Q3 2026 13F · SEC CIK 2109821

Ballast Financial Advisors LLC

Wealth managerFiled 2026-10-26 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $106.1M
Reported positions: 71
Holdings vs S&P 500, 3 yrs: —
Assets under management: $342.6M

Ballast Financial Advisors LLC is a wealth manager that reported 71 positions worth $106.1M in its Q3 2026 13F, filed 2026-10-26. Its largest holdings were Schwab Strategic Tr (SCHX, 11.5%), Ishares Tr (ISTB, 10.9%), Schwab Strategic Tr (SCHZ, 10.1%).

Ballast Financial Advisors LLC holdings largest 50 of 71 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Ballast Financial Advisors LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SCHXSchwab Strategic Tr	11.5%	11.4%	408,184	-4.4%	$12.2M
ISTBIshares Tr	10.9%	10.8%	244,700	-1.4%	$11.6M
SCHZSchwab Strategic Tr	10.1%	11.0%	484,699	-7.4%	$10.7M
FNDFSchwab Strategic Tr	5.6%	5.5%	110,836	-4.3%	$6.0M
JQUAJpmorgan U.s. Quality Factor ETF	4.3%	4.1%	62,450	-0.7%	$4.6M
AVLVAmerican Centy ETF Tr	4.2%	4.2%	49,201	-4.0%	$4.4M
AVUVAmerican Centy ETF Tr	4.1%	4.4%	37,293	-4.6%	$4.4M
SCHFSchwab Strategic Tr	3.4%	3.5%	131,485	-4.7%	$3.6M
VIGVanguard Specialized Funds	2.5%	2.3%	11,203	+5.7%	$2.6M
VUGVanguard Index Fds	2.4%	2.2%	28,378	-0.2%	$2.6M
VBKVanguard Index Fds	2.4%	2.6%	7,518	-3.3%	$2.5M
SCHGSchwab Strategic Tr	2.2%	2.1%	64,447	-5.5%	$2.3M
DFEMDimensional ETF Trust	1.8%	1.8%	48,494	-2.9%	$1.9M
DFISDimensional ETF Trust	1.7%	1.6%	51,007	-1.6%	$1.8M
FBNDFidelity Merrimack Str Tr	1.6%	1.5%	39,120	+10.5%	$1.7M
BNDVanguard Bd Index Fds	1.4%	1.4%	20,955	+0.4%	$1.5M
SCHVSchwab Strategic Tr	1.4%	1.5%	43,454	-9.0%	$1.4M
FNDXSchwab Strategic Tr	1.3%	1.2%	43,739	-1.2%	$1.4M
VTVVanguard Index Fds	1.1%	1.1%	5,625	+4.0%	$1.2M
VBILVanguard Instl Index Fd	1.1%	0.9%	15,240	+17.1%	$1.2M
DFARDfa Invt Dimensions Group in	1.1%	—	46,698	—	$1.1M
DISVDimensional ETF Trust	1.0%	1.0%	25,513	-3.4%	$1.1M
VCITVanguard Scottsdale Fds	1.0%	1.0%	13,862	+0.6%	$1.1M
VBVanguard Index Fds	1.0%	0.9%	3,571	+6.3%	$1.0M
VBRVanguard Index Fds	0.9%	1.0%	4,324	-6.4%	$999K
VCSHVanguard Scottsdale Fds	0.9%	0.9%	12,668	-3.1%	$979K
QQQInvesco Qqq Tr	0.8%	0.7%	1,210	+11.6%	$895K
GBTCGrayscale Bitcoin Trust ETF	0.8%	0.7%	13,176	-25.8%	$851K
FVALFidelity Covington Trust	0.8%	0.7%	10,336	+6.4%	$835K
SOXXIshares Tr	0.8%	0.9%	1,428	-5.4%	$812K
IXUSIshares Tr	0.8%	0.7%	8,540	+3.4%	$811K
FNDCSchwab Strategic Tr	0.8%	0.8%	16,156	-12.9%	$805K
VOOVanguard Index Fds	0.7%	0.8%	1,134	-11.8%	$795K
BSVVanguard Bd Index Fds	0.7%	0.7%	9,721	+4.7%	$743K
VVVanguard Index Fds	0.7%	0.6%	2,060	+5.0%	$725K
JCPBJ P Morgan Exchange Traded F	0.6%	0.7%	15,066	-5.6%	$675K
SPYState Str Spdr S&p 500 ETF T	0.6%	0.6%	884	+0.9%	$674K
IWRIshares Tr	0.6%	0.6%	6,306	+10.0%	$673K
VIGIVanguard Whitehall Fds	0.6%	0.6%	6,577	-1.7%	$621K
VTVanguard Intl Equity Index F	0.6%	0.5%	3,711	+0.6%	$586K
DGROIshares Tr	0.5%	0.5%	7,155	+6.7%	$539K
GOOGLAlphabet Inc	0.5%	0.6%	1,478	-17.6%	$509K
AAPLApple Inc	0.4%	0.4%	1,424	-2.7%	$474K
DFAIDimensional ETF Trust	0.4%	0.5%	10,817	-20.6%	$448K
JPSTJ P Morgan Exchange Traded F	0.4%	0.3%	8,635	+17.2%	$435K
SCHCSchwab Strategic Tr	0.3%	0.3%	6,972	-12.7%	$347K
JPMJpmorgan Chase & Co	0.3%	—	1,044	—	$345K
VOVanguard Index Fds	0.3%	—	4,357	—	$342K
LLYEli Lilly & Co	0.3%	0.3%	292	-2.7%	$338K
VYMVanguard Whitehall Fds	0.3%	—	2,172	—	$337K

