trust that reported 186 positions worth $1.7B in its Q3 2026 13F, filed 2026-10-15. Its largest holdings were Vanguard Bd Index Fds (BND, 6.5%), Schwab Strategic Tr (FNDX, 6.5%), Vanguard Index Fds (VOO, 6.4%). A portfolio copying its top holdings returned 13.9% a year over the last 3 years, against 20.4% for the S&P 500.

Charles Schwab Trust Co holdings largest 50 of 186 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Charles Schwab Trust Co 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
BNDVanguard Bd Index Fds	6.5%	2.7%	1,614,434	+145.9%	$113.3M
FNDXSchwab Strategic Tr	6.5%	6.3%	3,574,246	-0.9%	$112.5M
VOOVanguard Index Fds	6.4%	7.5%	158,090	-18.7%	$110.8M
SCHXSchwab Strategic Tr	6.2%	7.0%	3,593,114	-15.2%	$107.8M
SCHFSchwab Strategic Tr	6.2%	6.0%	3,882,948	+0.1%	$106.7M
SCHZSchwab Strategic Tr	4.9%	8.5%	3,859,173	-41.5%	$85.3M
SCHGSchwab Strategic Tr	4.9%	4.4%	2,341,803	+1.3%	$84.1M
VEAVanguard Ftse Developed Markets Index Fu	4.1%	3.9%	1,009,657	+3.0%	$71.3M
AGGIshares Tr	4.0%	3.9%	735,613	+5.2%	$69.5M
SCHESchwab Strategic Tr	3.5%	3.3%	1,682,888	+1.9%	$61.3M
FNDFSchwab Strategic Tr	2.6%	3.0%	854,227	-16.4%	$45.9M
IUSGIshares Tr	2.6%	2.7%	234,363	-7.8%	$45.4M
MUBIshares Tr	2.3%	1.1%	399,584	+127.7%	$40.4M
SCHHSchwab Strategic Tr	1.9%	2.0%	1,484,025	-1.0%	$32.7M
PRFInvesco Exchange Traded Fd T	1.8%	1.7%	577,019	-0.1%	$31.4M
NVDANvidia Corporation	1.8%	1.5%	135,793	+1.2%	$31.0M
SCHCSchwab Strategic Tr	1.8%	1.7%	622,619	+0.6%	$31.0M
SCHASchwab Strategic Tr	1.8%	1.8%	938,873	+8.0%	$30.6M
SCHOSchwab Strategic Tr	1.5%	1.5%	1,083,293	-4.9%	$25.8M
IVVIshares Tr	1.5%	1.5%	32,913	-5.9%	$25.2M
USRTIshares Tr	1.3%	1.5%	365,806	-6.8%	$22.5M
VBVanguard Index Fds	1.2%	1.2%	74,244	+1.5%	$21.1M
XOMExxonmobil Holdings Corp	1.2%	—	124,789	—	$20.3M
VGSHVanguard Scottsdale Fds	1.2%	1.2%	351,226	-1.7%	$20.2M
AAPLApple Inc	1.1%	0.9%	56,435	+4.0%	$18.8M
MSFTMicrosoft Corp	1.0%	0.4%	34,986	+67.8%	$17.9M
VWOVanguard Intl Equity Index F	0.9%	0.8%	267,482	+5.9%	$15.9M
PXFInvesco Exch Traded Fd Tr II	0.9%	1.4%	207,519	-36.4%	$15.8M
SCHDSchwab Strategic Tr	0.9%	0.8%	466,781	+1.8%	$15.2M
SCYBSchwab Strategic Tr	0.7%	0.7%	474,720	-6.8%	$12.0M
JPMJpmorgan Chase & Co	0.6%	0.6%	33,943	+3.1%	$11.2M
FNDASchwab Strategic Tr	0.6%	0.9%	280,959	-34.8%	$9.8M
FNDESchwab Strategic Tr	0.6%	0.9%	229,546	-44.0%	$9.6M
SCZIshares Tr	0.6%	0.5%	113,421	+0.2%	$9.6M
SCHYSchwab Strategic Tr	0.5%	0.5%	283,199	+0.7%	$8.9M
ABBVAbbvie Inc	0.5%	0.4%	32,249	+1.8%	$8.4M
SCHISchwab Strategic Tr	0.5%	0.7%	367,379	-29.4%	$7.9M
AVGOBroadcom Inc	0.4%	0.5%	21,764	-0.1%	$7.6M
GOOGLAlphabet Inc	0.4%	0.4%	19,911	+10.9%	$6.9M
TIPIshares Tr	0.4%	0.4%	62,082	-3.9%	$6.5M
IGIBIshares Tr	0.4%	—	123,958	—	$6.2M
SCMBSchwab Strategic Tr	0.4%	1.5%	254,695	-75.9%	$6.2M
GOOGAlphabet Inc	0.3%	0.3%	16,807	+10.9%	$5.7M
SCHPSchwab Strategic Tr	0.3%	0.4%	224,207	-17.8%	$5.6M
IEFAIshares Tr	0.3%	0.3%	50,233	-16.6%	$4.9M
USHYiShares Broad USD High Yield Corporate B	0.3%	—	125,082	—	$4.5M
PMPhilip Morris Intl Inc	0.3%	—	23,199	—	$4.4M
JNJJohnson & Johnson	0.2%	—	16,025	—	$4.2M
SUBIshares Tr	0.2%	—	40,383	—	$4.2M
CATCaterpillar Inc	0.2%	0.2%	5,183	+29.9%	$4.2M