What Ballast Financial Advisors LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

JPST J P Morgan Exchange Traded F+17.2% shares
VBIL Vanguard Instl Index Fd+17.1% shares
QQQ Invesco Qqq Tr+11.6% shares
FBND Fidelity Merrimack Str Tr+10.5% shares
IWR Ishares Tr+10.0% shares
DGRO Ishares Tr+6.7% shares
FVAL Fidelity Covington Trust+6.4% shares
VB Vanguard Index Fds+6.3% shares

Reduced

GBTC Grayscale Bitcoin Trust ETF-25.8% shares
DFAI Dimensional ETF Trust-20.6% shares
GOOGL Alphabet Inc-17.6% shares
FNDC Schwab Strategic Tr-12.9% shares
SCHC Schwab Strategic Tr-12.7% shares
VOO Vanguard Index Fds-11.8% shares
SCHV Schwab Strategic Tr-9.0% shares
SCHZ Schwab Strategic Tr-7.4% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: —
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$106.1M	71
Q2 2026	$110.5M	71
Q1 2026	$97.5M	68
Q4 2025	$97.1M	70

Questions about Ballast Financial Advisors LLC's portfolio

What stocks does Ballast Financial Advisors LLC own?

Ballast Financial Advisors LLC's latest 13F, for Q3 2026 and filed Oct 26, 2026, lists 71 positions worth $106.1M. The largest are Schwab Strategic Tr (SCHX) at 11.5%, Ishares Tr (ISTB) at 10.9%, Schwab Strategic Tr (SCHZ) at 10.1%, Schwab Strategic Tr (FNDF) at 5.6% and Jpmorgan U.s. Quality Factor ETF (JQUA) at 4.3%.

What did Ballast Financial Advisors LLC buy last quarter?

In Q3 2026, Ballast Financial Advisors LLC added J P Morgan Exchange Traded F (JPST) (+17.2% shares), Vanguard Instl Index Fd (VBIL) (+17.1% shares) and Invesco Qqq Tr (QQQ) (+11.6% shares), compared with its Q2 2026 filing.

What did Ballast Financial Advisors LLC sell last quarter?

In Q3 2026, Ballast Financial Advisors LLC cut from its top 50 Dimensional US Real (DFAR), cut from its top 50 IonQ, Inc. (IONQ), cut from its top 50 Dimensional ETF Trust (DFAC), cut from its top 50 Ssga Active ETF Tr (TOTL), Grayscale Bitcoin Trust ETF (GBTC) (-25.8% shares), Dimensional ETF Trust (DFAI) (-20.6% shares) and Alphabet Inc (GOOGL) (-17.6% shares), compared with its Q2 2026 filing.

When is Ballast Financial Advisors LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Ballast Financial Advisors LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Ballast Financial Advisors LLC manage?

Ballast Financial Advisors LLC reported $342.6M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $106.1M.