What Charles Schwab Trust Co bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +16.3% /yr; S&P 500 +20.1%
3 years: +13.9% /yr; S&P 500 +20.4%
5 years: +6.3% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$1.7B	186
Q2 2026	$1.8B	171
Q1 2026	$1.5B	165
Q4 2025	$1.5B	171
Q3 2025	$1.5B	177
Q2 2025	$1.3B	173
Q1 2025	$1.2B	166
Q4 2024	$1.2B	158
Q3 2024	$1.2B	151
Q2 2024	$1.1B	151
Q1 2024	$1.1B	154
Q4 2023	$1.0B	163

Questions about Charles Schwab Trust Co's portfolio

What stocks does Charles Schwab Trust Co own?

Charles Schwab Trust Co's latest 13F, for Q3 2026 and filed Oct 15, 2026, lists 186 positions worth $1.7B. The largest are Vanguard Bd Index Fds (BND) at 6.5%, Schwab Strategic Tr (FNDX) at 6.5%, Vanguard Index Fds (VOO) at 6.4%, Schwab Strategic Tr (SCHX) at 6.2% and Schwab Strategic Tr (SCHF) at 6.2%.

What did Charles Schwab Trust Co buy last quarter?

In Q3 2026, Charles Schwab Trust Co added Vanguard Bd Index Fds (BND) (+145.9% shares), Ishares Tr (MUB) (+127.7% shares) and Microsoft Corp (MSFT) (+67.8% shares), compared with its Q2 2026 filing.

What did Charles Schwab Trust Co sell last quarter?

In Q3 2026, Charles Schwab Trust Co cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Schwab Strategic Tr (FNDC), cut from its top 50 Invesco Qqq Tr (QQQ), cut from its top 50 Invesco Rafi US 1500 Small-Mid ETF (PRFZ), cut from its top 50 State Str Spdr S&p 500 ETF T (SPY), Schwab Strategic Tr (SCMB) (-75.9% shares), Schwab Strategic Tr (FNDE) (-44.0% shares) and Schwab Strategic Tr (SCHZ) (-41.5% shares), compared with its Q2 2026 filing.

How has Charles Schwab Trust Co's portfolio performed?

A portfolio copying Charles Schwab Trust Co's 20 largest 13F holdings each quarter, from the day each filing was public, returned +13.9% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +16.3% against +20.1%. Over 5 years: +6.3% a year against +11.6%.

When is Charles Schwab Trust Co's next 13F filing due?

13F filings are due 45 days after each quarter ends. Charles Schwab Trust Co's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.